In addition, u oso forego opportunity cost (u can earn FD int)

I've an ASW acct for years but never bother to update or enquired regarding units available for purchase.
Somehow, today stumble upon this forum and learnt a lot from it.
Visited Mb to update ASW passbook and enquired about opening ASM in the afternoon but was told no units available for both. I  was told, I can only open ASM acct if unit available. I'm only keen on fixed price product to get better dividend than Fd rate.

Please, could someone help me with questions below.
- Is it possible to pay by other bank cheque if units available for purchase next time? Forgot to ask the staff today.

-Do i have to go to the bank everyday to check if units available?

CIMB, MB & RHB are close to my place. Any advice which has a better chance to check?. I'm not familiar with all banks but do have a MB acct with little saving to pay bills with it.

Thank you in advance.

Please, could someone help me with questions below.
- Is it possible to pay by other bank cheque if units available for purchase next time? Forgot to ask the staff today.

-Do i have to go to the bank everyday to check if units available?

CIMB, MB & RHB are close to my place. Any advice which has a better chance to check?. I'm not familiar with all banks but do have a MB acct with little saving to pay bills with it.

Thank you in advance.

I don't need klci  to go back to 1800. I just need the NAV of ASG  to go back to before dividend date. That's the time frame I am asking about. If klse goes back to 1800, that one just bonus.

I've an ASW acct for years but never bother to update or enquired regarding units available for purchase.
Somehow, today stumble upon this forum and learnt a lot from it.
Visited Mb to update ASW passbook and enquired about opening ASM in the afternoon but was told no units available for both. I  was told, I can only open ASM acct if unit available. I'm only keen on fixed price product to get better dividend than Fd rate.

Please, could someone help me with questions below.
- Is it possible to pay by other bank cheque if units available for purchase next time? Forgot to ask the staff today.

-Do i have to go to the bank everyday to check if units available?

CIMB, MB & RHB are close to my place. Any advice which has a better chance to check?. I'm not familiar with all banks but do have a MB acct with little saving to pay bills with it.

Thank you in advance.

Cheque not accepted.
Yes have to manually check as opening account cannot be dine online. Also depend if bank officer want to help you open.
Experiment. Maybank at say KL maybe helpful. Maybank at your place mau not be helpful. So the only way is experiment.

Thanks for info.

Will try CIMB & RHB next week. MB staff in my area said no unit, no acct.

That's very hard to time. If the klci keep go up. That's good. If the klci keep go down like now. What you want to do. Wait for another year? Now how much ad the nav? 0.99 is it I lost track ad. The day after they announces also 0.99. Meaning this whole month wasted. Because its still fully dependent to the klci points. Meaning klci have to +7% then only can same as the dividend day.

well since others have reply for 1st 2 question. I answer the last one.

based on my experience. CIMB sucks big time. long waiting time & unhelpful staff. So I suggest u go to Maybank & RHB.
u can try once at CIMB. if the service good. then lucky u. if not. then Maybank & RHB.

as for opening new account. suggest u take a look at page 1, post 3. places to try open new account. see which one is nearest to u.

a. Nope as all in cash or contra from bank a/c
b. Yes
c. All Agents share same chance

Thanks. Looks like I'll have to carry some cash with me on my next 'hunting' trips.

Thank you for answering my questions. All banks are within walking distance from my home. Will try my area, CIMB & RHB next week and maybe MB again as it's the nearest.

Thank you for answering my questions. All banks are within walking distance from my home. Will try my area, CIMB & RHB next week and maybe MB again as it's the nearest.

lucky u all the banks are near to your house. not everyone have like that 

Just checked the page 1, post #3 again and just noticed Affin bank is incuded which is also close by, next to CIMB 7-10mins walk or 5mins by car.
I will try all the nearest banks next week. My place is just minutes away from all banks. Closest is HLB & MB, 3-5mins walk , across the street. No need car and pay for parking fees.

No need to bring cash
Once successful, ask teller to contra a/c with CASA

Ok, say there's no news and klci remain more or less the same level,  expected movement of NAV back to normal takes approximately how long?

wah u really can save a lot of cost leh 

no parking & petrol if maybank

remember, affin bank is new agents. so they might do work slow 

MB is the busiest, but nearest to my place. I'm retired and can check on the banks slowly. Unfortunately I only discovered that I can purchase more units for ASW and the availability of ASM products for non bumi thru this forum today. Been scratching my head on how to have better returns for my retirement funds.

Thank you, thank you for sharing info here.