If I have an existing matured FD with HLD, I cannot enjoy/continue thier new 6months 4.5% FD rate rite as matured FD is not categorized as fresh fund from other bank?

don't know
but i know my existing matured FD with rhb can add rm500
enjoy new promo fd....

happy new year !!!

Happy new year folks,
here's the "easy resolution" from OCBC which can get you a luggage

step 1: make a wish here,
http://www.ocbc.com.my/personal-banking/mr...resolution.html
you may save your bonus

step 2: set time reminder

step 3: get yourself a luggage when you save 70k of your bonus for 15 months, at 4.3%

So far for Jan 2016 FD promo, AmBank, MBB and OCBC all lower than the Dec 4.5%/4.6% promo's.

On Monday have to call UOB and see. Hopefully HL 6 mth 4.5% stay put ! The other one is RHB's step-up 4.4%.

This post has been edited by bbgoat: Jan 1 2016, 08:49 AM

mbsb Flyer_Prosperous fd promo

3 mth 3.88%
6 mth 4.08%
12 mth 4.18%

Again confirm gloomy outlook for FD promo in 2016 !

This post has been edited by bbgoat: Jan 1 2016, 09:43 AM

This Campaign shall commence from 1st January 2016 until 30th April 2016

Full terms & conditions

TQ for the official info !

Just noticed that the MBSB promo 6/12 mth rate same as AmBank one that I mentioned yesterday. Except MBSB is upfront interest payment

This post has been edited by bbgoat: Jan 1 2016, 09:45 AM

big bones, there goes 6%, 5.5% and even 5% FD for 2016 ..................

Dun judge sp early. Today is first day.. bank not yet open with surprises...

We got 364 days to go.. !!

5% my target first.

+ve thinking, good man!

Sorry for being out of topic.

Can anyone use OCBC online website to perform IBFT?

When I select 'Transfer Now', there is no option for me to select IBFT.

Well, since the 4% interest rate per annum for OCBC e-SmartSavers expires today, I plan to use IBFT to transfer all my fund today.

If IBFT is unavailable, using IBG will not be useful, since it is only effective next Monday.

Appreciate any advice from experts here.

This post has been edited by kart: Jan 1 2016, 11:35 AM

there is IBG/IBFT topic, alongside FD topic, u know that ?

yes, ocbc can IBFT out. I tried that with my smartsavers to m2u (per screenshot above)

**Updated: I stand corrected. based on post here and here, the IBFT option is temporary removed.

This post has been edited by cybpsych: Jan 1 2016, 05:25 PM

MBSB entry level is lower but non-pidm

Ya, some people may prefer AmBank due to the PIDM. At that level MBSB will have difficulty to attract more depositors.

Like stock market, rates cannot up all the time lo. Must come down a bit, then only it can go higher! Aiming for 4.7% for the CNY promo!

Maybe the banks now pakat a bit to play down rates.. so tat they will not end up killing each other.

Haha.. but who knows ? Lets see..

I think otherwise.

Even MBSB also lower the promo rate ! Lets see 21/1 BNM meeting result.

i plan to open hlb acc as well and read at their website that their atm card is free/no annual charge? the one that they charge RM8 per year shld be debit card?
rm200 is minimum? i thought for bsa it's rm20 no?
https://www.hlb.com.my/main/info-centre/per...ees-and-charges
and bsa shld include online acc as well since it's in their fees and charges list
haha this is all too confusing and i won't be surprised if my hlb staffs here gonna tell me different things lol

current account instead?
then need to deposit minimum rm500 right? and dun they charge service fee twice a year?