Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V3, Please post according to Format stated.
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 May 28 2016, 03:02 PM
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Staff
72,791 posts Joined: Sep 2005 From: KUL  
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QUOTE(xxawesomexx @ May 28 2016, 12:59 PM) Is there any channel that can pay the ptptn loan via credit card online? Not at the moment, those channels can be used previously no longer available. |
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May 30 2016, 02:18 PM
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Junior Member
5 posts Joined: Jun 2014
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QUOTE(Gen-X @ Jul 9 2015, 11:35 PM) Please fill items below and then only post so that we are able to recommend you a credit card based on your needs and qualifications .1. Annual Income: RM24K to RM30K or RM30K to RM36K or RM36K to RM60K or RM60K to RM100K or RM100K to RM150K or RM180K and above or leave blank. 2. Free Lifetime Annual Fee: A Must or No only. 3. Card required for: List all your needs. Example Petrol, Education, Cash Back/Rebate Only, AirMiles, Overseas Transactions, Free LCCT Lounge Access , Golf, etc or Don't Know. 4. Existing credit cards if any: List them or Nil. 5. Looking at CC from: Citibank - Premier Miles 6. Others: Please be specific. Example: I am a foreigner or I only want to pay amount due with my M2U online savings account or I want cash back only and no reward points. By filling up the above, then others can make suggestion based on your needs. Actually, if you list out item 3, you yourself would most probably have answered your question above. If you are really clueless on credit cards but at the same time want to own the Best Credit Card in Malaysia, click the link below and you'll be taught as to how you can optimize the returns from your credit card transactions by owning the best credit card to suit your spending pattern:  The Best Top 10 Credit Cards in Malaysia - Ultimate Showdown 2016  Want to know which credit card is the best for accumulating AirAsia Big Points? Click here and read my article The Best Credit Cards To Earn AirAsia Big Points and Fly For FREE.  Click here to my new Credit Card Tutorial 2016. . 1. Annual Income: RM36K to RM60K. 2. Free Lifetime Annual Fee: A Must. 3. Card required for: (1) Petrol (shell), (2) Cash Back/Rebate, (3) Golf (least important) and (4) widely accepted by most of the retails for zero interest installment purchase. 4. Existing credit cards if any: Nil. 5. Others: I will be doing dental braces (have yet to search and decide which clinic to attend to) and hence I am looking for a card which is widely accepted for installment purchase so that I can utilise the instalment plan to repay the clinic. This post has been edited by Captain Malaysia: May 30 2016, 02:47 PM |
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May 30 2016, 03:10 PM
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Senior Member
5,648 posts Joined: Mar 2011 From: Jalan Tijani
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QUOTE(fruitie @ May 26 2016, 10:36 PM) MasterCard and Visa have not much difference, so either one will be OK. ok thank you for the explanation. |
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May 30 2016, 04:25 PM
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Senior Member
4,232 posts Joined: Apr 2011 
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QUOTE(Captain Malaysia @ May 30 2016, 02:18 PM) . CIMB Cash Rebate. 1. Annual Income: RM36K to RM60K. 2. Free Lifetime Annual Fee: A Must. 3. Card required for: (1) Petrol (shell), (2) Cash Back/Rebate, (3) Golf (least important) and (4) widely accepted by most of the retails for zero interest installment purchase. 4. Existing credit cards if any: Nil. 5. Others: I will be doing dental braces (have yet to search and decide which clinic to attend to) and hence I am looking for a card which is widely accepted for installment purchase so that I can utilise the instalment plan to repay the clinic. Maybank Ikhwan |
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May 30 2016, 10:01 PM
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Junior Member
107 posts Joined: Nov 2011
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QUOTE(Gen-X @ Jul 9 2015, 11:35 PM) Please fill items below and then only post so that we are able to recommend you a credit card based on your needs and qualifications 1. Annual Income: RM24K to RM30K or RM30K to RM36K or RM36K to RM60K or RM60K to RM100K or RM100K to RM150K or RM180K and above or leave blank. RM60K to RM100K 2. Free Lifetime Annual Fee: A Must or No only. Both ok. 3. Card required for: List all your needs. Example Petrol, Education, Cash Back/Rebate Only, AirMiles, Overseas Transactions, Free LCCT Lounge Access , Golf, etc or Don't Know. Probably cash back & rebate. it is to buy appliances for house moving & EPP 4. Existing credit cards if any: List them or Nil. ikhwan master / uob onecard 5. Looking at CC from: Citibank - Premier Miles 6. Others: Please be specific. Example: I am a foreigner or I only want to pay amount due with my M2U online savings account or I want cash back only and no reward points. By filling up the above, then others can make suggestion based on your needs. Actually, if you list out item 3, you yourself would most probably have answered your question above. If you are really clueless on credit cards but at the same time want to own the Best Credit Card in Malaysia, click the link below and you'll be taught as to how you can optimize the returns from your credit card transactions by owning the best credit card to suit your spending pattern: The Best Top 10 Credit Cards in Malaysia - Ultimate Showdown 2016 Want to know which credit card is the best for accumulating AirAsia Big Points? Click here and read my article The Best Credit Cards To Earn AirAsia Big Points and Fly For FREE. Click here to my new Credit Card Tutorial 2016. |
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May 30 2016, 11:01 PM
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Senior Member
4,404 posts Joined: Jun 2012  
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QUOTE(gshock_kaki @ May 30 2016, 10:01 PM)  |
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May 30 2016, 11:25 PM
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Junior Member
107 posts Joined: Nov 2011
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QUOTE(fly126 @ May 30 2016, 11:01 PM) So what U want...??? I posted on purple wording. haha.. din realised it is quoted. |
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May 30 2016, 11:37 PM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(gshock_kaki @ May 30 2016, 11:25 PM) I posted on purple wording. haha.. din realised it is quoted. I think U need to repost again just follow the format...  |
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May 31 2016, 12:09 AM
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Junior Member
107 posts Joined: Nov 2011
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QUOTE(fly126 @ May 30 2016, 11:37 PM) I think U need to repost again just follow the format... Please fill items below and then only post so that we are able to recommend you a credit card based on your needs and qualifications1. Annual Income: RM60K to RM100K 2. Free Lifetime Annual Fee: Both ok. 3. Card required for: Probably cash back & rebate. it is to buy appliances for house moving & EPP 4. Existing credit cards if any: ikhwan master / uob onecard 5. Looking at CC from: Citibank - Premier Miles |
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May 31 2016, 12:08 PM
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Senior Member
4,724 posts Joined: Jul 2013
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QUOTE(gshock_kaki @ May 31 2016, 12:09 AM) Please fill items below and then only post so that we are able to recommend you a credit card based on your needs and qualifications For your purchase for your new house, I’m guessing plenty of big ticket items. Cards to suggest:1. Annual Income: RM60K to RM100K 2. Free Lifetime Annual Fee: Both ok. 3. Card required for: Probably cash back & rebate. it is to buy appliances for house moving & EPP 4. Existing credit cards if any: ikhwan master / uob onecard 5. Looking at CC from: Citibank - Premier Miles HLB Essential Alliance Younique OCBC 365 or OCBC World Master Card if you fulfill the min income requirement. These cards give rebates but are tier basis For solving part of your EPP problem, you can look at OCBC Silver/Platinum. It will auto convert your expenses into 6 months 0% instalment and also giving 0.5%. But it’s only for 6 months. It would really depend on where you buy your appliances and which are the bank partners in providing the 0% EPP. |
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Jun 1 2016, 10:32 AM
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Junior Member
5 posts Joined: Jun 2014
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QUOTE(laymank @ May 30 2016, 04:25 PM) CIMB Cash Rebate .Maybank Ikhwan . I am not a muslim, am i eligible for ikhwan? |
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Jun 1 2016, 10:54 AM
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Senior Member
4,232 posts Joined: Apr 2011
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QUOTE(Captain Malaysia @ Jun 1 2016, 10:32 AM) . Yes.. I am not a muslim, am i eligible for ikhwan? |
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Jun 2 2016, 10:07 AM
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Junior Member
25 posts Joined: Oct 2010
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To all sifu out there.
I wanna check. I'm holding Maybank dual card, HL Wise and AEON Watami. And I'm loving it. but then Watami is history now. What is the next good credit card for cash back on big amount transaction? (e.g: Annual Insurance premium etc.) - Watami served me well for the past 1 year plus. Now looking for alternative for it. Thanks in advance. 1. Annual Income: RM60K to RM100K 2. Free Lifetime Annual Fee: Both ok. 3. Card required for: Cash Back (YEAH!!!) 4. Existing credit cards if any: HL Wise, MBB Dual, AEON Watami 5. Looking at CC from: No preference. |
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Jun 2 2016, 01:59 PM
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Junior Member
12 posts Joined: Jan 2011
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Hi All,
Anyone can share? 1. Annual Income: RM36K to RM60K 2. Free Lifetime Annual Fee: Free Lifetime or Annual Fees that can be waived. 3. Card required for: Petrol, Groceries, Travel (Airlines + accommodation), Cash Back 4. Existing credit cards if any: Nil. 5. Looking at CC from: Any banks |
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Jun 2 2016, 02:29 PM
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Senior Member
2,493 posts Joined: Mar 2014
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QUOTE(breezywind @ Jun 2 2016, 10:07 AM) To all sifu out there. HLB Essential < Standard Chartered Gold CB < Alliance You:Nique < HLB FortuneI wanna check. I'm holding Maybank dual card, HL Wise and AEON Watami. And I'm loving it. but then Watami is history now. What is the next good credit card for cash back on big amount transaction? (e.g: Annual Insurance premium etc.) - Watami served me well for the past 1 year plus. Now looking for alternative for it. Thanks in advance. 1. Annual Income: RM60K to RM100K 2. Free Lifetime Annual Fee: Both ok. 3. Card required for: Cash Back (YEAH!!!) 4. Existing credit cards if any: HL Wise, MBB Dual, AEON Watami 5. Looking at CC from: No preference. |
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Jun 2 2016, 02:53 PM
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Staff
72,791 posts Joined: Sep 2005 From: KUL
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QUOTE(winteranne @ Jun 2 2016, 01:59 PM) Hi All, Maybank Ikhwan MasterCard for petrol and groceries.Anyone can share? 1. Annual Income: RM36K to RM60K 2. Free Lifetime Annual Fee: Free Lifetime or Annual Fees that can be waived. 3. Card required for: Petrol, Groceries, Travel (Airlines + accommodation), Cash Back 4. Existing credit cards if any: Nil. 5. Looking at CC from: Any banks UOB VOX - Flight tickets (online), accommodations (online) CIMB CR - accommodations (online) All are cash back cards. |
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Jun 3 2016, 01:19 PM
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Junior Member
247 posts Joined: Jan 2012
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Anyone use to follow Genx blog? Since he retire, got any other similar ones ?
It was very educational his tips.. Thank you. |
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Jun 3 2016, 03:02 PM
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Staff
72,791 posts Joined: Sep 2005 From: KUL
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QUOTE(ssajnani @ Jun 3 2016, 01:19 PM) Anyone use to follow Genx blog? Since he retire, got any other similar ones ? He also got his information mainly from LYN, so lurk this section more often. It was very educational his tips.. Thank you.  |
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Jun 3 2016, 06:05 PM
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Senior Member
2,493 posts Joined: Mar 2014
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QUOTE(ssajnani @ Jun 3 2016, 01:19 PM) Anyone use to follow Genx blog? Since he retire, got any other similar ones ? Yes you should come here often, in fact the forummers here, including me, supplied various info to him It was very educational his tips.. Thank you.  |
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Jun 3 2016, 10:58 PM
Show posts by this member only | IPv6 | Post
#1820
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Junior Member
97 posts Joined: Apr 2016
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1. Annual Income:RM180K and above
2. Free Lifetime Annual Fee: A Must 3. Card required for: Petrol, Cash Back/Rebate Only , insurance, shopping 4. Existing credit cards if any: rhb gold if not mistaken 5. Looking at CC from: not sure 6. Others: I wan more cash back as I planned to purchase my first house..... Tq.... This post has been edited by lifeofkuli: Jun 3 2016, 11:01 PM |
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