YES, portfolio B is more diversified as to ex...management risks and portfolio holding risks but will it be subjected to this "deworsification" as per below example some of the time?

This post has been edited by T231H: Jan 25 2016, 09:58 AM

Possible same correlation. But isn't that going to increase the possibility of deworsification?.

This post has been edited by T231H: Jan 25 2016, 11:44 AM

just hope that this paper losses did not stay too long.....
else may have to consider this....

Cut your losses and move on

Unless you are very lucky, you are bound to come across an investment that may lose money. When this happens, it is essential to acknowledge the mistake, cut your losses and move on to something that is better performing.
Many Malaysian investors tend to wait it out, hoping that the investment will rebound, only to end up suffering from bigger losses, and losing out on the opportunity to optimise their money somewhere else.

Tips to grow your wealth amid the tough times ahead for this year
http://www.thestar.com.my/business/busines...ion-strategies/

is that how the FM of lets say Kenanga do the stock picking?

you make maybe 8%. FD is 4.5% so you only really make an extra 3.5%.
one will double the available money in 9 yrs the other is 16 yrs
one may have the return eaten by inflation while the other may still have extra after the inflation
one may have more purchasing money then the other after 16 yrs

do you really want to invest when you can maybe make more money with less risk?
make more money with less risk? how?
by working for 16 yrs?

This post has been edited by T231H: Jan 25 2016, 11:31 PM

This post has been edited by T231H: Jan 25 2016, 11:29 PM

then why are you "hinting" that stock investing is better?
so have you invested in any other investment vehicles other that this FD things?

sometimes people invest is because they want to stop work sooner.....not the other way round.

“Which investor gets rich by putting all his / her monies in savings accounts?” – Dr. Tan Chong Koay

This post has been edited by T231H: Jan 25 2016, 11:41 PM

other sometimes the results contradict each others

we have all this info and computing power at our fingertips.
who is doing or providing the information?
from the FH reports?
company annual reports that are "months" old
will it be biased or obsolete by the time the public read it?

so if now one have 49 million it would still be hard and risky to invest and he/she should go get a part time job for a few hour a day?

it just proved that rich people invest

you mentioned "unless you have something like 50mil it would be easier and less risky to just get a part-time job for a few hours a day

yes, now I am doing part time and freelance also already.....

This post has been edited by T231H: Jan 25 2016, 11:56 PM

Thanks for an entertaining and edutainment evening
have to stop and go to work at 12.
good nite. everyone

try read these?....
Maximise Returns While Minimising Risk With A Core And Supplementary Portfolio
http://www.fundsupermart.com.my/main/resea...y-Portfolio--59

Why Diversify?
Most financial advisers will encourage investors to diversify their investment portfolios. Does diversification really work?
http://www.fundsupermart.com.my/main/resea...-Diversify--570

Asset Allocation Isn't Everything, But It Nearly Is
http://www.fundsupermart.com.my/main/resea...t-Nearly-Is-608

Basic Steps To Construct An Investment Portfolio
http://www.fundsupermart.com.my/main/resea...-Nov-2011--1753

Yes, i think KGF is quite safe....based on the track records and you know lah..M'sia boleh with all the donations and KWSP, KWAP etc etc supports.... but just in case there is a change of mgmt at the FH or....
aiyah...better diversify-lah...

This post has been edited by T231H: Jan 27 2016, 12:59 PM

agar agar about 30% more drops to norm??


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i think, if i can recall correctly....UT is abt 20% of his invest able assets.....

Most of the FSM investors that bought Bond / Fixed Income Funds bought these 5 funds in the past 1 week and 1 month period

http://www.fundsupermart.com.my/main/fundinfo/topFunds.svdo


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i think you are very heavy in M'sia.....more BAD news on the way????

Revised Budget 2016: Navigate Through Challenging Times.......... January 29, 2016
The seemingly bottomless dive in oil prices has seen the once prudent budget becoming unrealistic. As of time of writing, Brent crude oil price is trading at USD33.45/barrel- a level far cry from the initial assumption of USD48/barrel tabulated in the Budget 2016 last year. In this regard, government has come out a revised Budget 2016 on 28 January 2016 to account for a shortfall in the oil revenue. 11 new measures were announced, with most of them focusing on addressing a lacklustre private consumption and keeping to its fiscal targets.


Impacts On Malaysian Equities
............. In view of a dimmer earnings outlook and absence of immediate catalysts, upsides for Malaysian equities will likely be limited in the near term.

http://www.fundsupermart.com.my/main/resea...ging-Times-6753

for those that are holding or are considering Kenanga Asia-Pacific Total Return Fund

From the Desk of Lee Sook Yee, Chief Investment Officer
Commentary on Kenanga Asia-Pacific Total Return Fund

http://www.fundsupermart.com.my/main/resea...eturn-Fund-6757

Every investment comes with risk.....as to be a bit less risky.....go with fsm recommended funds as it would be a good place to starts as it had been 'filtered'

I was referring to all....
their recommendation was based on data available from March till March of the following year...and those data are PAST records....
as with all past records, they are not indication of possible future performance.
example, if one were to refer to this kind of lists......who can predict there would be a crisis in oil, sub prime crisis or the Asian Financial crisis.
in addition, here is an article on
3 Misconceptions Of Our Recommended Unit Trusts List ..... July 10, 2015
In this Idea Of The Week, we take the time to correct some popular misconceptions investors might have had with regards to the featured list
http://www.fundsupermart.com.my/main/resea...July-2015--6041

"I think it's important not to blindly follow recommended fund though some of the recommended funds do perform well"

from that article....
The purpose of the Recommended Unit Trusts List is to aid investors in narrowing down the over 200 funds on our platform into the various main categories for the purposes of portfolio diversification, as well as to provide them with a starting point to assess the various funds in their respective categories, given that some categories have so many funds to choose from which gives investors an oft problem of selection headache!

As different investors have different styles of investing, some of the Recommended Unit Trusts List might not be suitable for them. For example, some funds are known to be more aggressively positioned than some of their peers, which won't sit well with a more conservative investor looking for a more resilient product.

Thus, investors should consider the various merits and characteristics the individual funds possess and look to find a product that would complement and sit well with their investment style and philosophy. With a starting point to help guide them through the array of funds and categories, new investors have a good base with which to navigate through the over 200 funds.