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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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cybpsych
post Nov 11 2015, 05:07 PM

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QUOTE(starry @ Nov 11 2015, 01:32 PM)
Public Bank new FD rate effective today.
1 year 4.30%

[attachmentid=5273121]
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- Click here for Terms & Conditions (for customers who participate from 11 November 2015 onwards) (PDF format, 49kb)
- Click here for Terms & Conditions (for customers who participated prior to 11 November 2015) (PDF format, 49kb)

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Gen-X
post Nov 11 2015, 07:51 PM

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QUOTE(jusTinMM @ Nov 11 2015, 04:22 PM)
i was not able to open the promo fd at ocbc (PJ branch) due to my IC address is at other state and my home address is at KL. They requested me to bring my offered letter coz im working nearby the branch and my home address utility bill as supporting doc. Kinda troublesome.
Kindly take note forumer.
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Another perosn reported sometime ago that he experienced the same issue as you. Or was it you and you just repeating here for the benefit of others?
poor man
post Nov 11 2015, 10:19 PM

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who receive tgv tiket for apply e smartsaver acc ocbc ??
jusTinMM
post Nov 12 2015, 09:27 AM

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QUOTE(Gen-X @ Nov 11 2015, 07:51 PM)
Another perosn reported sometime ago that he experienced the same issue as you. Or was it you and you just repeating here for the benefit of others?
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not me bro...i just exprienced it ytd...later will go and try again with requested supporting doc...see can success open a not...
Chili_90
post Nov 12 2015, 11:20 AM

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best plan now should be ocbc with 4.5%?
bearbear
post Nov 12 2015, 11:22 AM

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QUOTE(Chili_90 @ Nov 12 2015, 11:20 AM)
best plan now should be ocbc with 4.5%?
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best in town laugh.gif

or extra 0.1% pa with Ambank for 2 years tenure.
Chili_90
post Nov 12 2015, 11:30 AM

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QUOTE(bearbear @ Nov 12 2015, 11:22 AM)
best in town laugh.gif

or extra 0.1% pa with Ambank for 2 years tenure.
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means put 100k fd and in the end will get 4.5k?
coolguy99
post Nov 12 2015, 11:40 AM

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Can I check my OCBC fd via online banking? Instead of relying on a fd cert
Ramjade
post Nov 12 2015, 11:47 AM

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QUOTE(Chili_90 @ Nov 12 2015, 11:30 AM)
means put 100k fd and in the end will get 4.5k?
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If ocbc yes. If ambank no.
cybpsych
post Nov 12 2015, 11:55 AM

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QUOTE(coolguy99 @ Nov 12 2015, 11:40 AM)
Can I check my OCBC fd via online banking? Instead of relying on a fd cert
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sure, u can check ur ocbc fd online smile.gif
cybpsych
post Nov 12 2015, 11:56 AM

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QUOTE(Chili_90 @ Nov 12 2015, 11:30 AM)
means put 100k fd and in the end will get 4.5k?
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yep, about 4.5k interest after 1 year of placement with ocbc 4.5% p.a.
culain99
post Nov 12 2015, 12:17 PM

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ambank 4.6% need to open savings account to deposit interest (from their terms)? cant opt out it - or renew with interest ?
ocbc 4.5% can open without any savings account?

This post has been edited by culain99: Nov 12 2015, 12:17 PM
dEviLs
post Nov 12 2015, 12:32 PM

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just received sms from UOB - 12m@4.25%
Ramjade
post Nov 12 2015, 12:32 PM

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QUOTE(culain99 @ Nov 12 2015, 12:17 PM)
ambank 4.6% need to open savings account to deposit interest (from their terms)? cant opt out it - or renew with interest ?
ocbc 4.5% can open without any savings account?
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Yeah need to open account. Most >12 months FD needs a SA. Recommend you to open ambank Truesavers and have the interest credited into Ambank Truesavers. If you are >50 years old, they will give you monthly interest. If you are <50 years old, interest is given every 6 months.

By using Truesavers with the 4.6% FD, your final effective rates will be > 4.6% as compounding interest is at work. Truesavers gives you 2.8% regardless how much you have inside the account. No need for min. monthly deposit thumbup.gif biggrin.gif

This post has been edited by Ramjade: Nov 12 2015, 12:33 PM
Ramjade
post Nov 12 2015, 12:34 PM

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QUOTE(dEviLs @ Nov 12 2015, 12:32 PM)
just received sms from UOB - 12m@4.25%
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Cannot beat Cimb 4.3% or ocbc 4.5%
kerbau
post Nov 12 2015, 12:35 PM

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OCBC giving good deal.
cklimm
post Nov 12 2015, 01:01 PM

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QUOTE(Ramjade @ Nov 11 2015, 04:05 PM)
There's nothing written underneath the sport bracelet? hmm.gif
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we have yet to receive it
wil-i-am
post Nov 12 2015, 01:38 PM

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QUOTE(Ramjade @ Nov 12 2015, 12:34 PM)
Cannot beat Cimb 4.3% or ocbc 4.5%
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Which Bank u place your chips?
Ramjade
post Nov 12 2015, 01:53 PM

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QUOTE(wil-i-am @ Nov 12 2015, 01:38 PM)
Which Bank u place your chips?
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ASM. No need to keep chasing FD promos. thumbup.gif
Ambank Islamic efd for 1 month cause money only rm1k. My FD days are over. Now if only they got promo for rm1k one month promo drool.gif


Chili_90
post Nov 12 2015, 02:57 PM

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anyone tried maybank 4.5% fd before? hmm.gif

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