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 Fundsupermart.com v13, Merry X'mas and Happy 牛(bull!) Year

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kimyee73
post Dec 22 2015, 09:56 PM

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QUOTE(yklooi @ Dec 22 2015, 03:53 PM)
hmm.gif do i really need to click on something to trigger it?
not automated wan?
*
It is automatic but you need to intra-switch from fixed to equity and not purchase using CMF. The later will charge you SC.
kimyee73
post Dec 22 2015, 10:00 PM

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QUOTE(Vanguard 2015 @ Dec 22 2015, 02:58 PM)
BEFORE you press the button for the final transaction, it will show whether you are charged SC or not. If the screen shows that you are being charged SC, then just ABANDON the transaction lor.  biggrin.gif

But the whole INTER-SWITCH to INTRA FUND transaction using my method will take at least 10 days. Unless you are in rush. In this case, once you have performed the Affin Equity Fund to Affin Bond Fund switch, just use your CMF to buy the Kenanga Bond Fund for switching into Kenanga Equity Fund. Don't wait to switch the Affin Bond Fund into Kenanga Bond.

After that, in a few days time, just sell back your Affin Bond Fund into CMF.

P/S:  If you are transacting RM10K and above, you can save at least a few hundred RM.
*
To make it faster, can buy Kenanga Bond Fund ahead of the Affin switch if know how much to invest in KGF since no SC. Once got credit from Affin equity to bond switch, immediately switch Kenanga bond to equity.
SUSPink Spider
post Dec 22 2015, 10:10 PM

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Just looked at long-term chart of Ponzi 1.0 vs Lee Sook Yee fund...

Thought about xuzen's Crystal Balls™... ph34r.gif
And contemplated on FSM's analysis on Bolehstocks... hmm.gif

Decided to switch all my Affin Hwang SOF to Ponzi 1.0 bruce.gif

QUOTE
- While “undervalued” blue chips might find support with the additional liquidity from institutional players, there is not much upside potential within the big cap space. The KLCI Index, representing the large cap space in Malaysia, is currently trading at a slight premium level (16.4X) as compared to our fair estimate of 16.0X, signifying an annualised expected return of 14.2% based on end-2017 earnings.

- Investors might consider underweighting index-tracking passively managed funds as their performance tends to track closely the performance of large cap stocks, while opting for actively managed fund where fund managers will be able to generate alpha through their superior stock picking skills.

- Given the muted return expectations for the large cap space, investors can consider the small to medium cap spectrum as well. As of 17 December 2015, the FBM Small Cap Index traded at 12.5X, relatively lower as compared to the KLCI Index’s 16.4X. As small cap stocks are known to be more volatile than their large cap counterparts, investors should consider including small cap equity funds in their supplementary portfolios, confining their allocation in these funds to no more than 10% weightage of their entire portfolios.

http://www.fundsupermart.com.my/main/resea...allenging--6639

This post has been edited by Pink Spider: Dec 22 2015, 10:15 PM
lukenn
post Dec 22 2015, 10:17 PM

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The more i read this thread the more questions I have ...

1. Why Kenanga Bond Fund ? It's not a performer. Actually I think they're below benchmark.
2. What fund is Ponzi 1.0 ?
3. Which one of Ms. Lee's funds are you referring to ?

Please be patient with me.
SUSyklooi
post Dec 22 2015, 10:19 PM

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QUOTE(kimyee73 @ Dec 22 2015, 09:56 PM)
It is automatic but you need to intra-switch from fixed to equity and not purchase using CMF. The later will charge you SC.
*
intra switch.....what about inter switch ( A switch from one fund manager to another) like what vanguard posted....
Convert your INTER-fund switch into INTRA-fund switch.
Affin Hwang Equity Fund = Affin Hwang Bond Fund = Kenanga Bond = Kenanga Equity Fund.


Affin Hwang Equity Fund => Affin Hwang Bond Fund ...you get credit points, then;

Affin Hwang Bond Fund => Kenanga Bond ....0% sc, then

Kenanga Bond => Kenanga Equity Fund...need to pay SC or FSM will just deduct from the credit points.

(if no need to pay sc and just deduct from credit point then, the whole cycle from Affin Hwang Eq to Kenanga Equity would be "FOC")

This post has been edited by yklooi: Dec 22 2015, 10:28 PM
SUSyklooi
post Dec 22 2015, 10:26 PM

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QUOTE(lukenn @ Dec 22 2015, 10:17 PM)
The more i read this thread the more questions I have ...

1. Why Kenanga Bond Fund ? It's not a performer. Actually I think they're below benchmark.
2. What fund is Ponzi 1.0 ?
3. Which one of Ms. Lee's funds are you referring to ?

Please be patient with me.
*
I think the
#1 oh...the Kenanga Bond fund we are currently discussing is just an example of the switching to save the SC
#2 is Affin Hwang Select Asia X japan Quantum Fund
#3 is Kenanga Growth Fund...Ms Lee sook yee is the designated Fund manager

This post has been edited by yklooi: Dec 22 2015, 10:35 PM
Vanguard 2015
post Dec 22 2015, 10:28 PM

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QUOTE(aoisky @ Dec 22 2015, 09:35 PM)
Bro sure ka ?
I ever thought so but never tried, I refer FSM clienthelp before but according to her SC chargeable.

how is the credit point like can be seen like token? can't have a picture of it. Never tried but nice sharing my friend, mind to elaborate ?
*
Actually I shared this info a few times before. It's nothing new. biggrin.gif Maybe the TS can post the info on the first page. Otherwise I need to create a template. Yes, the credit points are like token. As long as you have enough points, you can inter switch between different fund houses for free.

QUOTE(kimyee73 @ Dec 22 2015, 10:00 PM)
To make it faster, can buy Kenanga Bond Fund ahead of the Affin switch if know how much to invest in KGF since no SC. Once got credit from Affin equity to bond switch, immediately switch Kenanga bond to equity.
*
You are right in a way.

QUOTE(yklooi @ Dec 22 2015, 10:19 PM)
intra switch.....what about inter switch ( A switch from one fund manager to another) like what vanguard posted....
Convert your INTER-fund switch into INTRA-fund switch.
Affin Hwang Equity Fund = Affin Hwang Bond Fund = Kenanga Bond = Kenanga Equity Fund.
Affin Hwang Equity Fund => Affin Hwang Bond Fund ...you get credit points, then;

Affin Hwang Bond Fund => Kenanga Bond ....0% sc, then

Kenanga Bond => Kenanga Equity Fund...need to pay SC or FSM will just deduct from the credit points
*
Please see my answer to Aoisky. For simplicity, just think of how many credit points you have. Recycle the points until eternity. Never redeem directly into CMF from equity funds. Always intra switch into a bond fund first. Then you will earn the credit points.

Vanguard 2015
post Dec 22 2015, 10:31 PM

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For those with titanium balls, you can always short circuit the system and earn huge credit points during the next FSM fair.

Only for the fool hardy with loads of cash to spare. rclxms.gif
aoisky
post Dec 22 2015, 10:33 PM

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QUOTE(Vanguard 2015 @ Dec 22 2015, 10:28 PM)
Actually I shared this info a few times before. It's nothing new.  biggrin.gif Maybe the TS can post the info on the first page. Otherwise I need to create a template. Yes, the credit points are like token. As long as you have enough points, you can inter switch between different fund houses for free.
You are right in a way.
Please see my answer to Aoisky. For simplicity, just think of how many credit points you have. Recycle the points until eternity. Never redeem directly into CMF from equity funds. Always intra switch into a bond fund first. Then you will earn the credit points.
*
doh.gif missed those credit point
SUSPink Spider
post Dec 22 2015, 10:33 PM

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QUOTE(Vanguard 2015 @ Dec 22 2015, 10:31 PM)
For those with titanium balls, you can always short circuit the system and earn huge credit points during the next FSM fair.

Only for the fool hardy with loads of cash to spare.  rclxms.gif
*
Borrow Ah Long, pawn your home and car, max out your credit cards...

Dump all money into some equity funds...
Then switch to bond funds...
Finally, dump all the bond funds...

And u got loadful of credit points... drool.gif

Profit? tongue.gif laugh.gif

This post has been edited by Pink Spider: Dec 22 2015, 10:34 PM
SUSyklooi
post Dec 22 2015, 10:33 PM

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QUOTE(Vanguard 2015 @ Dec 22 2015, 10:28 PM)
.......For simplicity, just think of how many credit points you have. Recycle the points until eternity. Never redeem directly into CMF from equity funds. Always intra switch into a bond fund first. Then you will earn the credit points.
*
will the credit stays once the money is out to CMF?
ex Hwang EQ to Hw Bond, then to Kenanga Bond, then to Kenanga EQ, then to CMF/cashout....
wil-i-am
post Dec 22 2015, 10:38 PM

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QUOTE(Kaka23 @ Dec 22 2015, 07:01 PM)
belum dapat..  blush.gif
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OT
U r expecting how many mths or how many % of your total gross income?
lukenn
post Dec 22 2015, 10:40 PM

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QUOTE(yklooi @ Dec 22 2015, 10:26 PM)
I think the
#1 is Kenanga Growth Fund they are referring NOT Kenanga Bond Fund.
#2 is Affin Hwang Select Asia X japan Quantum Fund
#3 is Kenanga Growth Fund...Ms Lee sook yee is the designated Fund manager
*
1. Actually the are talking about KBF, but more of an intermediary fund to reduce sales charge, I think.
2. SAQF is actually one of the best AP funds that Malaysians have direct access to.
3. Actually shes also the designated fund manager for KAPTRF and a whole bunch of other funds, but shes KIB's CIO.

So you guys are paying :
1. 2% sales charge, for all equity funds ? 1% on fixed income ?
2. 2% switching if you're moving to equity funds in different fund houses ?
3. 2% switching if moving from fixed income to equity funds ?

This post has been edited by lukenn: Dec 22 2015, 10:41 PM
Kaka23
post Dec 22 2015, 10:42 PM

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QUOTE(wil-i-am @ Dec 22 2015, 10:38 PM)
OT
U r expecting how many mths or how many % of your total gross income?
*
Mine depends mainly on sales... sad.gif
SUSPink Spider
post Dec 22 2015, 10:42 PM

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QUOTE(lukenn @ Dec 22 2015, 10:40 PM)
So you guys are paying :
1. 2% sales charge, for all equity funds ? 1% on fixed income ?
2. 2% switching if you're moving to equity funds in different fund houses ?
3. 2% switching if moving from fixed income to equity funds ?
*
Can you go to FSM website for answers to Q2 and Q3?
Vanguard 2015
post Dec 22 2015, 10:47 PM

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QUOTE(Pink Spider @ Dec 22 2015, 10:33 PM)
Borrow Ah Long, pawn your home and car, max out your credit cards...

Dump all money into some equity funds...
Then switch to bond funds...
Finally, dump all the bond funds...

And u got loadful of credit points... drool.gif

Profit? tongue.gif  laugh.gif
*
The key word....use spare cash. tongue.gif

Second key word....buy low risk balanced funds and not high risk equity funds. rclxms.gif
Vanguard 2015
post Dec 22 2015, 10:51 PM

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QUOTE(yklooi @ Dec 22 2015, 10:33 PM)
will the credit stays once the money is out to CMF?
ex Hwang EQ to Hw Bond, then to Kenanga Bond, then to Kenanga EQ, then to CMF/cashout....
*

Yes, the credit points will be there for eternity. If I could sell my spare credit points to the forumers here, I would. biggrin.gif

BTW, your eg above is missing one crucial step. It should be from Kenanga EQ to Kenanga Bond again and then only to CMF. Otherwise you don't earn credit points.
SUSPink Spider
post Dec 22 2015, 10:52 PM

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QUOTE(Vanguard 2015 @ Dec 22 2015, 10:47 PM)
The key word....use spare cash.  tongue.gif

Second key word....buy low risk balanced funds and not high risk equity funds.  rclxms.gif
*
Titanium balls mar flex.gif
Vanguard 2015
post Dec 22 2015, 10:53 PM

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QUOTE(aoisky @ Dec 22 2015, 10:33 PM)
doh.gif  missed those credit point
*
It's ok bro. You are not the first forumer who told me this. Still not too late to know the info for future selling. wink.gif
Vanguard 2015
post Dec 22 2015, 10:54 PM

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QUOTE(Pink Spider @ Dec 22 2015, 10:52 PM)
Titanium balls mar flex.gif
*
Jeez, I thought you said before unit trust is a long term investment? And that we should not over trade? whistling.gif

If anyone need a friendly loan for the FSM fair, let me know. I charge cheap cheap interest.



This post has been edited by Vanguard 2015: Dec 22 2015, 10:56 PM

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