don't feel BAD...
here is a consolation.....
YOU are NOT ALONE....

Ouch. 93% of investors lost money in January

It wasn't just you. Virtually all investors lost money during the atrocious month of January.

Over 93% of investors were in the red last month, according to data shared exclusively with CNNMoney by Openfolio, an app that allows people to see how their investment portfolios stack up with others.
http://money.cnn.com/2016/02/01/investing/...lost/index.html

I think
those had bought recently are waiting for the storm to be over
those that have not bought recently are still waiting for the storm to be more severe
those that are thinking to start are saying ...."THKS goodness...I luckily did not start"
those that just started are saying...."OMGss what just happened."
those that are solely into FD maybe are saying..."i told you so"

I think it will be active once the China retail investors are back from their CNY holidays, and the colour of the indexes are not RED for about a week.

btw, so far during the month of January....how many of your clients (in %) called to ask about the direction of their portfolio or ask for a change of their allocation?

yes....
just remember to shift back to your intended asset allocation % after you managed to make some $$ out of this current sell off.

This post has been edited by T231H: Feb 3 2016, 07:32 PM

isn't it stock got more to learn and to consider....in which many had been looked after by the fund manager of UT.

have faith in Ponzi 2.0

FSM Fund Choice: CIMB-Principal Asia Pacific Dynamic Income Fund [February 2016]
Why CIMB-Principal Asia Pacific Dynamic Income Fund?
http://www.fundsupermart.com.my/main/resea...uary-2016--6775

portfolio had been on DIVE, DIVE , DIVE mode for the last 4 weeks
now looks like stabilised abit to try to scan the "RED ocean" floor for direction to proceed next....
before the continuing with the .....

try this....??
Do You Really Need RM10K For A Unit Trust Portfolio?
http://www.fundsupermart.com.my/main/resea...July-2015--6123

How To Use Correlation To Build Portfolios - Part 4/4
http://www.fundsupermart.com.my/main/resea...mber-2014--5000
(at the bottom of this articles got links to the other 3 parts)

Asset Allocation Is Critical For Investors
http://www.fundsupermart.com.my/main/resea...Investors--3285

Basic Steps To Construct An Investment Portfolio
http://www.fundsupermart.com.my/main/resea...-Nov-2011--1753

Enhance Your Portfolio Returns Like A Pro
http://www.fundsupermart.com.my/main/resea...-Mar-2012--2193

3 Ways To Mitigate Your Portfolio From Market Disasters
http://www.fundsupermart.com.my/main/resea...-Nov-2012--2902

Recommended Portfolios (samples)
http://www.fundsupermart.com.my/main/inves...ntportfolio.tpl

not to forget ....
Keep Your Risks In Check
http://www.fundsupermart.com.my/main/resea...-Apr-2012--2266

Or try read page# 37, post# 723 for a no brainer portfolio set up system.....

btw,...why do you want to keep 80% EQ and 20% FI? what is the actual reasons...or just because you read somewhere must have some % in FI?

This post has been edited by T231H: Feb 5 2016, 04:50 PM

well done....looks like good timing....
1 is in the top 5 highest returns and the other one is in the top 5 lowest returns...
just keep close watch on amprecious metal....looks like very volatile (up down very fast in a short span of few days period)

btw why Ponzi 1.0?

This post has been edited by T231H: Feb 6 2016, 10:52 PM

EVEN if it is 3 years...there is no indication that the performance may repeat....that is the basis of investing....

actually now is the "Better" time to buy since most regions are on discounted sales.....

this article is a few years old,...but the message still applies....
Invest Based On Value And Not Sentiment.... September 30, 2011
You may not realise that your sentiment-driven behavior has unconsciously influenced you to buy high and sell low. Find out how you can avoid making such a sentiment-driven investment decision during a volatile market condition.
http://www.fundsupermart.com.my/main/resea...-Sep-2011--1631

Investors often base their judgment of market lows and highs by looking at the market index level. But a focus on the market index level is the cause of market sentiment, which is often irrational and short-sighted.
what is the right thing to do?
http://www.fundsupermart.com.my/main/resea...-Apr-2013--3346

Global Rout: What Investors Should Be Doing?
At this juncture, investors should stick to the “golden rule” of being rational and shun away from falling into the emotional trap. As quoted by Warren Buffett, “be greedy when others are fearful, be fearful when others are greedy”. With the market prices being pressured down while earnings growth trends remain positive, investors should hold a contrarian perspective and take this as a golden opportunity to tap into these equity markets at cheaper valuations. For first-time investors, the “Recommended Unit Trusts " serves as starting point for them to gain exposure to these markets. In addition, portfolio-centric investors that have invested in these markets could consider increasing their exposure to these relatively cheaper markets through dollar-cost averaging (by initiating a Regular Savings Plan), taking advantage of the relatively cheaper valuations to enter these markets on a progressive basis.
http://www.fundsupermart.com.my/main/resea...-Be-Doing--5141

just remember to "Keep Your Risks In Check"
http://www.fundsupermart.com.my/main/resea...-May-2015--5825

these are FSM MY recommended portfolio for various risk appetites
http://www.fundsupermart.com.my/main/inves...ntportfolio.tpl

it is just a nick name for CIMB-PRINCIPAL ASIA PACIFIC DYNAMIC INCOME FUND
http://www.fundsupermart.com.my/main/fundi...-Fund-MYCIMB007




Attached thumbnail(s)

yes
a regular of FSM My thread in LYN..

kimyee73....you signal is right tis time....

yes, ideally yes.
but sometimes, for some people, for some of these reasons.....they don't hold
1) they are emotionally affected by these constant DIVE, DIVE, DVIE of NAVs.
(maybe they just realised that their true risk appetite)
2) thinking of gambling abit but selling now and hopefully to buy in again at lower prices later.
3) they see that a certain region has much better prospective than others during this correction.

if I am comparing its NAV between 31 Dec till now....yes if you buy now, it has been discounted at about 15%

will it fall further?.....
if you are comparing
1) now till next week...I will tell you by next week
2) now till next month...I will tell you by next month

just remember no one knows when is the lowest NAV until it happened.

how much do you intend to go into GTF in % terms of your portfolio?
do you currently has GTF in your portfolio?

GTF = CIMB-PRINCIPAL GLOBAL TITANS FUND
http://www.fundsupermart.com.my/main/fundi...-Fund-MYCIMB010

going to 20~25% from current %?

Since we are not sure how the NAV trend is going to be...why not go in 1/2 now (Already discounted 15% from 31 Dec) and buy in later after observing the trend again.?

While waiting for Sifus to come in from CNY holidays,....
you may try to read this....
What are the types of unit trusts or funds available?
http://www.moneysense.gov.sg/Understanding...rusts.aspx#What are the types of unit trusts or funds available?

or goto FSM website
click FUNDS INFO
select FUNDS SELECTOR
then click on SPECIALIST SECTORS
to see the sector /types of funds available in FSM MY

else read this too...
If you're a novice investor -- or you're looking to brush up on a specific investing concept -- this is the place to start. We've tailored this section to give you the investment foundation that you need.
We believe it is important that you first acquire this knowledge, because only then would you be able to take charge of your own financial planning and be great at managing your financial wealth.

Those of us here at Fundsupermart believe passionately that unit trusts are the best investment instruments to help achieve our long term financial goals. So here, we'll show you the basics of financial planning, tutor you on the finer points of unit trust investing, and help you make better investment decisions!

http://www.fundsupermart.com.my/main/school/school.svdo


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Investing in Unit Trusts: How to Pick the Right Fund Manager
http://www.fundsupermart.com.my/main/schoo...g.svdo?PageID=5

do you mean tis?
Idea Of The Week: Keep Your Risks In Check ...... May 8, 2015
Different investments come with different levels of risks and investors need to understand and know the risks that they can stomach given the circumstances that they are in before making a decision on what to invest. We explain how Fundsupermart.com Risk Rating can help investors to identify which unit trusts suit their risk appetite.

http://www.fundsupermart.com.my/main/resea...-May-2015--5825

Risk Classification of Unit Trusts
http://www.fundsupermart.com.my/main/schoo...g.svdo?PageID=2

Determining Your Risk Level
http://www.fundsupermart.com.my/main/schoo...g.svdo?PageID=3

Two Ratios to Measure a Fund’s Risk Factor
http://www.fundsupermart.com.my/main/resea...isk-Factor--110

What is Risk in Investing?
http://www.fundsupermart.com.my/main/resea...Investing--5688

This post has been edited by T231H: Feb 12 2016, 06:33 PM

yes and no.
YES, if you got the risk appetite to absorb the volatility and invest with the money you are not going to use for some time
NO, if you are easily be emotionally affected with the current volatility and does not have longer investment horizon.