...see below post....

for a more reliable, fast and accurate response.....won't it be better try contact them?.....


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While waiting for responses from fellow forummers,...

HOpe the below is relevant,...else contact FSM CS again....

Q: How can I change or terminate my RSP instructions?

A: You can change your RSP investment amount or terminate your RSP by clicking on RSP->VIEW.

RSP by Cash Management fund

Changes can be made anytime every month, or the following business day if the 15th is a non business day. Please note that changes instructions received after the date specified will take effect on the next contribution date.

RSP BY Direct Debit / GIRO or FPX

Change of amount request or termination request received from the 8th to 18th of the month will only be effected from the next RSP cycle, as existing approved RSP-DDA or RSP-FPX would have been processed for deduction on the 15th of the current month. If you wish to change the DDA /FPX limit, you are required to submit the Update Limit form to us.

There are no charges for changes in RSP amounts or termination of RSP.

http://www.fundsupermart.com.my/main/faq/faq.svdo?id=976#14

This post has been edited by T231H: Feb 17 2016, 09:25 AM

read post#1
there is short note about dividend.
btw,...dividend in UT is NOT the same as dividend from stocks (Shares)

Sifus are asleep right now....

let me try to help out till they are awaken and report in....
unknown to what you needed....I just simply "tembak"
Guide to EPF Forms
http://www.fundsupermart.com.my/main/faq/1...-EPF-Forms-9567

to see the EPF approved funds in FSM
goto the FSM MY website
click FUNDS INFO,
select FUNDS SELECTOR,
under EPF Approved funds...click YES
(if you wanted Shariah Compliance funds with EPF investment.....under Shariah Compliant funds ...click YES)
then click generate table
http://www.fundsupermart.com.my/main/fundi...fundSelect.svdo

Most Consistent EPF-Approved Funds in 2015 ......January 13, 2016
As of end-2015, we have a total of 95 EPF-approved funds on our platform. Out of the 95 funds, there are 51 equity funds, 24 balanced funds and the remaining 20 funds are fixed income funds. 80 (84.2%) of the EPF-approved funds reported positive returns while 15 funds (15.8%) were in the red in 2015.
(pls note..."positive returns" here means may includes returns that is less than EPF punya dividend rate)
http://www.fundsupermart.com.my/main/resea...ds-in-2015-6702

This post has been edited by T231H: Feb 18 2016, 04:14 AM

did you missed out this?.....
In the unlikely event that iFAST Capital ceases as a business concern, with your permission, all your assets registered under iFAST Nominees Sdn. Bhd. will be transferred to another Institutional Unit Trust Advisers (IUTA) or they will be returned to you.

http://www.fundsupermart.com.my/main/faq/2...Information-998

while waiting for value added responses, I found this on

FSM HK
http://www.fundsupermart.com.hk/hk/main/fa...q.svdo?id=230#2

FSM SG
https://secure.fundsupermart.com/main/faq/faq.svdo?id=230#2

if NOT sure and not convince...better seek the assurance of FSM CS.....

if after the reply from FSM CS is still not satisfactory...it is best not to invest in.....
so that you can sleep better at night knowing where your money will be when it is needed.

b'cos if I said...very safe-lah...if you kena conned....die-lah me...

may not be true ...DCA is any enemy in climbing NAV trends.
Dollar Cost Averaging is defined as a constant investment into a fund at predetermined times such that the investor purchases more units when the price is low and less when it is high.

which fund house/fund?
PICKING THE RIGHT UNIT TRUST
http://www.fundsupermart.com.my/main/schoo...g.svdo?PageID=4

HOW TO PICK THE RIGHT FUND MANAGER
http://www.fundsupermart.com.my/main/schoo...g.svdo?PageID=5

Keep Your Risks In Check
http://www.fundsupermart.com.my/main/resea...-Apr-2012--2266

This post has been edited by T231H: Feb 19 2016, 11:37 AM

i think YES....Asia Pac is still at "cheap" valuation according to FSM...
just found this..hope it helps...

What Should You Do If You Invested At The “Top”?
https://secure.fundsupermart.com/main/artic...-The-Top--11233

my uneducated guess,...
Malaysia EQ heavy
Asia Pac maybe can increase by another 5~10%
too much over lapping of funds in Malaysia EQ (this includes those from "Balanced" funds)
good diversification of fund houses..

calling lukenn....what say you?

overlapping means....areas/region invested in are done by multiple fund houses....
which can be done by just focusing on just one or two.
Not 100% BAD things...just that it is easier to monitor....

a forummer "Vanguard 2015" once highlighted this overlapping called "Diworsification"
http://www.investopedia.com/terms/d/diworsification.asp

This post has been edited by T231H: Feb 22 2016, 07:15 PM

looking at your chart.....
looks like your newly revised portfolio will have to perform HARD to achieve your targeted IRR of 7~8%
with 10 months to go, I think yr portfolio ROI need to increase by min 15% from now......
....looks likely to fail again.....

time to plan for improvement in JULY?...coincide with promo again

I think it is best ask kimyee......he made some good entries timing on these...
the last time,...he said....let the profits ride..
kimyee73, what is your latest foresights/the moving averages tells you?
can share?

are you looking for this?
Most Consistent EPF-Approved Funds in 2015
http://www.fundsupermart.com.my/main/resea...ds-in-2015-6702

or this?
KENANGA GROWTH FUND WINS BEST PERFORMING EQUITY MALAYSIA FUND (5 Years & 10 Years)
https://www.kenangainvestors.com.my/KIB/KIB...s%20Winning.pdf



This post has been edited by T231H: Feb 27 2016, 12:07 PM

regarding your concerns about the mgmt. fees, trustee fees, sales charges...pls refer to post #1...there are information regarding this concerns...

if you had invested in DEC 2014 on BIG Cap China.....till now you did not lose/gain much.....
so as usual....some would want to hold and some would want to top up and some would want to sell.
In the end, it still depends on which route it would bring more happiness to you.
I would say is, you still need China in your portfolio....
if the % allocated is below 10%...just leave it there
if below 7%,...keep adding slowly till 10%
if > 10%....ask your self why you want so much % in the 1st place....then ask again is your risk appetite still allows it?

there are still some monies to be made whether it is gloomy or not.
ex...
last year most are gloomy on M'sia...yet still got some M'sia performed well
Gold...is still gloomy...yet at times Monies can still be made...like if one were to bought into it last month.

see what FSM says lately about those region for a 3 yrs time frame?
it is indicated by their STAR rating...
http://www.fundsupermart.com.my/main/artic...pdf_Summary.pdf

This post has been edited by T231H: Feb 28 2016, 09:38 AM

no sure about others...but as for me...if I intend to buy UTs...I have to trust them.
but of course it had to perform (within almost the same as others of same mandate) over time

looks good.....you created your self?
why 25% RHB ATR?
(fyi, this fund is NOT like ordinary FI funds...this is more like EQ fund in terms of volatility)
may I suggest you use the Polarbearz file excel file which is downloadable in post #1.
key in the necessary details to enable a much more detailed overview of the countries allocated.
(currently I think you will have about >17% in China/HK)

http://www.fundsupermart.com.my/main/resea...?articleNo=6837



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