Dear Neighbours,

Deng Deng Deng Deng ... We have reached VERSION 16!!

So please continue to party here ya!!

Version 1: https://forum.lowyat.net/topic/2464259

Version 2: https://forum.lowyat.net/topic/2983341

Version 3: https://forum.lowyat.net/topic/2997865

Version 4: https://forum.lowyat.net/topic/3009756

Version 5: https://forum.lowyat.net/topic/3040087

Version 6: https://forum.lowyat.net/topic/3076690

Version 7: https://forum.lowyat.net/topic/3106753

Version 8: https://forum.lowyat.net/topic/3170466

Version 9: https://forum.lowyat.net/topic/3279018

Version 10: https://forum.lowyat.net/topic/3367859

Version 11: https://forum.lowyat.net/topic/3425557

Version 12: https://forum.lowyat.net/topic/3449272

Version 13: https://forum.lowyat.net/topic/3507122

Version 13A: https://forum.lowyat.net/topic/3589344

Version 15: https://forum.lowyat.net/topic/3686340

FB GROUP: https://www.facebook.com/groups/764059193701348

This post has been edited by darween13: Oct 28 2015, 09:11 AM

Congrats version 16!

Hello everyone

This post has been edited by Victor3010: Oct 28 2015, 09:39 AM

GG liao, just signed up with CIMB Flexi 2 months ago... Which means I can't pump money in to earn interest la

Reporting in ...

check in

check in too

check-in

Hello all

I am late!

U can pump in but to a certain amount only. U can't pump in cash more than 30% of ur loan amount. Either way u see it, CIMB gonna make more money thru the rm40 or interest.

U could refer to Sam gor post. Very detailed explanation and so kind of him. Always a superhero to save the day.

wow, a good place to get more post counts

People like me who has little to no exposure/knowledge about the detailing stuffs, tell you, i took a long long time to digest.
Guess i have re-read more than 10 times.

Post counts increased, with informative posts should make a win-win situation for everyone here...

Ask them to switch back to semi-flexi as I see this flexi is ridiculous. Coz if you are not allowed to pump more than 30% I don't see why bother to use flexi. Might as well switch to semi flexi and save the rm10 per mth service fee.

On another note, no harm writing an official email to BNM to complain. I guess if more folks complain, CIMB may need to relook at this sudden new rules.

this time really fell under cimb hand liao.

version 16.... hooray... hooray...

Check in

I got 2 housing loans with CIMB, GG x 2... Blardy CIMB, sucking money like vampire...

Hooray! V16!

Very simple to understand one:

Let say the bank offer you RM 100k loan in flexi account. You have RM 31k cash in hand and put it inside the flexi loan.

At the end of the month, bank only charge the interest for RM 69k loan and RM 10.60 for maintenance and gst.

With the implementation of this blardy "flexi charge" now, beside the interest charge of RM 69k + RM 10.60 (maintenance+ GST), they will charge you extra RM 40 per month. The reason is, CIMB offer you RM 100k loan, but you only use RM 69k loan (after minus your RM 31k cash), that's why they charge you for NOT using the loan facility.

WTH, not using Loan facility also kena charge...

This post has been edited by samkps: Oct 28 2015, 10:36 AM

Yeap, fan gor. You are right.

What I will do is to take out the money and put in another housing loan in other bank, and ask the possibility to change to semi flexi account instead. Not sure if it can be done and if any penalty apply.

At the mean time, spread the news as viral as possible, let the housing loan by CIMB lose its competitiveness.

If there is any other bank banker see this, please help to spread as well. You will definately lose a competitor in this context.

must be some jokers went and deposit 95% of their loan amount, and the remainder 5% slowly pay..

Version 16... @.@
Check-in check-in.

I am semi-retire in LYN prop de. What is there to blow somemore? I am waiting for VP, reno and move into my nest nia.

You guys really geng, apartment also can blow berpuluh muka surat

I no blow, only one person blow nia, u see every page got his name

Really gotta respect your effort to explain in another version..
Somemore, you got 2x loan from CIMB

Cheryee aka TKJ, apartment is my level thats y..
Btw, Samkps is our engine behind that's running the core to its max!

Yeah kah samgor?!

I have one loan with CIMB fully flexi neh. But havent reach 30% lar

Mortgage loan may not be competitive enough but recently the commercial loan from CIMB is really jeng.

Personally, I think it's fair for the customers to do whatever they wish with the fully flexi loan. Customers can dump in 30%, 70% or even 100% because this is what the facility is all about.

Restricting the flexibility by imposing rm40 is not fair to those who had already signed up. Herein lies the greediness of a corporate behemoth.

Samkor got so many accounts, want to outsource the funds transfer service to me to jaga or not
Btw, don't think the change of flexi to semi flexi is possible but worth a try to ask.

God know one day you receive a letter from CIMB and tell you they revise to 10% ...

Erm... I admit my saliva more than tea geh... that's the pre-requisite for blow water I suppose..

Sam gor, I won't be suprised if CIMB suddenly increase interest rate due to their cost of funds being the highest amongst all the local banks.

Anyone here attending this Saturday Jet Set with Setia at Setia Alam ?

Victimized bluntly but can't do anything..

Checking in... Hello!
So far for Aquatilis still no news of keys handover yet.
Been not very active lately in LYN because of the blardy new condo I am staying in doesn't allow other ISPs to install except YTL.
So not happy and can't get online all the time.

mobile internet is all you need
and TKs in SEH will be sad as your are moving into new condo instead of joining the neighborhood in SEH.

This post has been edited by wong8981: Oct 28 2015, 02:30 PM

LOL Wong! It's not that I have a choice as my previous rental tenancy was up in Sept, and the house in SEH is not ready. I've discussed briefly over here with TKJ and Sam Kor before. After some consideration, no choice but to move in to new condo first, or second option is to sleep under the bridge - ecohill layover bridge perhaps. lol! Kidding.

Mobile internet doesn't solve my internet problem as I have a home server and personal cloud to host. So now back to the old school style - USB thumb drive and external HDD.

This post has been edited by neotheone: Oct 28 2015, 03:16 PM

New thread just in time where VP is slowly taking place now

Bro Neo,
While I may not have the same problem, but I am too itching for the VP. They have not obtained the CCC for Merrum. Just spoke to Credit Control and Estate Management.
No firm dates given but since my SNP is signed on 2X Nov 2013, I was told key will be handed before that, which means, in the next 1-2 weeks.

Hoepfully, you are in the same boat too!

late check in

Check in..😀😀😀

Congrats...

Check in..congrats

My aravia shd aso be the same as merrum in precinct 3...hope to have the keys soon.

In the SNP on page 10, there is a section which reads like this:
===============================================
Time for delivery of vacant possession

22. (1) vacant possesion of the said building shall be delivered to the purchaser in the manner stipulated in clause 23 within twnty-four (24) calendar months from the date of this agreement.
===============================================

I signed the SNP in the mid of November, let say 15th Nov 2013; so what happen if the vendor deliver VP on the 22nd Nov? Do I get the "purchaser liquidated damages" which is calculated based on the following formula from the vendor:

7 days X ((Property Price) x 10%)/365

Thanks you!

Checking in!

Anyone applied for Rhb? Have they quoted?
I just submitted to Rhb and hlb.

Guys, all the houses in P2 and P3 got no gate ka?

Bro does this mean as long as I touch the 30% of loan I will have to pay additional rm40 each month for cimb?

love this area, went there. The guarded community seems to be very strict which is a good thing but the price slightly steep.

This post has been edited by irmond: Oct 29 2015, 03:28 AM

Good & ethical developers will pay u the amount via your formula bro, but the unethical ones will offer u 50% or lesser, take it or leave it!

Based SnP stamping to calculate, boss.

No

yes, rm40 + gst .
apply for HomeFlexi only.

superlinks in p3 have no gate.
other than those superlinks are bungalow and semiD, not sure on these two.

price may be slightly higher compare to other neighbor development, but if you are looking at the landscape and infra, price is acceptable. and as you said the security, this is crucial for your own safety and your most precious family members
superlinks in p3 is going on 773k onwards, discount is about 7-8%, foc legal + MOT

for your survey purpose, there is a new launch around with 520k price tag, 20*70, 1966sqft.
more info can refer to Post #590 in ecomajestic v9 thread.

Now become part time property agent?

Ur agency need ppl or not ? Lol

I am an office boy cum cleaner. Under foreign worker agency. LOL

Yes, from the FB it seems like the Residents Associations has done a lot of work pushing for better security in precinct 1.

Precinct 3 superlink is under proper GnG scheme, equipped with AGIL PIDS fencing technology, same as the one used in Changi airport..

Price wise of course a little higher compare to the vicinity projects (except EcoMajestic). Nevertheless, the infra, security and landscape are something that come along with your purchase price, which can't be found in other vicinity project (of course except EcoMajestic as well).

This post has been edited by samkps: Oct 29 2015, 09:38 AM

P3 is in gateless concept, though I believe there will still be some gate separating the units for superlink.

P2 currently only have land, no houses yet, since this is a bungalow lot precinct..

hehehe... I wish to get LAD as well, but seems like unlikely.

This post has been edited by samkps: Oct 29 2015, 09:38 AM

don work too hard, rest well

here you go for 2nd round~

And 3rd round

RM0.00 Harvey Norman: Get everything at 1/2 price + additional 10% off at the 1st ever Factory Direct Bedding Fair @ IPC! On now till 8 Nov. T&C apply.

Yep no gate. But got security alarm system , guard, and the precints are apparently using same fences as changi airport..

cctv around the fencing area and polis bantuan

if only got tentera bantuan + bullet proof vest + kevlar helmet + M16

then something wrong with the place, maybe terrorist gathering area.

D'Cassia D'Camellia D'Cerrum...
all ballot already?

Still got D'Camellia not yet ballot

During the unit selection on last Saturday, i was told that D'Camellia will be launched for balloting on either end of this year or early of next year.
So.. Keep your bullets ready if misses out on the D'Cassia and D'Cerrum!

Guy , very good buy meh? anyone can list down why this Apartment is value buy, what is the target price when VP?

one very simple reason..because its CHEAP!!!!!

Agreed, But I believe not easy to rent out when vp,

why,
1. Lack of commercial activity
2. too many units.

This post has been edited by tnang: Oct 29 2015, 12:18 PM

for own stay is ok



how come the colour is like that?

you bought? my unit D'Cassia due to my seq no. 5** and only reason is cheap.

This post has been edited by tnang: Oct 29 2015, 12:24 PM

no la...i'm able to watch people buy only

why no buy? since is cheap mah

how much you buy???

242K

Which Floor? Should face North.

good price...nowadays where can get a new house with this price...congratulation
where do you work???

You asked why is a good buy, but It seems like you bought already.
Why did you buy at the first place?

for own stay good la, don't just think to fry fry, give ppl chance to own house leh

You have more than 1 account here is it?

one word - CHEAP

work : around the world.

down site : 50km away from where I stay, difficult to manage.

Hi all Tau Keh, Tau Keh Nio, Big Boss & Datuk sekalian
I just bought an apartment here..d cerrum, and it took me quite some time to scour through all past 15 versions for relevant info lol is it okay if we were to follow Eco Majestic's style at creation of thread to include a summary of useful info eg. overall township plan, currently available projects, connectivity, facilities, upcoming developments, upcoming highway plans etc
I need to fb message Mr Vincent Tan proof of purchase to join the fb group?
thanks

u read through all 15 versions !!!! i will be thinking you are aiming for shoplot if you are not saying you get d'cerrum.

Agree with whole earthly!
When buying a property, always think weather you like it or not first. Buy for own stay first.
Actually its not a bad choice to stay in 850sqft, weather you are single, couple, or newly married with a kid or two. Everyone needs a shelter!

Good!
Have you gotten your loan? Do share your packages.
I am now applying for MBB Islamic

u see this account how old?

HI all, is that still any double storey not yet sell out by developer? What is the price for these units?