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 Kajang/Semenyih area house, Need Advice

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lifebalance
post Mar 10 2016, 05:02 PM

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AIA got fixed rate loan & zero moving cost, anyone looking for refinance ?
lifebalance
post Mar 10 2016, 07:59 PM

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QUOTE(bearbearwong @ Mar 10 2016, 06:49 PM)
fix rate is how much%? and if MRTA in how one?
*
4.99% fixed rate with zero moving cost, MRTA/MLTA up for you to choose.

This post has been edited by lifebalance: Mar 10 2016, 08:00 PM
lifebalance
post Mar 10 2016, 08:15 PM

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QUOTE(bearbearwong @ Mar 10 2016, 08:08 PM)
current conventional interest rates how much lower than this fix rate?
*
lowest about 4.4 - 4.5%, mostly don't have zero moving cost.

effective rate with zero moving cost for 4.99% would be around 4.4% as well if loan take up to 5 years.

This post has been edited by lifebalance: Mar 10 2016, 08:16 PM
lifebalance
post Mar 10 2016, 08:56 PM

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QUOTE(Jliew168 @ Mar 10 2016, 08:41 PM)
Lock in period how long ? If break what is the penalty rate
*
No lock in for early settlement or selling the property away.

Lock in refinancing 5 years.
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