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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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laymank
post Apr 5 2017, 10:48 AM

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QUOTE(nitehawk @ Apr 5 2017, 08:27 AM)
Besides YOLO card, what other credit card can I use to enjoy cash back to pay TM UniFi via OCC?
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QUOTE(fruitie @ Apr 5 2017, 09:18 AM)
If you meant online transactions cards, then PBB VS.
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most likely the new PBB Quatum card, too. But will need to be proven when they are out.
laymank
post Apr 14 2017, 11:25 AM

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QUOTE(blackxhawk @ Apr 14 2017, 11:12 AM)
Hi guys, my application for cc from Maybank just got approved (online). Anyone here knows how long it takes for them to deliver to my address?
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depends.

i have waited for mine since approval 1 week+ ago, still no card received. blush.gif
laymank
post Apr 19 2017, 01:38 PM

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QUOTE(hurtedheart @ Apr 19 2017, 01:29 PM)
' RM 0.00 MBB: Kindly be informed that your credit card a/c has reached 90% utilization of the credit limit. Pls ignore SMS is pymt has been made. T&C apply. TQ '

The above SMS was sent to me. So do I need to make payment immediately or before due date will do?

Can I still utilise the credit card's 10% balance of credit limit or 90% is the max?

Thank you
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you can pay before the due date.

Yes, can utilize the remaining 10%, try not to exceed cause some banks charge a hefty fee for exceeding credit limit (instead of reject the transaction, they allow with a fee).
laymank
post Apr 27 2017, 09:01 AM

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QUOTE(carmenyta @ Apr 27 2017, 08:40 AM)
hello all, i need help.

i'm using mbb cc and i've cleared all my payments except rm40 from my statement balance. i searched back from previous comments stating that to avoid interest i need to pay off my statement balance. now my problem is i cant pay cause there is no 'pay' button in my account details and i've tried clicking 'pay to card' but it just goes back to my account details without any pay button.

what can i do now?
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in M2U, go to Payment / Make a Card Payment.
laymank
post Apr 28 2017, 10:48 AM

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QUOTE(tressele @ Apr 28 2017, 09:23 AM)
Hi All,

I tried to apply a credit card from some of the banks but unfortunately all rejected.

I've checked the ccris but nothing wrong with it. All stated zero (0).

For CTOS, my score is on average.

Does it caused by my outstanding loan which is about 800k (house, car etc)?

confused.gif
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Possible.

The Banks may deem you as highly committed, hence not willing to risk giving you more credit than what they think you could afford.

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