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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

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post Nov 29 2015, 12:08 AM

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QUOTE(onlinepaycheck @ Nov 28 2015, 09:56 PM)
I recommend my friends this WISE they also giving same type of feedback. Difficult to get 10X. So I always try to convince them....

To achieve 10x RM50 is easy I think.

Petrol 1 tank per week = 4X, 2 cars in family = 8X

TNB split = 2X
Unifi split = 3X
Celcom/telco = 2X

Others (groceries, restaurants, etc.) = 4X

I am taking Petrol, Dining + free Telco categories. Every month hit 10X no problem.
*
what car you drive ah rm200 per tank. telco bills on average maybe 1x rm50 only unless u business person make a lot of calls. depends on individual.
LostAndFound
post Nov 29 2015, 04:23 AM

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QUOTE(onlinepaycheck @ Nov 28 2015, 09:56 PM)
I recommend my friends this WISE they also giving same type of feedback. Difficult to get 10X. So I always try to convince them....

To achieve 10x RM50 is easy I think.

Petrol 1 tank per week = 4X, 2 cars in family = 8X

TNB split = 2X
Unifi split = 3X
Celcom/telco = 2X

Others (groceries, restaurants, etc.) = 4X

I am taking Petrol, Dining + free Telco categories. Every month hit 10X no problem.
*
Like alexanderclz said, depends on individual.

My petrol only 6x a week for family (at max).

Groceries, always cheaper in market so mainly use for TnG.

But my TNB split is 4x (plus I help my parents pay which will always in total with mine be over 10x di).

So my guaranteed RM50x10 comes from TNB alone. I also use Groceries category so once in a while when buying milk powder or other stuff not from market can use. And to reload TnG.

My telco bill between me and wife cannot even reach RM50 a month (thanks Umobile!).

Varies a lot between individual.
victorywp
post Nov 29 2015, 06:59 AM

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QUOTE(sg999 @ Nov 28 2015, 01:42 PM)
ok guys
i just activated my wise card
sms say i have to go atm to reset the pin.
tac also have to register on atm?
ant other thing have to register?
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yes, must at atm.
onlinepaycheck
post Nov 29 2015, 08:19 AM

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QUOTE(alexanderclz @ Nov 29 2015, 12:08 AM)
what car you drive ah rm200 per tank. telco bills on average maybe 1x rm50 only unless u business person make a lot of calls. depends on individual.
*
1 tank per week. 1 month = 4X.
Of course, everyone's situation is different.

wjleong15
post Nov 29 2015, 09:30 AM

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QUOTE(onlinepaycheck @ Nov 28 2015, 09:56 PM)
I recommend my friends this WISE they also giving same type of feedback. Difficult to get 10X. So I always try to convince them....

To achieve 10x RM50 is easy I think.

Petrol 1 tank per week = 4X, 2 cars in family = 8X

TNB split = 2X
Unifi split = 3X
Celcom/telco = 2X

Others (groceries, restaurants, etc.) = 4X

I am taking Petrol, Dining + free Telco categories. Every month hit 10X no problem.
*
for me

rent room, so tnb not applicable
unifi, don't have, so also not applicable
telco - epp iphone for 24 months, so next 24 months no bill no payment, except installment to bank
petrol rarely pump 50 above, usually 30+
grocery also not much, weekly 20+
may be after marry will get wise, but sure not now
sweat.gif
Cherry16
post Nov 29 2015, 09:38 AM

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Would like to ask whether the 10x swipe per month is also inclusive of supplementary card?

e.g.

Principal 7x swipe & Supp 3x swipe = 10x swipe. Will this be eligible for the cash rebate?

Or must it be it be principal 10x and sup 10x in order for cash rebate? If this is the case, can it be another option like principal 10x but sup 8x (in this case only principal eligible for cash back where sup is not eligible?)




victorywp
post Nov 29 2015, 09:42 AM

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QUOTE(Cherry16 @ Nov 29 2015, 09:38 AM)
Would like to ask whether the 10x swipe per month is also inclusive of supplementary card?

e.g.

Principal 7x swipe & Supp 3x swipe = 10x swipe.  Will this be eligible for the cash rebate? 

Or must it be it be principal 10x and sup 10x in order for cash rebate?  If this is the case, can it be another option like principal 10x but sup 8x (in this case only principal eligible for cash back where sup is not eligible?)
*
combined primary and supp min 10x.
onlinepaycheck
post Nov 29 2015, 10:33 AM

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QUOTE(wjleong15 @ Nov 29 2015, 09:30 AM)
for me

rent room, so tnb not applicable
unifi, don't have, so also not applicable
telco - epp iphone for 24 months, so next 24 months no bill no payment, except installment to bank
petrol rarely pump 50 above, usually 30+
grocery also not much, weekly 20+
may be after marry will get wise, but sure not now
sweat.gif
*
I think after you get married and move into own place, easily able to meet. laugh.gif
Cherry16
post Nov 29 2015, 10:35 AM

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QUOTE(victorywp @ Nov 29 2015, 09:42 AM)
combined primary and supp min 10x.
*
Thanks

soonlee33
post Nov 29 2015, 11:19 AM

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Anyone alrdy receive the free tablet ?
wjleong15
post Nov 29 2015, 02:02 PM

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QUOTE(onlinepaycheck @ Nov 29 2015, 10:33 AM)
I think after you get married and move into own place, easily able to meet.  laugh.gif
*
that's what i thought hmm.gif
onlinepaycheck
post Nov 29 2015, 02:33 PM

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QUOTE(wjleong15 @ Nov 29 2015, 02:02 PM)
that's what i thought  hmm.gif
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Hopefully by then this WISE card perks still the same or better.
wjleong15
post Nov 29 2015, 03:07 PM

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QUOTE(onlinepaycheck @ Nov 29 2015, 02:33 PM)
Hopefully by then this WISE card perks still the same or better.
*
yeah... now just try to get as much as cash back from the good cc
janson_kaniaz
post Nov 29 2015, 04:28 PM

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QUOTE(wjleong15 @ Nov 29 2015, 03:07 PM)
yeah... now just try to get as much as cash back from the good cc
*
true that. no point being sentimental about any cards. they (the benefits) usually don't last long. enjoy while you can. biggrin.gif
MarketingDude
post Nov 30 2015, 09:17 AM

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Card application approved after 6 days, now waiting for the delivery of card rclxms.gif
leonardchin
post Nov 30 2015, 10:42 AM

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QUOTE(ckuanglim @ Nov 25 2015, 03:40 PM)
If I order Domino's Pizza online, consider what category?
*
Dining category

DOMINO'S PIZZA SELANGOR MYS DINING 34.25
leonardchin
post Nov 30 2015, 01:30 PM

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Does anyone know the criteria that HL uses to send the invites to get the 50% cash back for dining? I did not get the invite cry.gif

This post has been edited by leonardchin: Nov 30 2015, 01:31 PM
wchinwai
post Nov 30 2015, 01:34 PM

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QUOTE(Cherry16 @ Nov 29 2015, 10:35 AM)
Thanks
*
I think cb still RM100 max limit for both cards and now you need to pay annual fees for your supplementary card.
Sure you want to do that?
I could be wrong though tongue.gif

This post has been edited by wchinwai: Nov 30 2015, 01:34 PM
wchinwai
post Nov 30 2015, 01:37 PM

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QUOTE(wjleong15 @ Nov 29 2015, 09:30 AM)
for me

rent room, so tnb not applicable
unifi, don't have, so also not applicable
telco - epp iphone for 24 months, so next 24 months no bill no payment, except installment to bank
petrol rarely pump 50 above, usually 30+
grocery also not much, weekly 20+
may be after marry will get wise, but sure not now
sweat.gif
*
Offer to help your parents pay utility bills. They pay you cash and you pay on-line.
Win-win. Parents no need to go post office / TNB and you get cash back tongue.gif
wjleong15
post Nov 30 2015, 05:38 PM

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QUOTE(wchinwai @ Nov 30 2015, 01:37 PM)
Offer to help your parents pay utility bills. They pay you cash and you pay on-line.
Win-win. Parents no need to go post office / TNB and you get cash back tongue.gif
*
parents are using their own wise card. shakehead.gif

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