I think normal top up should not affect IRR much but mine is like doubling the amount invested in some of the funds.
As for the amateur fund manager, how much is he charging? You should ask him for more detail like his IRR volatility.

Received this email today.

Anybody can study this: RHB PRE-IPO & SPECIAL SITUATION FUND 3 (MYR class).

I dont quite know what it is..Need you guys' view
Is it a good UT to buy?

in particular this:
RHB-OSK Pre-IPO Fund (2011-2015), 4 years lock in period, 84% total returns for investors.

--> The last one launched made 84% in 4 years??
1 year average return 21%?? That sounds too good. betul kah?

Thanks
------------------------------------------------------------------------------------

Greetings.

We are extremely happy to tell you that RHB PRE-IPO & SPECIAL SITUATION FUND 3 (MYR class) has now launched and it is available for subscribe in our platform before 18 November 2015, 3 p.m. This is a closed-ended fund that invests in private equities. The fund is managed with the goal of achieving superior long term investment returns by opportunistically investing in pre-IPO (50%) and special situation deals (50%).Specifically, the fund targets to invest in securities of listed and/or non-listed companies and/or other assets including but not limited to pre-IPO private equity investments (both early and late stage pre-IPO deals), asset back investments, portfolio acquisition and specialized financing with features of downside protection and upside sharing.

In terms of geographical allocation, the fund’s initial target allocation will be 50% in ASEAN, 30% in North Asia and the remaining 20% in the rest of the world (a heavy overweight position in Asia and Emerging Markets). However, the fund’s geographical allocation may be adjusted from time to time at the discretion of the Fund Manager. (read more on Private Equity)

Why Private Equity can be your alternative investment tool?

·          Superior returns (kindly refer to article above)

·          Off-market assets and privately-negotiated investments (usually available for institutional investors only)

·          The stability (illiquidity, lower volatility) and customizable nature of the financing arrangement enable private equity fund manager with more bargaining power, in terms of returns, exit strategies and downside protection measures

·          Not limited to listed securities only (where returns are generally dictated by the overall market direction)

·          Lower correlation with the stock or bond market (diversification of portfolio)

·          Illiquid nature of private equity fund “ensure” you stick to long term (5-6 years) investment plan without exit market due to emotion

Please ensure that you are clear about the fund investment lock in period as stated below and all the fund details which attached in the attachment or stated in Information Memorandum / Product Highlight Sheet before make your investment decision. (especially Investment Strategy, Benchmark, Tenure and maturity and Distribution Policy)


Tenure
5+1 years
Closed for subscription
From 18 November 2015 after 3pm until maturity date
Estimated Maturity Date
18 November 2020 (No Redemption until Maturity Date)



You may wish to look at the track record and performance the RHB-OSK Pre-IPO Fund (2011-2015), RHB-OSK Pre-IPO & Special Situation Fund 2 (09/2014-curent) managed by the same private equity investment team with the same strategy.

RHB-OSK Pre-IPO Fund (2011-2015), 4 years lock in period, 84% total returns for investors.

RHB-OSK Pre-IPO & Special Situation Fund 2 (09/2014-current), 1 Year (as at 31st August 2015) NAV up 30.9%* (excluding cash distribution),
2015 Q2 Cash Distribution of 1.3%
2015 Q3 Cash Distribution of [1.6]% (in process)
2015 Q4 Cash Distribution is expected to continue based on the current information provided by the portfolio companies

Important Remarks
This is a wholesale fund, therefore self-declaration as Qualified Investor is required before purchase for this fund. You will find the list of requirement when you click to view this fund RHB PRE-IPO & SPECIAL SITUATION FUND 3 (MYR class).

Please do not hesitate to contact us if you need any assistance.

Thank you and have a pleasant day.

Regards,
Sean Lian
Client Investment Specialist, Penang
Hotline: (04) 6401567

Question: when you guys report the IRR or ROI is it in net terms meaning already deducted the SC?

The risk rating must b @ 10

I guess u must be HNWI in FSM to get tis kind of e-mail offer
the min investment is rm 50k if I'm not mistaken

how to deduct SC? It is part of our cost in doing the investment right?
Any idea if Polarbearz's file excluded this SC??
worth it if can make money, i got few FSM UTs rated 10 also.
200k only la.
min this time i think is 100. what do u think, can make money there?

Guys, my FD amounting to 30k will mature next month. Can someone let me know should i put the whole thing into unit trusts how. I am at a lost with what to do with this huge chunk of cash.

Good news for local market:

KLCI surges past 1,700 as ringgit rallies

URL: http://www.thestar.com.my/Business/Busines...lies/?style=biz

Asia Forex: Ringgit, rupiah jump

URL: http://www.thestar.com.my/Business/Busines...jump/?style=biz

Foreign funds extend buying interest on Bursa

URL: http://www.thestar.com.my/Business/Busines...ursa/?style=biz

will you be NOT touching this money in the next 5 years or more?

thats for my wedding fund. my plant is to take out my epf account 2 (once every monthly) after 1.6 years which is another 30k.

so 30k from FD and another 30k from EPF. Dont know what to do.

wedding 3 years from now.

thats for my wedding fund. my plant is to take out my epf account 2 (once every monthly) after 1.6 years which is another 30k.

so 30k from FD and another 30k from EPF. Dont know what to do.

wedding 3 years from now.

Just realized even if you have too much cash on hand, you are also stressed about it. no money also stress. apa lah!

gets into something that is NOT so volatile.....3 years is a short period.....scare wedding "kena" postpone later ha-ha.
EPF is giving about 6% risk free...is another 2% extra for the next 2 yrs worth that risk?,,, i would not recommend it...

Worst case...don't marry

Show hand

that is a GOOD or Positive stress... 

FD it is then. I have to take out my account 2 to marry. Damn asian weddings arent fucking cheap. Plus i dont want to burden my divorced parents.
cannot la bro. her parents already asking when are they gonna marry.

getting more than 1 at one go?     
1/2 in FD and 1/2 in BOND?
from teh last few pages,....algozen will be coming out with an update on 2 bond funds status soon i guess...

oh yes i saw. think Ill just lump it all in bonds then.

1 bottle of beer says he will recommend RHB emerging markets bond fund

just a note: not all bond funds are the same...
FSM in July, advises investors reduce their exposure to longer-duration developed sovereign debt which is the most susceptible to rising yields, while opting for shorter duration bond funds which are far less interest rate sensitive. Riskier segments of fixed income such as non-investment grade debt offer investors a higher rate of return with lower interest rate risk and could be considered by investors who have the ability to accept the associated higher credit risks.
http://www.fundsupermart.com.my/main/resea...unds-Shone-6056

FSM Fund Choice: RHB Asian Income Fund [October 2015] at 1% SC
http://www.fundsupermart.com.my/main/resea...ober-2015--6394