Technical question. Ask FSM.

Thank you.

Last day for the promo..

for CIMB PRS, to be transacted same day, it has to be before 11am... so yours would be transacted 17 Dec

as to why pending, can't help. lol

For once my sifu is following my strategy....

When the Padawan is right, comply will the Master

On a serious note...

Long term chart-wise, Ponzi 1.0 and Lee Sook Yee fund tracks each other quite closely. And according to that FSM competitor CON-sultan, KGF is not strictly a big cap fund, the fund manyzer has quite much flexibility to diversify into the small and mid cap space.

Since I'm already in Affin Hwang, might as well switch to Ponzi 1.0. Ponzi 1.0 has the advantage over KGF in that it is not EPF-approved fund, hence can go heavy on Asia ex Japan. Malaysian equities have been quite resilient vis-à-vis regional stocks, hence it also means - limited upside. And Ponzi 1.0 can have significant exposure to mid caps, hence it's not as volatile as your other small cap funds like RHB Emerging Opportunty and Eastspring Small Cap.

This post has been edited by Pink Spider: Dec 23 2015, 10:02 AM

My aladdin fund at 6.34%
SOF at 1.88%

Really superb ninja trick!
Must start applying it... but okla, I've not sold many funds in the past... so limited 'losses' anyway

ngek! not too right.
Best promo (historically) = 0.5%, kambing soon Jan 16 heheh and Penang forgot what date (David!)

Key word - itu penjaga van OVERTRADES his UTs

For RHB Asian Total Return fans...relevant?

http://www.theedgemarkets.com/my/article/g...0%99s-rate-lift

penang on 9th jan, so it's better to wait till that day kan?
newbie here heheh

For my mum's portfolio, I plan to rebalance and pay her the 'dividends'. So this trick comes in handy for me to cash out some of the equity funds and shift to the ponzi 2.0 which is not doing great at the moment

not every FH participating ma...

Good morning !

I'm guessing you guys are quite heavily invested in KGF, SAQF, AIWE. Thought I'd share this with you guys.

For investors with a buy and hold strategy, I would suggest they have a look at RHB Growth & Income Focus Trust (GIFT). It's an allocator/swing fund which goes 30-70% small caps and 30-70% fixed income. They've got a proven track record even in bad times, and is generally quite stable.

In b4 Pinky and wongseafood say it's better and cheaper to DIY balanced fund

LOL i was going to say that.

but the performance of this fund is pretty good for the past 1 year... comparing the RHB fund with KGF... using the chart center thing in FSM

quite many of them.

at least those FH who are speaking are participating, that alone is good enough. cover almost all my fund except cimb... which they were there last year, strongly promoting their ponzi 2.0 then...

I just realised i have quite abit of funds from cimb
Titan.. Gg... Ponzi 2

Okie... I wait for kambing promo just top up!

If compared to a traditional balanced fund, then that's absolutely correct.

RM100K invested
=> RM50K equities => RM1K fees
=> RM50K fixed income = > RM0 fees, RM25/quarter
=> rebalancing from fixed income to equities => xxx fees

RM100K invested into a balanced fund => RM2K fees

RM100K invested into an allocation funds also RM2K, but all rebalancing is done internally, so no fees.
(eg: Eastspring Dynamic, Eastspring Dana Dinamik, RHB GIFT, RHB Smart Balanced).

So if its worth it, you have to ask yourself :
1. how often do I switch ?
2. can my research outperform RHB-AM ?
3. can the cost savings cover the cost of my time ?

Seeing as most investors do not have enough fixed income in their portfolio, this would be one method of introducing more stability, without giving up too much growth.

RHB GIFT VS EISC70%+EIBF30%


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