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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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zstan
post Nov 10 2015, 11:18 AM

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QUOTE(fruitie @ Nov 10 2015, 11:15 AM)
Can call CS to check out and if really rejected, send an email to CS to request to split limit from your M2Cards for your Ikhwan.
*
Oooo thanks for the tip. What's the usual credit limit for Maybankard? 8k?
fruitie
post Nov 10 2015, 11:33 AM

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QUOTE(zstan @ Nov 10 2015, 11:18 AM)
Oooo thanks for the tip. What's the usual credit limit for Maybankard? 8k?
*
Depends on your salary.
Maybank is pretty stingy, usually 2.5x-3x of your monthly bssic salary. I got RM 18k only.
LaiN87
post Nov 10 2015, 11:35 AM

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QUOTE(fruitie @ Nov 10 2015, 11:33 AM)
Depends on your salary.
Maybank is pretty stingy, usually 2.5x-3x of your monthly bssic salary. I got RM 18k only.
*
laugh.gif Basically telling everyone your salary is RM6k?
My MBB 2 cards are collecting dust for weeks.
fruitie
post Nov 10 2015, 11:37 AM

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QUOTE(LaiN87 @ Nov 10 2015, 11:35 AM)
laugh.gif Basically telling everyone your salary is RM6k?
My MBB 2 cards are collecting dust for weeks.
*
That was before my salary increment ma. laugh.gif I didn't request for CL increase anymore. And even that mine was below 3x... sad.gif
I only use it to collect points. laugh.gif

This post has been edited by fruitie: Nov 10 2015, 11:38 AM
fruitie
post Nov 10 2015, 11:53 AM

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wjleong15
post Nov 10 2015, 12:26 PM

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QUOTE(fruitie @ Nov 10 2015, 11:33 AM)
Depends on your salary.
Maybank is pretty stingy, usually 2.5x-3x of your monthly bssic salary. I got RM 18k only.
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i got 1.9x only cry.gif
kyle_kl
post Nov 10 2015, 01:47 PM

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QUOTE(fruitie @ Nov 10 2015, 11:53 AM)
user posted image
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Existing is 10%, so the promotion is 10% + 11% so good?
fruitie
post Nov 10 2015, 01:56 PM

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QUOTE(kyle_kl @ Nov 10 2015, 01:47 PM)
Existing is 10%, so the promotion is 10% + 11% so good?
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Lazada just wants to copy Taobao. Tomorrow is Taobao's Super Big Sales Day. laugh.gif
janson_kaniaz
post Nov 10 2015, 02:30 PM

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QUOTE(kyle_kl @ Nov 10 2015, 01:47 PM)
Existing is 10%, so the promotion is 10% + 11% so good?
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What is the existing 10%?
cacheblue
post Nov 10 2015, 02:44 PM

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QUOTE(wjleong15 @ Nov 10 2015, 12:26 PM)
i got 1.9x only  cry.gif
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I also got about 2x only
SUSsupersound
post Nov 10 2015, 03:41 PM

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QUOTE(kyle_kl @ Nov 10 2015, 01:47 PM)
Existing is 10%, so the promotion is 10% + 11% so good?
*
After doing price surveys, even after the discount, some items are still way expensive doh.gif
As if you buy small items, you will get charged with admin fees shocking.gif
SUSsupersound
post Nov 10 2015, 03:42 PM

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QUOTE(wjleong15 @ Nov 10 2015, 12:26 PM)
i got 1.9x only  cry.gif
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I got 1X only sweat.gif
wjleong15
post Nov 10 2015, 03:46 PM

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QUOTE(supersound @ Nov 10 2015, 03:42 PM)
I got 1X only sweat.gif
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you pledge fd?
SUSsupersound
post Nov 10 2015, 03:48 PM

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QUOTE(wjleong15 @ Nov 10 2015, 03:46 PM)
you pledge fd?
*
Nope, I never pledge FD when applying a card, waste of time.
Some more I only apply using my IC, so I LC, bank also LC whistling.gif
But my average spending only rm1000, so I got no problem even they only gives me rm2000 laugh.gif
lengzhai
post Nov 10 2015, 03:49 PM

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QUOTE(LaiN87 @ Nov 10 2015, 11:35 AM)
laugh.gif Basically telling everyone your salary is RM6k?
My MBB 2 cards are collecting dust for weeks.
*
same goes to me, my mbb2 cards are collecting dust as well.
fruitie
post Nov 10 2015, 03:56 PM

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I didn't even put my MasterCard into my wallet after I got my Ikhwan. AmEx is my points collection card. laugh.gif

If lucky, then weekends can use for dining. laugh.gif
wjleong15
post Nov 10 2015, 06:22 PM

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QUOTE(supersound @ Nov 10 2015, 03:48 PM)
Nope, I never pledge FD when applying a card, waste of time.
Some more I only apply using my IC, so I LC, bank also LC whistling.gif
But my average spending only rm1000, so I got no problem even they only gives me rm2000 laugh.gif
*
Give IC only can get card approved? blink.gif
biar betol. hmm.gif hmm.gif hmm.gif
when you applied?
10 years ago?
wjleong15
post Nov 10 2015, 06:22 PM

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QUOTE(fruitie @ Nov 10 2015, 03:56 PM)
I didn't even put my MasterCard into my wallet after I got my Ikhwan. AmEx is my points collection card. laugh.gif

If lucky, then weekends can use for dining. laugh.gif
*
How many cards you put in your purse?
Girl must can put many cards.
fruitie
post Nov 10 2015, 06:31 PM

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QUOTE(wjleong15 @ Nov 10 2015, 06:22 PM)
Give IC only can get card approved?  blink.gif
biar betol.  hmm.gif  hmm.gif  hmm.gif
when you applied?
10 years ago?
*
He recently also applied for Ikhwan and applied with IC only.

QUOTE(wjleong15 @ Nov 10 2015, 06:22 PM)
How many cards you put in your purse?
Girl must can put many cards.
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Just counted - 10, with some slots with two pieces together. laugh.gif
Not forgetting, I also have IC, driving licence, ATM cards, loyalty cards, medical cards and my business cards. laugh.gif
SUSsupersound
post Nov 10 2015, 06:35 PM

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QUOTE(wjleong15 @ Nov 10 2015, 06:22 PM)
Give IC only can get card approved?  blink.gif
biar betol.  hmm.gif  hmm.gif  hmm.gif
when you applied?
10 years ago?
*
2 years ago. For MBB dual platinum cards.
HLB 3 years ago IC with EA form only.
This year PBB's VS and Ikhwan gold again the same.
With IC only financial institution can know your income tax, your EPF account and banking accounts.

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