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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards
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lyc1982
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Mar 23 2018, 10:52 AM
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QUOTE(evoce9a @ Mar 23 2018, 10:43 AM) So you have been paying annual fee's for the past 2 years?  For my case so far they didn't charge me for all my cards in Citi. I am quite heavy user , monthly above 5k+ - spending only 1st and 2nd year they waived...my monthly spend is 10k+...
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lyc1982
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Mar 23 2018, 05:27 PM
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QUOTE(evoce9a @ Mar 23 2018, 05:17 PM) Wow . More than 10k spending monthly and still they don't waive I will cancel it straight the card away ady  . so far no other cc can give complimentary ride from klia... and i noticed citibank has better rates when using it overseas... and i have plenty of miles accumulated when they don't wanna waive the AF... somemore most of my autopayment is tied to this cc...hassle to change all those many things holding me back
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lyc1982
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Mar 24 2018, 12:02 AM
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QUOTE(evoce9a @ Mar 23 2018, 05:51 PM) Yes there is . Standard Chartered world miles gives RM80 rebate rides home from KLIA / KLIA 2 or you can use the money for KLIA express. I see . Then just redeem your miles with AF if you are sticking to use that card only .. Since you have plenty of miles  this premier miles totally free ride
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lyc1982
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Mar 25 2018, 01:22 PM
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QUOTE(mamamia @ Mar 24 2018, 09:48 PM) Called up b4 anniversary, which AF suppose to charge in April, both premiermile n cashback card AF delay to Apr 2019. delay to 2019...meaning they gonna charge double AF in 2019 ?
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lyc1982
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Mar 25 2018, 09:27 PM
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QUOTE(mamamia @ Mar 25 2018, 02:51 PM) Nope, now they don use waiver, they just tell u delay to next year, just like last time how HLB WISE termed it.. Also, the CS advise that if I would like to pay for Premiermiles AF, they will give 10k Miles to my card, I said I don want to pay AF, then he said will help to delay to next year, in other word, is waive for this year. oh ok...hopefully i got the same action
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lyc1982
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Apr 6 2018, 12:13 PM
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QUOTE(GenDevil @ Apr 6 2018, 10:08 AM) just called citibank and they request me to use 20k points to waive my premiermiles AF? anyone have this issue? good luck, mine they asked for 30k points seems like not every user gets same treatment...which is absurd This post has been edited by lyc1982: Apr 6 2018, 12:14 PM
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lyc1982
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Apr 10 2018, 10:26 AM
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QUOTE(celaw @ Apr 10 2018, 01:10 AM) I'm having Citi Cash Back Platinum & Rewards Visa Signature. No problem when asking for AF waiver with no condition attached for both cards. My rewards cards accumulated approximately 70k rewards point only. how did you ask for waiver: is it before the AF is charged or after ? did you call or email or livechat with agent ?
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lyc1982
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Apr 11 2018, 09:06 AM
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QUOTE(celaw @ Apr 10 2018, 10:11 PM) I always call CS to ask for waiver, and they waived for me on the spot after asking me to hold for a moment (Shall be checking my data). 1st time is I had paid the AF and only realize it after half year. Then called and ask for waiver, and it is credited back to my CC. This year is ask for waiver when saw it in unbilled transactions. And able to get the waiver as well.  hhmm...ok again proven it's different treatment as i called the agent as well for the past 2 years but not offered full waiver.
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lyc1982
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Apr 12 2018, 04:45 PM
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i am being offered prestige cc...
any advantages over premier miles ?
the AF is rm1k...holy mama
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lyc1982
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Apr 13 2018, 10:30 AM
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QUOTE(coolguy99 @ Apr 13 2018, 08:41 AM) I jelly, want to apply also cannot QUOTE(chiahau @ Apr 13 2018, 08:58 AM) Nicer looking card, harder to waive AF. Got some higher discount at dining outlets and etc lolz QUOTE(peri peri @ Apr 13 2018, 09:38 AM) but the AF if can’t be waived then... QUOTE(digidigi @ Apr 13 2018, 09:42 AM) A bad card, Maybank 2 card premier anytime better than this
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lyc1982
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Apr 19 2018, 07:27 PM
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QUOTE(mystalyzer @ Apr 19 2018, 03:57 PM) i was offered prestige cc too. i took it because of the priority pass airport lounge which is useful for me AF rm1k can be waived, subject to minimum spending within x number of months. you have to check your promotion details. i had mine waived, but not the GST i see... mine was offered via email...no mention of any min spending for AF waiver...i guess need to call up to find out
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lyc1982
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Apr 19 2018, 09:05 PM
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QUOTE(mystalyzer @ Apr 19 2018, 07:40 PM) mine was via email too. got some fine print where can read the terms and conditions. the one i received was min RM 12k spending within 2 months of approval date, pay both AF and GST upfront after charged and then will get back 200k points which can be used to redeem the AF. doesn't really sound like a good deal, but i was about to spend that amount for flight tickets anyway.. so i wasn't going out of my way. mine is similar to yours except the 200k points, mine was 250k points just curious can the points be converted to enrich miles or other airline miles ?
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lyc1982
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Apr 24 2018, 03:58 PM
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QUOTE(adele123 @ Apr 24 2018, 08:14 AM) Got chance. Bf manage to get it waived.  mind sharing how did he do it ?
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lyc1982
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May 15 2018, 04:38 PM
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QUOTE(kezsz @ May 15 2018, 09:47 AM) Any idea how to cancel the card easily? cancelling / terminating card is easier than applying one or requesting for waiver
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lyc1982
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Jun 14 2018, 01:20 PM
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QUOTE(ProxMatoR @ Jun 13 2018, 03:50 PM) if u have regular spending, actually you can call to request fee waiver after the 1st 3 years free annual fee... don't need to cancel by then this is cash advance withdrawal. there are charges and interest rate. you should just use your own cash in bank. that cash back is just luring u to fall into the trap regular spending and payment on time don’t guarantee you a waiver...i am a live example This post has been edited by lyc1982: Jun 14 2018, 01:20 PM
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lyc1982
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Jun 20 2018, 02:51 PM
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i need some clarification on premier miles AF waiver...
for those who have gotten the AF waiver, is it a full / 100% waiver...as in no points deduction whatsoever ?
thanks
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lyc1982
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Jun 20 2018, 03:01 PM
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QUOTE(-Shinjiz- @ Jun 20 2018, 02:56 PM) I have been given a choice to choose either waive half without any premiermiles or pay full with 10,000 premiermiles. Couldn't get full waiver  thnx for the reply...so meaning 10k miles for full waiver ?
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lyc1982
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Jun 21 2018, 02:52 PM
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QUOTE(coolguy99 @ Jun 20 2018, 11:42 PM) i got full waiver, pretty easy to get it although i didn't spend much on the card that's good for you... i told the customer service that some of the cc holders can 100% waiver
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lyc1982
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Jul 13 2018, 01:52 PM
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QUOTE(coolguy99 @ Jul 13 2018, 11:46 AM) Premiermiles still useful IMO. yeap..
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lyc1982
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Jul 20 2018, 05:07 PM
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QUOTE(swn525 @ Jul 20 2018, 09:33 AM) success to waive my annual fee  by calling or livechat ..? what reasons you gave ...mind sharing ?
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