i mean if you give the details of your cc they will auto debit every month so let's say insurance, the insurance provider when they process your card, i am guessing their payment gateway would be put as insurance so is that how the credit card companies know which categories it belongs to ?

I just booked normally using booking.com

Aih, have to raise a dispute if they really charged

Any particular reason you want to do this?
Old card cannot be used anymore and new card hasn't activated yet, do you plan to cancel this card?
Then, just call and cancel.

No need to cancel old card, it cannot be used anymore. For safety reason, you may destroy it from your end.

can you really swipe more than your credit limit if you debit your credit card with cash beforehand?

for example:
limit 1k, debit 500 cash. the max you can swipe is it still 1k or 1.5k now?

someone argue this is possible but i have doubts

Hi, Im a fresh grad, if I wanna apply for a credit card, how many months of bank statement/payment slip/EPF statement I need to provide? Given that I wanna apply for the RM24k per annum card.

Do I have to only provide 1 of the above 3 mentioned statement?

hey everyone,

i just applied for my first CC with Maybank for their 2 card gold.. apparently my application got rejected... because im still new in this I wanna find out what can i do next

1) can i call maybank and verify why my application got rejected?

2) maybank 2 card gold require a minimum annual salary of RM30k meanwhile my annual net income is RM29,500 after deducting epf and etc. Is this the reason why my application got rejected?

3) is it advisable to try to apply for other cards with other bank straight away after my application got rejected with maybank?

thanks all senpai for their assistance!

1) yeah i tot so. 

2) okay, so do u think my application got rejected because my anuual income is RM500 lesser than RM30k requirement?

3) any entry level credit card can u recommend me to apply? i just scared if i spam apply cc then it shows bad credit score next time in the future cause alot of rejected cc application.

i applied on my own through mb2u website. do u think i have a better chance if i apply through maybank credit card sales person?

Thank you for your recommendations. Will find out more info and apply accordingly. Yes, i am fresh grad but i've been working for 2 years freelance for my company.

Now i'm permanent full time staff confirmed on January 2016.

visa checkout will be popular can use wearables, mobile app, built in car application etc to pay

Malaysia really boleh, like this also got delayed.

Guys got any knowledge of VISA CHECKOUT. Just implementing.

How do they do TAC security?

It will auto transfer to the new card, after all your card will be still the same no. No issue for you to make any payment.

Hi, got a question here. Can i use tenancy agreement together with my payslips to apply for credit card? Do they accept tenancy agreement rental as income?

dont have to pay. if i'm not mistaken, uob is not too strict on this.

same happen to my Vox. wrongly-charged amount is in current statement, but the refund amount is in unbilled.
i just pay whatever outstanding. so far, no finance charge.
CIMB however must die-die pay statement balance, else kena charge.

my idea is the same. that's why i only paid the difference. just be mindful on cimb

should've stated it earlier, right? lol

well, some users got slapped with finance charge due to this perhaps due to specific condition only it's charged 

Guys,

I need your advise.

I have m2c about 2months. suddenly, I realize this card not interesting anymore.

If i terminate this card, do i have big chance to get the new card/application approved?

Applied, CIMB Cash Rebate, rejected.

Thinking to apply UOB Vox & HL Wise.

Please advise.

Thanks.

No.
Before m2c, i used Citibank, MBF, Aeon, Cimb, Bank Islam, and Rhb.

Thanks.