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Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online
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saitong09
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 Jan 31 2016, 11:15 PM
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QUOTE(mamamia @ Jan 31 2016, 09:17 PM) To be exact is still 4%. Eg. Ur bill RM50, posonline charge u RM51.06 Ur cash back is 6% x RM51.06= RM3.06 So, actual u just pay RM51.06 -RM3.06 = RM48, ur effective cashback rate is 4% as u still get cash back on ur 2% +GST charges paid via PBBVS.  lol |
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wjchay
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Feb 1 2016, 07:46 AM
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Does posonline charge a RM1.06 flat rate for any amount payments?
Thanks.
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janson_kaniaz
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Feb 1 2016, 07:51 AM
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QUOTE(wjchay @ Feb 1 2016, 07:46 AM) Does posonline charge a RM1.06 flat rate for any amount payments? Thanks. not a fixed amount, it's fixed percentage of 2%. |
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wjchay
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Feb 1 2016, 08:46 AM
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QUOTE(janson_kaniaz @ Feb 1 2016, 08:51 AM) not a fixed amount, it's fixed percentage of 2%. ok thanks for the info. I was trying to look for charges in posonline website, but couldn't find it. |
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janson_kaniaz
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Feb 1 2016, 10:09 AM
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QUOTE(wjchay @ Feb 1 2016, 08:46 AM) ok thanks for the info. I was trying to look for charges in posonline website, but couldn't find it. u can test it by paying a bill. u can see the charge before you make payment. |
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wjchay
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Feb 1 2016, 11:14 AM
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QUOTE(janson_kaniaz @ Feb 1 2016, 11:09 AM) u can test it by paying a bill. u can see the charge before you make payment. Thanks. What about uobpayonline? Free? |
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Human Nature
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Feb 1 2016, 11:17 AM
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QUOTE(wjchay @ Feb 1 2016, 11:14 AM) Thanks. What about uobpayonline? Free? Yes |
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ytan053
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Feb 1 2016, 11:48 AM
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QUOTE(mamamia @ Jan 31 2016, 09:17 PM) To be exact is still 4%. Eg. Ur bill RM50, posonline charge u RM51.06 Ur cash back is 6% x RM51.06= RM3.06 So, actual u just pay RM51.06 -RM3.06 = RM48, ur effective cashback rate is 4% as u still get cash back on ur 2% +GST charges paid via PBBVS. That is exactly what I am looking for. Thank you! |
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yyie
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Feb 1 2016, 07:06 PM
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Getting Started
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Guys,
Anyone manage to create an online banking account for the seperate supp card of PBB VS, without any saving/current/FD account?
I was told seperate supp card holder can create online banking account only if the card holder has saving/current accounts with PBB.
you cannot create the online banking account with the supp card number.
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saitong09
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Feb 1 2016, 08:47 PM
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QUOTE(yyie @ Feb 1 2016, 07:06 PM) Guys, Anyone manage to create an online banking account for the seperate supp card of PBB VS, without any saving/current/FD account? I was told seperate supp card holder can create online banking account only if the card holder has saving/current accounts with PBB. you cannot create the online banking account with the supp card number. Your primary card account should able to view all the detail, Why need supp card online banking? |
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SUSintrepidity85
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Feb 1 2016, 08:54 PM
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QUOTE(yyie @ Feb 1 2016, 07:06 PM) Guys, Anyone manage to create an online banking account for the seperate supp card of PBB VS, without any saving/current/FD account? I was told seperate supp card holder can create online banking account only if the card holder has saving/current accounts with PBB. you cannot create the online banking account with the supp card number. no. only principal is allow |
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fabigadervp
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Feb 1 2016, 08:59 PM
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Getting Started
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Possible to pldege fd to apply this CC as my income tak cukup 100k per annum?
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saitong09
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Feb 1 2016, 09:19 PM
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QUOTE(fabigadervp @ Feb 1 2016, 08:59 PM) Possible to pldege fd to apply this CC as my income tak cukup 100k per annum? Yes, 34k |
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Human Nature
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Feb 1 2016, 09:21 PM
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QUOTE(saitong09 @ Feb 1 2016, 08:47 PM) Your primary card account should able to view all the detail, Why need supp card online banking? no, cannot for separate statement date |
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CalvinCLK
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Feb 1 2016, 10:14 PM
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QUOTE(MGM @ Jan 13 2016, 09:16 AM) I always buy from local sites like Groupon, Lazada, Rakuten and recently GemFive and 11Street so no problem with timezone. Would like to double confirm. Gemfive transactions will not have any timezone issue? Thanks.  |
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tatty89
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Feb 1 2016, 10:54 PM
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New Member
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QUOTE(saitong09 @ Feb 1 2016, 09:19 PM) Need to pledge for how many months? Thanks |
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Human Nature
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Feb 1 2016, 10:56 PM
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QUOTE(tatty89 @ Feb 1 2016, 10:54 PM) Need to pledge for how many months? Thanks as long as you want to hold the card |
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saitong09
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Feb 1 2016, 11:00 PM
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QUOTE(tatty89 @ Feb 1 2016, 10:54 PM) Need to pledge for how many months? Thanks Do you have any loan with PBB? If yes then will gain the chances of approval even though the income doesn't met the requirement |
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SUSintrepidity85
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Feb 1 2016, 11:02 PM
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QUOTE(tatty89 @ Feb 1 2016, 10:54 PM) Need to pledge for how many months? Thanks basically for me FD pledge may not worth as your money flow aka liquidity is 'hold' or locked by bank as long as you use their cc if you want to get your FD back .. you'll need to terminate your cc first >rm30k lock with low interest.. hmm...? if you lock it with rm5k or 10k perhaps it's still worth .. but >30k for a card hmm... the choice is yours |
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SUSintrepidity85
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Feb 1 2016, 11:03 PM
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QUOTE(saitong09 @ Feb 1 2016, 11:00 PM) Do you have any loan with PBB? If yes then will gain the chances of approval even though the income doesn't met the requirement they will be strict in assessment if you apply for higher end cards even though you have loans with them except they call you and offer u to upgrade cards / increase CL then it'll be different story and i heard branch managers mentioned lately many new applicants make fake income documents and there is a 'company' behind.. maybe economy bad.. haha.. This post has been edited by intrepidity85: Feb 1 2016, 11:04 PM |
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