QUOTE(olivechong @ Jun 8 2016, 05:24 PM)
I chosen HLB with 2.86 7 Years.
Probably because i have a housing loan with me?
In this 3, HLB lowest dy.
the interest rate increased since 1st march, so if you can get 2.7% for 7 years should be very good rate already, 2.8% still acceptable
my friend told me that the rejection rate has increased as well, last time is 80% loan acceptance rate, now is less than 50%
QUOTE(FlamingASSH0LE @ Jun 8 2016, 05:34 PM)
It's not as obvious cause it's white light and it's bright outside... Usually if they don't give you way cause they memang dont paying attention behind and wouldn't notice, even if your car light was yellow, i think if they didnt bother seeing the back, regardless how bright it was, they wouldn't notice, unless it's flashing bright colours that stands out in daylight like the famous red & blue.. And they're those that just doesn't care...
Mazda hi-beam is quite bright IMO... but not the annoying kind of bright, wait i wouldn't know dont have much encounters of cars high beaming me..
last time i got hi beam by BMW and merz before, not as noticeable as those yellow halogen hi beam, i guess our xenon also same thing