I was told by a customer service officer of PBB that if we're pledging a FD with PBB, we have to pay RM5 per thousand for the stamping fee (so if we pledge 10K, it's RM50), anyone know if this is true? I'd cross checked with another bank (MBB) but they said they're not imposing such thing.

i pleged 10k for my first CC 15 yrs ago with RHB i think. no such thing. instead they paid interest. there should be no stamping fee for funds injection. why dont you check with PBB HQ? or just tell them you want to pledge but not pay stamping fees. they will waive them because they want your business

They already have my business :-)

I'd placed a FD with them a month ago, thinking that I could use that to get the VS card. Only submitted my card application last week and was told that I'm accountable for the stamping fees for pledge of FD (to secure the application)...

And so I told the customer service officer that I'm not willing to pay the stamping fees, however, just try put in my application, if indeed I'm not qualified then just reject the application, and don't give me a gold/platinum

But they still gave me a plat... and I think the customer service officer got her commission

This post has been edited by lildocker: Jan 29 2016, 03:11 PM

different bank different ways

wow.. so many forumers here willing to pledge in order to get this card? what's the catch actually? because of 6% cb? hmm...

btw how much u pledge for this card? 30k?

i didnt pledge. i only pledged for my first card cause no credit record. now i would no do that - got all the docs so no need

what i like about the card: i can easily get 2x50 RM cashback every month with minimal spending, just pay mobile, TM, TNB and some overseas ecommerce. AF waiver with just 12 swipes and i get 3 lounge visits on top. the balance i spend on other cards. i am thinking of checking out the CB campaigns too but probably too troublesome.

This post has been edited by PJusa: Jan 29 2016, 04:28 PM

there is AF but waived with 12x swipes,

yes right. 12 swipes is nothing. doesnt count. AF with 50k spending requirement is different story right?

whether it is easy to achieve or nor is not the matter. to state no AF gives a different and misleading meaning

well fine - i will change it. you are right. for me 12 swipes is considered no AF.

I think they will get full commission if you keep the card more than 6 months. Or else just terminate immediately and they don't get the commission

in future, write down that your application is for the specific card only

Sigh.. Still no time to apply for thos card..

lunch time go apply lo..

or you can fill up the form from their website and email it to pb cc processing department

yeap.

agree with you.
the 12 swipes is nothing in comparison with MBB VS with 50k spending to waive the annual fees.

rhb platinum lagi teruk... minimum rm3000 swipe x 12 months to get AF waiver gonna cancel this card soon

yap that is i am not using MBB VS. dont think i can hit the spending because i just wanted to use the CB. well might have to reconsider though cause i still have the silly old Alliance Plat card with sufficient spending on it. keeping it right now mostly for petrol and 2x pts related spending since the pts are at least evergreen. usefull for slow accumulation but way overused at the moment. they did however paid me some rentention credit when i told them i will cancel the card. not too shabby but i dont think they will pay me again

I managed to get AF waiver in apr-2015 with only <rm1000 spending last year. This year diff?

Does Pbb visa signature card payment made via Pos online for Indah water and PTGS quit rent bills entitled for cash rebate of 6% ?

This post has been edited by tonytyk: Jan 30 2016, 05:11 PM

I guess so haha.. was told by CS..

but anyway mine auto waive since hit more than 100k p.a