Itu buat pelaburan tengok bontot manyak manyak danger.

Most of the taim, itu investor start piling in when the fund sudah lama lari lembu. Then after that, it kemalang maut berlaku. Then they say its a scam.
How often this kemalangan berlaku ? Actually quite often. Imaging yous is the investers who is oways pick the top performer year after year.

But some of uols is the fixed inkam investor ... also terbabas

And some of theyols is the kommodity invester ... also same, terbabas like abbas


This post has been edited by lukenn: Jan 17 2016, 06:08 PM

Not yet, it will trigger only when trend is swing up. Right now they are straight down. It will not catch the bottom but at least avoid catching a falling knife.

Last week in Penang event we had lunch indoor but pity those who came late, they ran out of food and have to settle for special order packed lunch.

It definitely is. RHB smart treasure is in my radar since April last year but because their past 5 years performance was not as good as KGF, I decided not to jump in until recently. Missed the 2015 boat already. See if it will continue to go up this year, else abandon ship. Another fund on my radar since March 2015 is PMB Shariah Aggressive Fund. Perhaps I should be more aggressive to abandon ship going forward

Can't buy the fund at FSM now.

Why?

Yesterday morning I placed an order and the sales charge is 2%. Damn $@&#%

which fund?

KGF

Weird.. how can that be?!! I also place order yesterday, but in the afternoon.. got 0.50%

read page# 76,....FSM website only change to 0.5%SC after abt 9.00am yesterday.....

try call up FSM....maybe they can give you exception.....?

what time?

I think he did mentioned it on page# 76

oh okay.

cappuccino vs latte ask FSM tomorrow

here is a reason for those that wanted some reason to get out of Equities Investment....

"Sell everything."

That harrowing advice is from The Royal Bank of Scotland, which has warned of a "cataclysmic year" ahead for markets and advised clients to head for the exit. Do not wait. Do not pass go.

"Sell everything except high quality bonds," warned Andrew Roberts in a note this week.

He said the bank's red flags for 2016 -- falling oil, volatility in China, shrinking world trade, rising debt, weak corporate loans and deflation -- had all been seen in just the first week of trading.

"We think investors should be afraid," he said.

http://money.cnn.com/2016/01/12/investing/...l?iid=obnetwork

In this case, we should top up?

then that is a reason for those that wanted some reason to get INTO Equities Investment....

I hope this article is wrong..

alright...my current holdings and % allocation after all the 0.5%SC of buying, switching and selling had settled.........
portfolio transformation plan for 2016 had been completed and closed.....
would be kicking out China and China-India into CMF when opportunity allows...

b'cos of higher Small Caps %,...expecting a portfolio fluctuation of +/- 5% ROI min

This post has been edited by yklooi: Jan 17 2016, 10:34 PM


Attached thumbnail(s)