or a financial manager ?

for investing in FSM with EPF money, i am a bit confused after reading FSM website. appreciate for some enlightenment

1. The EPF form, should we use original ones or we can print them? if need original form, i see FSM can mail the form. can ask to mail more copies?

2. i assume we need to mail hard copy to FSM to trigger the purchase?

3. are there cheaper alternative to the need to mail the doc? (handing the doc to epf office is not an option)

softcopy will do

oh, can email softcopy to FSM?

Although I didn't invest using EPF, previously had check with FSM clienthelp they said just softcopy will do.
Latest not sure, you may try to consult FSM clienthelp for more info.

how about other forumer / FSM member ?

This post has been edited by aoisky: Dec 27 2015, 04:28 PM

Depends on the client. If the client is DIY, only wants product then I'm a sales man. If the clients want advice and (re)structuring then I'm a con-sultan. If the client wants to setup a trust and i manage the positions then I'm a juggler lor.

This post has been edited by lukenn: Dec 27 2015, 06:45 PM

I thought next year is the Year of Monkey ...

My experience, need hard copy!

Fundsupermart.com’s Guide to EPF Investment Submission
http://www.fundsupermart.com.my/main/epf/epfForm.tpl

Kindly refer to our FAQ: Guide to EPF Forms to avoid any delays in your transaction.
http://www.fundsupermart.com.my/main/faq/1...-EPF-Forms-9567

Oh... I didn't really study this fund, but other fella point out its negative sides.

I am now at Genting Highlands. I just came out from the casino but I didn't spend a single cent. The minimum bet for Pontoon or Blackjack is RM100. 20 years ago the minimum bet was RM25 or sometimes even RM10.

I did some mental calculation. The odds are better if I put RM10k into TA Global Technology Fund or AmPrecious Metals. In the worst case scenario, I may lose 20% of my investment in a few months. But in the best case scenario, I may earn 10% return in a few months. So better for me to buy unit trusts than to gamble at the casino.

Beware the Dark Side..
Greed it is..
Fast it is..
Use the <mutual> FUNDS Luke..


This post has been edited by wongmunkeong: Dec 28 2015, 12:30 AM

As far as I know EPF investments need hard copy, as the original 9N form needs to be sent to EPF for verification.

morning. 3 days to go...

Issues affecting Malaysian market will continue in 2016, but better prospects
http://www.thestar.com.my/business/busines...2016/?style=biz

go Asia Pac or M'sia Small caps better?

The odds are better if (in UTs)......?
with so many risks involved as in...
http://www.cimb-principal.com.my/Investor_...rust_Funds.aspx


but if for longer terms....like the JEDI master [wongmunkeong] said in post# 512...
Beware the Dark Side..
Greed it is..
Fast it is..
Use the <mutual> FUNDS Luke..


This post has been edited by yklooi: Dec 28 2015, 08:48 AM

I tot tis week have 4 days

heheh - my opinion & statistical reality i think (casino owners legal/illegal & workers intheknow, please correct my assumptions below ya)

those are funds' POSSIBILITIES only but very low PROBABILITIES in the long run
COMPARED to
Casinos'
55% or more probability to lose EACH TOTAL BET
45% or less probability to win of EACH TOTAL BET
ie.
the longer U play, the higher accumulated probability to lose and total sum bet in casinos
VS
the longer U play, the higher accumulated probability to win or NOT lose the total sum bet in funds

<cue Kenny Roger's "The Gambler" - U gotta know when to hold 'em, Know when to walk-away, Know when to run>
yes yes, old farts like me knows Mr Kenny as a singer first before grilled chicken/roasters

This post has been edited by wongmunkeong: Dec 28 2015, 08:53 AM

You go to casino for entertainment. You don't go there with expectation to win.

I used to play slot machine with expectation to lose, and I set a maximum amount of money I would spend, e.g. RM50. Call this entertainment fee. Once this amount was used up I would stop.

Sorry

This post has been edited by river.sand: Dec 28 2015, 09:00 AM

How can I determine the odds of flat betting (no counting, no progressions , etc ) of being ahead in a negative game such as blackjack, w/o counting, with a 0.5% disadvantage after 45,000 or so hands? Is it even possible?

Any basic statistics book should have a standard normal table which will give the Z statistic of 0.8186. So the probability of being ahead in your example is about 18%.
http://wizardofodds.com/ask-the-wizard/bla...ck/probability/

yes...Kenny Roger's word is true. "U gotta know when to hold 'em, Know when to walk-away, Know when to run"...applies to UTs investment too.