just to double check before i continue using the sub - the cashback for sup with seperate statement and credit card limit still is applicable right? have to shedule my TNB / TM / digi bill. if no more then i dont have to spread.

good idea. would be a shame though to loose the extra 50 RM. makes it so much better + i dont really have a good subsitute card anymore

quick question: does digi autopay qualify for the 6%? trying to move some of the monthly bills to autopay to minimise work. TM and TNB have to use uobpayonline - autopay wont give the discount right?

thanks for the confirmation. will keep paying manually and shedule accordingly then. just 2-3 bills per card anyway

TNB payment through uobpayonline no CB? i just cancelled my autodebit to squeeze the TNB payment in the PBB VS for the cashback . Other channel for the CB?

yes Axa Affin Insurance Bhd is in the list.

thanks for the clarification. i am OK with just 6%

This post has been edited by PJusa: Jan 28 2016, 04:46 PM

i pleged 10k for my first CC 15 yrs ago with RHB i think. no such thing. instead they paid interest. there should be no stamping fee for funds injection. why dont you check with PBB HQ? or just tell them you want to pledge but not pay stamping fees. they will waive them because they want your business

i didnt pledge. i only pledged for my first card cause no credit record. now i would no do that - got all the docs so no need

what i like about the card: i can easily get 2x50 RM cashback every month with minimal spending, just pay mobile, TM, TNB and some overseas ecommerce. AF waiver with just 12 swipes and i get 3 lounge visits on top. the balance i spend on other cards. i am thinking of checking out the CB campaigns too but probably too troublesome.

This post has been edited by PJusa: Jan 29 2016, 04:28 PM

yes right. 12 swipes is nothing. doesnt count. AF with 50k spending requirement is different story right?

well fine - i will change it. you are right. for me 12 swipes is considered no AF.

yap that is i am not using MBB VS. dont think i can hit the spending because i just wanted to use the CB. well might have to reconsider though cause i still have the silly old Alliance Plat card with sufficient spending on it. keeping it right now mostly for petrol and 2x pts related spending since the pts are at least evergreen. usefull for slow accumulation but way overused at the moment. they did however paid me some rentention credit when i told them i will cancel the card. not too shabby but i dont think they will pay me again

no banking relationship with them whatsoever. no problem getting the card but application backed with income documents, a perfect records and existing cards.

yes every card need to swipe 12x a year for waiver.

try your luck. no harm. i had no problem getting the card but then i exceeded the requirements anyway.

yes this actually made me cancel my last booking with them as i didnt have money in my maybank. i am since then making it a point to fly with different airlines because their surcharge is to me just extortion. maybe the trade ministry will be a good place to complain about this.

i also wonder. my due date is 9th. was thinking of simply paying on the 19th then or register the PBB card in MB2U? I never tried that though.

thanks and oh crap on that. didnt see that (i have never paid through M2U with different CC before).

according to TNB website no penalty if payment is overdue less than 30 days. i will just wait until the 19th then and pay 10 days late. case closed

This post has been edited by PJusa: Jun 30 2016, 01:31 PM