reporting in to new thread.
thanks for creating this new thread for the continuation of this topic

link to v13
https://forum.lowyat.net/topic/3805145/+2860#entry79077542

Making Sense Of Valuation Metrics [18 Mar 16]
FSM take a closer look at some of the common valuation metrics used to assess the valuation of an equity market, highlighting some their merits, as well as their drawbacks.
https://secure.fundsupermart.com/main/artic...8-Mar-16--11346

Is Your Portfolio Ready For The Rest of 2016? ....... March 18, 2016
In this article, the FSM Research Team will be providing a step-by-step tutorial for investors who are keen on exploring the idea of portfolio construction. This article could also serves as a reference for investors who wish to review or tweak their portfolios’ allocations in order to be prepared for the rest of 2016.
http://www.fundsupermart.com.my/main/resea...-Mar-2016--6908

wealth planner fees.
page# 5, post# 92

getting started to investment?
3 steps an investor can take when first starting to invest
https://secure.fundsupermart.com/main/artic...5-Apr-16--11426

detailed simple examples abt dividend distribution....
page 47, post 922
https://forum.lowyat.net/topic/3892713/+920#entry80284758


This post has been edited by yklooi: Jun 7 2016, 10:06 AM

i am holding a bit (abt 3.6%) in RHB China India dynamic

i am holding abt 15% in Ponzi 1.0...
and abt 11% in Ponzi 2.0

Is Your Portfolio Ready For The Rest of 2016? ....... March 18, 2016
In this article, the FSM Research Team will be providing a step-by-step tutorial for investors who are keen on exploring the idea of portfolio construction. This article could also serves as a reference for investors who wish to review or tweak their portfolios’ allocations in order to be prepared for the rest of 2016.
http://www.fundsupermart.com.my/main/resea...-Mar-2016--6908

This post has been edited by yklooi: Mar 18 2016, 10:50 PM

when and if the time comes,...I may have to take the service of a wealth planner......
FSM does not provide personal service.

btw,...that article is a guide about how to construct a portfolio......not about them providing wealth planning service

my current thinking, my current rules are IF, WHEN I am fed up with this set IRR target and the chasing of this "illusional IRR" with my current mindset.
by then, I may just call quit and can in the cavalry to help.
by then,....I am already like a dog with its head down and tail wagging between the legs.....
current mindset is "I still don't believes I am so unlucky with my choice of funds"
but looking at current status....the time may not be too far off......
well, who know how it will go.......just let it flow for the time being and just try to gather as much understanding and experience about what to do and should be done at time of volatility.
it is easy for one to say "heart must be steady",...but have one really gone thru it, without altering the rhythm of the heart while in it?

This post has been edited by yklooi: Mar 20 2016, 12:35 PM

same here,...will advise financial planner to my friends if the value is large....if the value is small investors (value here depends on net asset worth of individual)......I will still recommend FSM so that he can learn first hand about investing.....

because of this IRR numbers, every year of non performing...the funds would have to make extra effort to performs else in the long run it is NOT worth to invest. (IRR dilutes)

timing of entry (luck) play a parts in investing......
if invested in the right funds at the right time (mkts up)...the ROI and IRR will be up. IF that continue to be up for a few years then the ROI and IRR will be high and stayed reasonably well in time of corrections.
well ,...3 years is too short to judge....but if 3 yrs with low IRR,...then it will be very hard to climb up..

some motivational post for my "shiok" sendiri....

since 29 Feb.....
my portfolio + 2.5%
but my IRR is just +0.8%

I can say almost daily I view the status.

This post has been edited by yklooi: Mar 25 2016, 07:43 AM

almost similar warning words by the hwang's MD in his speech recently..

great minds think alikes......

...he did mentioned that the expectation of returns % have to be adjusted downwards from now on.....

the current local ringgit direction will be seen soon.....
the BNM governor replacement.......1 side is liked by mkts, the others is perceived to be political choices....
if the mkts don't like the selection...RM will be hit.

he spoke of how, when the recent mkts rally for 3 weeks....he sold some 5% to raise cash.....

this got me thinking......should we follow "sell some on few % gains, buy some on a few % drops".....(with wrap a/c can lah)
no more buy and keep long long.....the volatility is fast and short.

he expects the M'sia interest rate to come down.......and if the banks offers 4.5% pa FD......take it!
btw,...I met a Affin bank PR at the dinner too...she said....AFFIN Bank only at Padang Kota Lama in Penang branch got offering 4.5% pa till end of March. fresh fund 10k min
is that a coincident?

he warned....pay a closer look on the yuan outflow till next year.....

china has a BIG reserves, but there is a confident level of min 2.x Trillion reserves value......if the rate falls....expected next year can see results....
then he jokingly said.....don't invest anywhere....as if CHINA falls....the whole mkts will too.

Buy pound now as the BRIEXIT polls is in June had dragged it down.....
he expects Britain to remains in EU and after the polls pound will rises some %.
why will stays?...b'cos it has nothing without EU....

This post has been edited by yklooi: Mar 26 2016, 06:56 PM

Not yet. I am not on wrap s/c.
Will see how some of the funds moves in July. Then decide.

just tested...ok....no problem

not sure about other investors.....
but I just like to have "extras" if possible, just in case the preferred one does not perform better or maintained its performance for that year....
fyi,...I had about 3 m'sia small caps now.....
there is no right or wrong, I think...
it is just up to one individual to do what he likes...end of the day...it is his money.

not enough monies to buy so that tis fund can have an impact on my portfolio performance....

another month had gone......so is my IRR "erection".


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you just talked a few hours ago....
Bloomberg came out with this just now.....

It's Dangerous Out There in the Bond Market
http://www.bloomberg.com/news/articles/201...ackrock-allianz

any special reason to do that?

nay....my portfolio charting is beginning to looks like Alaska crabs...
don't believe?...just see the image
btw...m-o-m by wife's PM funds beat me by 1.3% ROI


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I think hers is much more diversified than mine.....
mine is very heavy on ah jib and I don't like Trump or merkel.

also she buy and hold, while i "FROGs" around for IRR.... which is against the conventional wisdom of investing of many Sifus.

did I regret it?...nyah....

This post has been edited by yklooi: May 3 2016, 08:59 PM


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HK, China, Korea, Japan, Taiwan.
I just influenced her once....told her to diversified.....that it is...

your IRR is still strong