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Credit Cards CIMB Bank Credit Cards v4

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laymank
post Feb 10 2016, 04:03 PM

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QUOTE(are89 @ Feb 10 2016, 03:52 PM)
I received it thru email. I don't know how long it takes for confirmation as I forgot when I registered the card in m2u.
Nevermind, I'll register the same card again later..  tongue.gif
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I have recently registered by CIMB card into M2U and it was approved after about 3 work days.
are89
post Feb 10 2016, 04:09 PM

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QUOTE(laymank @ Feb 10 2016, 04:03 PM)
I have recently registered by CIMB card into M2U and it was approved after about 3 work days.
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How come urs approved thumbup.gif
Not fair sweat.gif

**M2u not allowed same cc vmad.gif

This post has been edited by are89: Feb 10 2016, 04:19 PM
kord
post Feb 10 2016, 04:25 PM

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Hi guys.. I just applied for CIMB credit card thru cimbclicks (cimb petronas). Would like to know what does the status "Approvable" means? Does it meant its already Approved? FYI, i have already submit supporting docs (payslip).
Another question is, how long will cimb send the card after the application approved? I actually kinda need it for my trip next week to Australia (17th Feb).. sweat.gif

Thanks for the reply.. smile.gif
Human Nature
post Feb 10 2016, 04:30 PM

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QUOTE(kord @ Feb 10 2016, 04:25 PM)
Hi guys.. I just applied for CIMB credit card thru cimbclicks (cimb petronas). Would like to know what does the status "Approvable" means? Does it meant its already Approved? FYI, i have already submit supporting docs (payslip).
Another question is, how long will cimb send the card after the application approved? I actually kinda need it for my trip next week to Australia (17th Feb).. sweat.gif

Thanks for the reply.. smile.gif
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Approvable means worthy of being approved. Most likely because your income meet the min income requirement but still subject to their approval. Nowadays, banks come out with all this nonsensical phrases.

Maybe follow up with your application closely and tell them to put a note that you need it urgently.

This post has been edited by Human Nature: Feb 10 2016, 04:30 PM
sleyer
post Feb 10 2016, 05:34 PM

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guys .. i purchase rayaniair flight tiket using cimb credit card. cancellation fee RM100 per passengers. so if i submit dispute form into cimb can i get my money 100% back ?
fruitie
post Feb 10 2016, 06:06 PM

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QUOTE(sleyer @ Feb 10 2016, 05:34 PM)
guys .. i purchase  rayaniair flight tiket using cimb credit card. cancellation fee RM100 per passengers. so if i submit dispute form into cimb  can i get my money 100% back ?
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Why do you want to submit dispute to CIMB? Was it a fraud case?
SUSDavid83
post Feb 10 2016, 06:24 PM

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QUOTE(fruitie @ Feb 10 2016, 06:06 PM)
Why do you want to submit dispute to CIMB? Was it a fraud case?
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He mentioned he cancelled the purchase!
sleyer
post Feb 10 2016, 06:27 PM

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QUOTE(fruitie @ Feb 10 2016, 06:06 PM)
Why do you want to submit dispute to CIMB? Was it a fraud case?
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QUOTE(David83 @ Feb 10 2016, 06:24 PM)
He mentioned he cancelled the purchase!
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call cs already .cimb cant handle .. now between me and rayani
fruitie
post Feb 10 2016, 06:27 PM

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QUOTE(David83 @ Feb 10 2016, 06:24 PM)
He mentioned he cancelled the purchase!
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No need to put exclamation mark.

Well, cancelled with the airline, what's that gonna do with CC. Airlines will refund back and then banks only will refund. It has nothing to do with banks, it depends on the merchants.
fruitie
post Feb 10 2016, 06:28 PM

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QUOTE(sleyer @ Feb 10 2016, 06:27 PM)
call cs already .cimb cant handle .. now between me and rayani
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Yes, exactly what I just replied.
SUSDavid83
post Feb 10 2016, 06:30 PM

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QUOTE(sleyer @ Feb 10 2016, 06:27 PM)
call cs already .cimb cant handle .. now between me and rayani
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This is expected to happen. Refund should come from the merchant or payee not the bank or payment processor.
kord
post Feb 10 2016, 07:05 PM

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QUOTE(Human Nature @ Feb 10 2016, 04:30 PM)
Approvable means worthy of being approved. Most likely because your income meet the min income requirement but still subject to their approval. Nowadays, banks come out with all this nonsensical phrases.

Maybe follow up with your application closely and tell them to put a note that you need it urgently.
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Hi.thanks very much for the info bro.
TSvictorywp
post Feb 10 2016, 10:36 PM

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QUOTE(chiahau @ Feb 10 2016, 10:40 AM)
Side note :

victorywp How long before you see cash back from Milk-A-Deal?

Bought some hotel trips using Milk-a-deal but yet to see them posted :/
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some more than 90 days...
exia5733
post Feb 10 2016, 10:37 PM

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QUOTE(fly126 @ Feb 8 2016, 12:05 PM)
I don't so U can get the card separately, becos it's reserved for Preferred account holder, Only...
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QUOTE(chiahau @ Feb 9 2016, 04:16 PM)
Meaning you Have to be invited.

Just be a preferred CIMB customer and ask them to drop you a call.

They'll probably then sort it out for you.

For further information, pls ask your CIMB bank on how to get invited.
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Ah I see. The card itself is the recognition card. Silly me tongue.gif

Thanks guys....
chiahau
post Feb 10 2016, 11:25 PM

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QUOTE(victorywp @ Feb 10 2016, 10:36 PM)
some more than 90 days...
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90 days?!

Wa, like this also can
bananalow
post Feb 10 2016, 11:28 PM

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QUOTE(chiahau @ Feb 10 2016, 11:25 PM)
90 days?!

Wa, like this also can
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Remember is 90 working days... =)

So it might take up to 4 months..
twhong_91
post Feb 11 2016, 12:30 AM

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guys, my cc due date is 10 Feb but I just realised and paid it, late by one day. will it affect my ccris report and also any interest charged on me?
fruitie
post Feb 11 2016, 12:41 AM

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QUOTE(twhong_91 @ Feb 11 2016, 12:30 AM)
guys, my cc due date is 10 Feb but I just realised and paid it, late by one day. will it affect my ccris report and also any interest charged on me?
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One day is OK one la. It will not affect any of your record. If touch wood so bad luck and got charged with interest, then just call to waive it.
Based on my own experience, I'm not charged with any interest despite paying 1-2 days late. That said, I don't encourage any late payment.
twhong_91
post Feb 11 2016, 12:49 AM

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QUOTE(fruitie @ Feb 11 2016, 12:41 AM)
One day is OK one la. It will not affect any of your record. If touch wood so bad luck and got charged with interest, then just call to waive it.
Based on my own experience, I'm not charged with any interest despite paying 1-2 days late. That said, I don't encourage any late payment.
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alright, thanks bro coz i was thinking if my due date is on the 10 of Feb, then what if i swipe the card again on that day but before that lets say i already pay off the cc bill?
TSvictorywp
post Feb 11 2016, 01:36 AM

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QUOTE(twhong_91 @ Feb 11 2016, 12:49 AM)
alright, thanks bro coz i was thinking if my due date is on the 10 of Feb, then what if i swipe the card again on that day but before that lets say i already pay off the cc bill?
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that transaction will be posted in your next statement. it affect nothing since you swipe on the due date, not on the statement date.

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