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 Kajang/Semenyih area house, Need Advice

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bearbearwong
post Mar 10 2016, 07:27 PM

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auction list will arriving soon .. the whole of Malai... and connections
lifebalance
post Mar 10 2016, 07:59 PM

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QUOTE(bearbearwong @ Mar 10 2016, 06:49 PM)
fix rate is how much%? and if MRTA in how one?
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4.99% fixed rate with zero moving cost, MRTA/MLTA up for you to choose.

This post has been edited by lifebalance: Mar 10 2016, 08:00 PM
bearbearwong
post Mar 10 2016, 08:08 PM

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QUOTE(lifebalance @ Mar 10 2016, 07:59 PM)
4.99% fixed rate with zero moving cost, MRTA/MLTA up for you to choose.
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current conventional interest rates how much lower than this fix rate?
lifebalance
post Mar 10 2016, 08:15 PM

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QUOTE(bearbearwong @ Mar 10 2016, 08:08 PM)
current conventional interest rates how much lower than this fix rate?
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lowest about 4.4 - 4.5%, mostly don't have zero moving cost.

effective rate with zero moving cost for 4.99% would be around 4.4% as well if loan take up to 5 years.

This post has been edited by lifebalance: Mar 10 2016, 08:16 PM
bearbearwong
post Mar 10 2016, 08:16 PM

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QUOTE(lifebalance @ Mar 10 2016, 08:15 PM)
lowest about 4.4 - 4.5%, mostly don't have zero moving cost.

effective rate with zero moving cost for 4.99% would be around 4.4% as well if loan take up to 5 years.
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thanks...
HarpArtist
post Mar 10 2016, 08:23 PM

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from place to stay to kajang v semenyih and now fixed rate loans doh.gif poor ts

This post has been edited by HarpArtist: Mar 10 2016, 08:23 PM
carsalesperson
post Mar 10 2016, 08:25 PM

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QUOTE(666devil @ Mar 10 2016, 06:30 PM)
Very informative. These proof are what we are taking about. But why post it here? Post in Sg long tread more appropriate. brows.gif
Ya I am from Mahkota Cheras. Except difference is I come out the house 5:50am. Traffic condition the same as u. That is why avoiding Mahkota and sungai long far far away. Kajang go kl even faster than bmc and Sg long.
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Post it here because another video show kajang go kl very fast, but the real story is not that

I think kajang not much difference lo
carsalesperson
post Mar 10 2016, 08:29 PM

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QUOTE(bearbearwong @ Mar 10 2016, 01:57 PM)
so early.... that goodview heights pulak highway if straight connect cheras kajang -highway how good...
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Goodview height has 1 major problem, the toll
Now it cost 1.80 but i think it will raise soon to be 2++

Jliew168
post Mar 10 2016, 08:41 PM

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QUOTE(lifebalance @ Mar 10 2016, 08:15 PM)
lowest about 4.4 - 4.5%, mostly don't have zero moving cost.

effective rate with zero moving cost for 4.99% would be around 4.4% as well if loan take up to 5 years.
*
Lock in period how long ? If break what is the penalty rate
lifebalance
post Mar 10 2016, 08:56 PM

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QUOTE(Jliew168 @ Mar 10 2016, 08:41 PM)
Lock in period how long ? If break what is the penalty rate
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No lock in for early settlement or selling the property away.

Lock in refinancing 5 years.
bearbearwong
post Mar 10 2016, 09:04 PM

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QUOTE(Jliew168 @ Mar 10 2016, 08:41 PM)
Lock in period how long ? If break what is the penalty rate
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Lock in ? Flip...or converting capers to AIA.. my friend convert liao
Jasoncat
post Mar 10 2016, 09:11 PM

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QUOTE(bearbearwong @ Mar 10 2016, 08:08 PM)
current conventional interest rates how much lower than this fix rate?
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Ah Bear, don't just ask. Act on it. Go and buy first!
Btw, lowest still can get 4.35% for larger loan amount. And of course if you buy from developer, some (eg SPS, depends on project) absorb legal fees and stamp duty on both loan & SPA and MOT too. Jom! Buy!
fieznur81
post Mar 10 2016, 09:41 PM

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QUOTE(investor01 @ Mar 1 2016, 01:18 PM)
2.5 hours??? Thats average time or one time incident?

If average, honestly something wrong la friend..

Melaka to Kl is 2.5 hours..
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Average time as too late got out from home. 7 already peak hour in Semenyih.

This post has been edited by fieznur81: Mar 10 2016, 09:44 PM
fieznur81
post Mar 10 2016, 09:42 PM

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QUOTE(Yamma @ Mar 1 2016, 12:49 PM)
my subordinate after move to semenyih, arrived office average at 9.30am. I asked her what time she left home, she said 7am. Previously staying in cheap flat at sri petaling, moving to DSL in semenyih for better standard...

my cousin leave house at 5.30am and reach her office in Bangsar at 6.30am.
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People around Semenyih starts their journey around 6:15am and it's already congested. Got out at 7am? Good luck.
bearbearwong
post Mar 10 2016, 09:42 PM

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QUOTE(Jasoncat @ Mar 10 2016, 09:11 PM)
Ah Bear, don't just ask. Act on it. Go and buy first!
Btw, lowest still can get 4.35% for larger loan amount.  And of course if you buy from developer, some (eg SPS, depends on project) absorb legal fees and stamp duty on both loan & SPA and MOT too. Jom! Buy!
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MOT too.. so good or desperate develooers.. me no money.. u ask tkj borrow me some..

she small gas di.. treat me invincible..
kidkad
post Mar 10 2016, 09:57 PM

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QUOTE(fieznur81 @ Mar 10 2016, 09:42 PM)
People around Semenyih starts their journey around 6:15am and it's already congested. Got out at 7am? Good luck.
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i went out around from bandar teknologi around 720 and reach ampang park around 850.. mainly becoz of jam at silk and kg pandan.
skypeace
post Mar 10 2016, 11:43 PM

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I was born in semenyih and Im living nearby semenyih now.
I admit that Semenyih now is still quite ulu. But I can see this place will be the next place people are looking at after all other nearby KL area got crowded.
It just need time to grow.
As I heard before, Sg. Long is used to be looked down by may ppl when it started to be developed. but now it is the other way.

skypeace
post Mar 10 2016, 11:44 PM

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repeated post.

This post has been edited by skypeace: Mar 10 2016, 11:45 PM
Rabel
post Mar 11 2016, 12:14 AM

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QUOTE(bearbearwong @ Mar 10 2016, 09:42 PM)
MOT too.. so good or desperate develooers.. me no money.. u ask tkj borrow me some..

she small gas di.. treat me invincible..
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biggrin.gif biggrin.gif
No money to buy mean never involved in propety
Never buy propety mean zero experience in propety.
But act like expert, in fact.. U r talking Kok
SUStmdsad
post Mar 11 2016, 06:21 AM

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QUOTE(skypeace @ Mar 10 2016, 11:43 PM)
I was born in semenyih and Im living nearby semenyih now.
I admit that Semenyih now is still quite ulu. But I can see this place will be the next place people are looking at after all other nearby KL area got crowded.
It just need time to grow.
As I heard before, Sg. Long is used to be looked down by may ppl when it started to be developed. but now it is the other way.
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the problem is semyih far n ulu n many expensive tols adding price high...... sg long last time only ulu but not far and dont have many expensive tols n price that time still low.

This post has been edited by tmdsad: Mar 11 2016, 06:39 AM

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