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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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sj0217
post Jan 6 2017, 03:14 PM

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QUOTE(Krv23490 @ Jan 6 2017, 10:03 AM)
hey guys, what do you guys think of the Citibank Platinum Reward Card?
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Are you referring Visa signature/ World MasterCard ?
sj0217
post Feb 3 2017, 02:17 PM

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QUOTE(Belphegor @ Feb 3 2017, 12:43 PM)
Travelling to Tokyo in 2 weeks time. Might want to swipe my credit card oversea but cannot find how to apply from internet.

Anyone know how?
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Why don't just walk in to Citibank kiosk to apply for credit card ? Can know the result on the same day whether is approved or not
sj0217
post Feb 12 2017, 11:46 AM

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QUOTE(chiahau @ Feb 12 2017, 10:22 AM)
Where to find those 1 hour approval Citibank outlet for CC?

I know there's 1 in 1 Utama. Does the HQ in Jalan Ampang has that?

The one in Midvalley shut down liao, I think.
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Yup, 1utama there has one at old wing, in front Popular

How about the one at Sunway Pyramid shopping mall ? I was applied and get from there last 2 years ago
sj0217
post Feb 25 2017, 05:40 PM

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QUOTE(inachi @ Feb 25 2017, 05:38 PM)
Got charge 300+ annual membership fee.

Can i call them up to waive it? Damn it.
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Of course can, try call for waiver, otherwise you may request to cancel if you intend not to use it or pay AF.
sj0217
post Feb 25 2017, 06:18 PM

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QUOTE(inachi @ Feb 25 2017, 05:49 PM)
called..they waived it..phewww
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May I know what is this card for ? Second AF ??
sj0217
post Mar 12 2017, 09:44 PM

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Please note that the Citibank kiosk at 1utama shopping mall located Popular that is completely removed.

No idea whether they are relocated to somewhere in 1u or totally move out
sj0217
post Mar 18 2017, 12:41 AM

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QUOTE(MNet @ Mar 17 2017, 08:05 PM)
free lenovo tablet from ringgitplus promo
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Just submitted today and get called today

QUOTE(mewanpanda @ Mar 18 2017, 12:00 AM)
I am planning to apply city cc for this purpose. Any recommendation on which cc to get?

Do u know if there is any condition to get the free lenovo tablet? for example need to purchase items total RM1,500 within 60 days to entitle for this free gift.

Thanks.
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I personally applied for Citi Reward Card

Didn't see any condition need to be spend then only entitled for the gift, as long as it approved and can be redeem what I noticed.
sj0217
post Mar 18 2017, 09:51 AM

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QUOTE(mewanpanda @ Mar 18 2017, 12:57 AM)
Wow, so fast. Is it City Rewards World MasterCard? too expensive the AF.

Can u pls give me the phone number of the Citi Bank person that called u? Scared will kena fraud/scam case, So want to re-confirm the tel number 1st.

Btw,I just applied the City Simplicity CC through ringgitplus. Hopefully, they approve this cc easily as this is just basic cc 1. Will cancel it once i managed to get the lenovo tablet.
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The AF can call to waive but subject approval, this is only happening after a year, if no waive, can process to cancel.

The number that I received the call is from call centre I guess (03-2383 7100)

Have you go through T&C and confirm whether Citi Simplicity CC is entitled for the free gift ??
sj0217
post Mar 19 2017, 09:09 PM

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QUOTE(lilsunflower @ Mar 19 2017, 08:13 PM)
Just checking - your supplementary card doesn't share the same statement as you? For mine, all my supps are under my statement, so I just pay my principal.
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Is this only applicable for Citibank Credit card ?

Because I do have supp card with other bank (same statement) and I make payment to Supp Card Account
sj0217
post Mar 19 2017, 09:27 PM

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QUOTE(lilsunflower @ Mar 19 2017, 09:17 PM)
I'm not sure. For my MBB, my supp is also on same statement and I pay only my principal. Which card are you holding? Perhaps call CS to clarify how the payment is settled.
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AmBank and CIMB credit card.

Ya, perhaps can have a call to CS for verify, it will be easy if only pay to principle card
sj0217
post Mar 23 2017, 04:39 PM

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QUOTE(ronnie @ Mar 23 2017, 03:17 PM)
Must be rental renewal time ... not worth the cost to setup booth
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Last time was removed from The curve, and now removed from 1utama
sj0217
post Mar 27 2017, 08:00 PM

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My Citibank credit card application has been rejected. sad.gif

Most likely being rejected due to having BT / Instalment is too high ?? hmm.gif

Total cards that I holding now is about 21 (including 3 supps cards).

Would like to check, does it effected if holding multiple credit cards from a bank ??
sj0217
post Mar 27 2017, 09:22 PM

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QUOTE(moonsatelite @ Mar 27 2017, 09:14 PM)
Erm........ for most of your cards, is your spending near your credit limit. Also, the bank might reject you for your Balance transfer and installment as it makes you look very risky and not being able to pay back.

21 card, fuyoh, RESPECT. But actually having lots of cards won't get your rejected because CTOS follows U.S system where your credit limit pool increases with the more cards you have. As according to the U.S system, your credit score will drop if you cancel cards because your credit limit pool decreases.
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Thanks for your sharing about CTOS system.

Not really near credit limit, all the cards that I spend are not even reach 20% of total credit limit, some card just leave it aside for other purpose.

Currently I just managed to cancel cards and reduced the credit limit.

Ya, high possibility due to Balance transfer / Instalment plan.

Anyone successful appeal and get approved ? biggrin.gif
sj0217
post Mar 29 2017, 09:47 PM

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QUOTE(David83 @ Mar 29 2017, 08:32 PM)
I got a call from Ciitbank offering me Citibank Rewards Visa Platinum. sweat.gif
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Most likely your Citibank cc was cancelled not long time ago ??

I was received the called too last year end and my cc was cancelled early of the year 2016
sj0217
post Mar 30 2017, 02:15 PM

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QUOTE(muscaa @ Mar 30 2017, 11:07 AM)
Apply through the agent would be easier
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Thanks for sharing

I was applied through RinggitPlus just for free gift smile.gif
sj0217
post Apr 5 2017, 07:54 PM

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Just sharing based on my friend experienced

My friend recently apply additional card (Citibank Reward) as he is holding Citibank clear card with 6k credit limit since 4 years ago

The officer called and said that he unable to get Citi reward card even fulfill income requirement due to current CL only 6k while Citi reward minimum CL is 15k, it cannot assign such a high credit limit from 6k to 15k, and it need to be step by step, thus the application is unsuccessful.

Is anyone has this kind of experience before ?? First time heard about this rejection.
sj0217
post Apr 5 2017, 09:44 PM

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QUOTE(David83 @ Apr 5 2017, 09:26 PM)
But 4 years ago salary should be lower than the current drawing salary.
Seems like not making sense.
Did you friend provide other supporting documents; EPF and EA form apart from recent payslip?
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Most likely 3 months payslip is provided only hmm.gif

Ya, not make sense mentioned by CS
sj0217
post Apr 5 2017, 10:24 PM

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QUOTE(David83 @ Apr 5 2017, 10:02 PM)
I know they have min CL for certain card.
But my point is with his current salary, shouldn't he may be qualified for that card with min CL of RM 15k.
At the end of the day, both cards are sharing the same CL of RM 15k.
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QUOTE(fly126 @ Apr 5 2017, 10:08 PM)
Then, He should apply Increase CL 1st baru boleh get an Additional Card... hmm.gif
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Yup, CS told him need to apply for CL increase first then only can apply for Citi Reward card but is in another 6 months after CL increased

This is only applicable for existing customer right, I think no impact for new application ? hmm.gif
sj0217
post Apr 16 2017, 05:02 PM

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QUOTE(chiahau @ Apr 16 2017, 04:56 PM)
Only for new to bank right?
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Yup.

https://media.ringgitplus.com/creatives/c9a...-conditions.pdf
sj0217
post Jun 13 2017, 12:08 PM

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QUOTE(shiroikun @ Jun 13 2017, 05:29 AM)
Has been using citibank cards for about 10 years, I got the waiver every year, the tricks is u need to let citibank earn a little $ which i always do a BT just 1 or 2 months before the card anniversary, ask for waiver before the month of fee charge to your card, and settle the BT in full. (if u have more than 1 card, do BT for 1 card enough) End up u just pay a few dollars of interest. This always works for me, i just got my waiver last week for my world rewards card and visa signature. Citibank giving me very high CL, I just wanna keep it as emergency.
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For BT, Citi does offer for 1 or 2 months ?? Or take 6 months but make it early settlement ??

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