must have read this...
"In order to screen out funds that meet the criterion of consistency in performance, we compare the funds’ calendar year returns against the benchmark return of 7.0%, for the period from 2011 to 2015.
The result showed that only the Kenanga Growth Fund and the Eastspring Investments Dana al-Ilham have successfully met the criterion. We have to award high commendation to the capabilities of these fund managers as they have consistently beaten our benchmark of 7.0%.
Kenanga Growth Fund and Eastspring Investments Dana al-Ilham, which are also our recommended funds, stood head and shoulders over the rest, as these funds achieved 5-year annualized returns of 17.8% and 13.4% respectively, comfortably outperforming the benchmark by 7.0% on an annualized basis.
http://www.fundsupermart.com.my/main/resea...ds-in-2015-6702

i can't see the future,...but based on past historical data...it seems like a good bet to me at this moment.

Binged and found this....if one is interested to read....

How Low Will Oil Go in 2016?
https://www.bing.com/search?q=How+Low+Will+...2016&FORM=QSRE1

Maybe that is why he posted, "Living dangerously is my motto".

what is the estimated crowd size?

seems like NOT ONLY UT with the word India in it. all negative YTD
(we have China, India, Japan, Europe, US too)

Hmmm.....

This post has been edited by T231H: Jan 16 2016, 07:50 PM


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this is more interesting....
"Shares literally climb a wall of worry over many years with numerous events dragging them down periodically, but with the trend ultimately rising".

Seven Reason Not to Get Too Concerned.......January 14, 2016
http://www.fundsupermart.com.hk/hk/main/ar...1/HK/Oliver.pdf




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just checked fsm website...the 0.5% SC is still open for purchase....

just for those that is wondering what/how to start with RM 20000...in fact one does not need that much to start UT investment

Do You Really Need RM10K For A Unit Trust Portfolio?........ July 31, 2015
If you have less than RM10,000, can you kick start your investment journey? Here's a piece of good news: yes you can! In this week's Idea of the Week segment, we explain the minimum investment amount to build a unit trust portfolio on Fundsupermart as well as the power of compounding.

http://www.fundsupermart.com.my/main/resea...?articleNo=6123

This post has been edited by T231H: Jan 17 2016, 09:26 AM

KGF not much discount if compared to other favorites on YTD basis


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read page# 76,....FSM website only change to 0.5%SC after abt 9.00am yesterday.....

try call up FSM....maybe they can give you exception.....?

I think he did mentioned it on page# 76

here is a reason for those that wanted some reason to get out of Equities Investment....

"Sell everything."

That harrowing advice is from The Royal Bank of Scotland, which has warned of a "cataclysmic year" ahead for markets and advised clients to head for the exit. Do not wait. Do not pass go.

"Sell everything except high quality bonds," warned Andrew Roberts in a note this week.

He said the bank's red flags for 2016 -- falling oil, volatility in China, shrinking world trade, rising debt, weak corporate loans and deflation -- had all been seen in just the first week of trading.

"We think investors should be afraid," he said.

http://money.cnn.com/2016/01/12/investing/...l?iid=obnetwork

then that is a reason for those that wanted some reason to get INTO Equities Investment....

2016 is either make it or burst....
"when the tide are gone...you will see me swim naked"

wanna try....
a locally back tested portfolio by "lukenn" at 10.92% CAGR on last 10 yrs (2004~2014) at 50% FI : 50% EQ
page# 37, post# 723

found this at Affinhwang.....

Putting Our Money Where Our Mouth Is

Walk the Talk
That being said, it is important for sales and marketing professionals to have faith in their respective product offerings.
What better way than to invest directly into their own stable of products and services, as exemplified by the phrases: “practice what you preach”, and “action speaks louder than words”.
Believing in the performance or potential benefit and capability of one’s product offerings will inevitably reinforce confidence in those products and services.
At the end of the day, everyone wants the best for themselves so if one would to invest in what they promote and market, it must say that they believe in what they promote and market.

http://www.affinhwangam.com/fund-managers-...is#.VpxPR5p95ko




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wow,...this is so encouraging.....
all i need now is to climb just a few % up...

PARIS - The richest one percent of the world's population now own more than the rest of us combined, aid group Oxfam said Monday, on the eve of the World Economic Forum (WEF) in Davos.
"Runaway inequality has created a world where 62 people own as much wealth as the poorest half of the world’s population -– a figure that has fallen from 388 just five years ago," the anti-poverty agency said in its reported published ahead of the annual gathering of the world’s financial and political elites in Davos.
http://www.bangkokpost.com/news/world/8301...est-of-us-oxfam

read this....
VOID ORDERS, RIGHT TO CANCEL
http://www.fundsupermart.com.my/main/faq/2...-to-Cancel-1571

if not sure...call FSM.....
b'cos what i told you now may not be true or applicable to FSM rulings......

look at the transaction date.....is it 18 Jan 2016?
even though it is...It may not be cheaper b'cos the stocks that are being held in the Fund may not have dropped

This post has been edited by T231H: Jan 18 2016, 02:46 PM