Household Residensi Hijauan Lumayan @ Taman Naga Emas, In between Salak South and Sri Petaling
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 Feb 25 2016, 09:19 AM
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Junior Member
451 posts Joined: Nov 2006   
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QUOTE(wykl @ Feb 24 2016, 10:05 PM) HL owner? what do u mean? Hi,the bank that i borrowed from is Am Bank, 90% loan at 4.6% with 4.7k legal fees. the snp cost me rm2k which i had paid it myself..  Is the 4.7k legal fees after discount, 50% stamping? |
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Feb 25 2016, 10:53 AM
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Senior Member
638 posts Joined: May 2009
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just got call from developer. pushing already.
they only give 1 month to proceed with loan. i told her almost almost lols |
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Feb 25 2016, 10:54 AM
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Junior Member
10 posts Joined: Nov 2012
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QUOTE(PrincZe @ Feb 24 2016, 11:09 PM) guys, can we change lawyer if we disagree with the price? Buyer is the one who finally determines which lawyer to use but I see in RHB bank case they are making us purchaser to change to their banker's lawyer.who decide which lawyer we go to? I asked my banker friend, one of the way is we can ask for the legal fees quote from the law firm to help us make a better financial decision. Having said that, there is a chance the banker will rebuke you and persuade you to use their own banker instead. |
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Feb 25 2016, 10:54 AM
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Junior Member
451 posts Joined: Nov 2006
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QUOTE(kimirockz @ Feb 25 2016, 11:53 AM) just got call from developer. pushing already. Just wondering, how long does the developer give in order to secure loan approval?they only give 1 month to proceed with loan. i told her almost almost lols |
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Feb 25 2016, 11:04 AM
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Senior Member
638 posts Joined: May 2009
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QUOTE(paktam @ Feb 25 2016, 10:54 AM) Just wondering, how long does the developer give in order to secure loan approval? 1 month, this is what they told me.But if in progress already, i think just have to update them, shd be fine |
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Feb 25 2016, 11:06 AM
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Senior Member
3,050 posts Joined: Oct 2008
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QUOTE(illusion555 @ Feb 25 2016, 10:54 AM) Buyer is the one who finally determines which lawyer to use but I see in RHB bank case they are making us purchaser to change to their banker's lawyer. Ok, as long which one I need to fork out the least, we can go with that. I think the banker lawyer hopefully better so they can follow up closerI asked my banker friend, one of the way is we can ask for the legal fees quote from the law firm to help us make a better financial decision. Having said that, there is a chance the banker will rebuke you and persuade you to use their own banker instead. |
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Feb 25 2016, 12:04 PM
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Senior Member
719 posts Joined: Nov 2008
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QUOTE(PrincZe @ Feb 24 2016, 11:09 PM) guys, can we change lawyer if we disagree with the price? Your level of floors decides it.who decide which lawyer we go to? |
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Feb 25 2016, 12:10 PM
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Junior Member
431 posts Joined: Jun 2011
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Anyone create fb group for sharing?
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Feb 25 2016, 01:31 PM
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Senior Member
568 posts Joined: Nov 2014
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QUOTE(hiroxi @ Feb 24 2016, 09:25 PM) Hi, your loan agreement solicitor is your bankers' solicitor? The Bank you're taking is bank islam? the loan agreement is my bankers' solicitor. im taking am bank..QUOTE(PrincZe @ Feb 24 2016, 11:09 PM) guys, can we change lawyer if we disagree with the price? u can change the loan agreement lawyer but it depend on the bank's panel lawyer list whether the firm is listed in it or not, but the snp remain the one that u were assigned by the developer..who decide which lawyer we go to? |
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Feb 25 2016, 01:33 PM
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Senior Member
568 posts Joined: Nov 2014
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QUOTE(paktam @ Feb 25 2016, 09:19 AM) Hi, that one is before discount.. after discount they will rebate back the money to me according to my banker..Is the 4.7k legal fees after discount, 50% stamping? QUOTE(kimirockz @ Feb 25 2016, 10:53 AM) just got call from developer. pushing already. i used almost 2 months time to secure a loan they only give 1 month to proceed with loan. i told her almost almost lols  QUOTE(paktam @ Feb 25 2016, 10:54 AM) Just wondering, how long does the developer give in order to secure loan approval? they said 1 month but i took almost 2...  QUOTE(moomoosky @ Feb 25 2016, 12:10 PM) Anyone create fb group for sharing? u wan create one?  |
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Feb 25 2016, 02:41 PM
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Junior Member
451 posts Joined: Nov 2006
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QUOTE(wykl @ Feb 25 2016, 02:33 PM) that one is before discount.. after discount they will rebate back the money to me according to my banker.. Another thing, the 50% discount is for 1st home buyer, are there anything the lawyer/bank in order for you to get the discount? I dunno whether I'm eligible or not...i used almost 2 months time to secure a loan they said 1 month but i took almost 2... u wan create one? |
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Feb 25 2016, 03:50 PM
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Senior Member
568 posts Joined: Nov 2014
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QUOTE(paktam @ Feb 25 2016, 02:41 PM) Another thing, the 50% discount is for 1st home buyer, are there anything the lawyer/bank in order for you to get the discount? I dunno whether I'm eligible or not... the banker said only the first home buyer eligible for the 50% stamp duty rebate.. if u own a house now, they can trace it one... |
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Feb 25 2016, 04:38 PM
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Junior Member
29 posts Joined: Apr 2011 From: KL(Cheras)
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Can anyone share what the lowest rate from bank now?
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Feb 25 2016, 04:53 PM
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Junior Member
451 posts Joined: Nov 2006
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QUOTE(wykl @ Feb 25 2016, 04:50 PM) the banker said only the first home buyer eligible for the 50% stamp duty rebate.. if u own a house now, they can trace it one... I see...thanks for the info... |
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Feb 25 2016, 05:20 PM
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Junior Member
29 posts Joined: Apr 2011 From: KL(Cheras)
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Do anyone know the extra parking price?
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Feb 25 2016, 05:29 PM
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Senior Member
638 posts Joined: May 2009
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QUOTE(moomoosky @ Feb 25 2016, 12:10 PM) Anyone create fb group for sharing? Good. So who going to create ya?We can share alot of thgs there. And also for later stage if renovate. Haha QUOTE(wykl @ Feb 25 2016, 01:33 PM) that one is before discount.. after discount they will rebate back the money to me according to my banker.. Ur lawyer fee seems good. 4.7k b4 discount i used almost 2 months time to secure a loan they said 1 month but i took almost 2... u wan create one? |
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Feb 25 2016, 05:32 PM
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Senior Member
638 posts Joined: May 2009
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QUOTE(JB1225 @ Feb 25 2016, 05:20 PM) Do anyone know the extra parking price? 25k |
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Feb 25 2016, 05:41 PM
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Junior Member
29 posts Joined: Apr 2011 From: KL(Cheras)
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QUOTE(kimirockz @ Feb 25 2016, 05:32 PM) 25k Thanks for ur info. |
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Feb 25 2016, 05:53 PM
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Junior Member
50 posts Joined: Dec 2004
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QUOTE(kimirockz @ Feb 25 2016, 05:29 PM) Good. So who going to create ya? what floor are u on? coz I see different floor has different lawyerWe can share alot of thgs there. And also for later stage if renovate. Haha Ur lawyer fee seems good. 4.7k b4 discount |
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Feb 25 2016, 05:58 PM
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Senior Member
638 posts Joined: May 2009
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QUOTE(JB1225 @ Feb 25 2016, 05:41 PM) Thanks for ur info. no problem bro QUOTE(Pazuzu @ Feb 25 2016, 05:53 PM) what floor are u on? coz I see different floor has different lawyer im at 12th floor. with pbb |
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