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 Recommendation for Credit Cards V3, Please post according to Format stated.

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fly126
post Jun 4 2016, 12:00 AM

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QUOTE(lifeofkuli @ Jun 3 2016, 10:58 PM)
1. Annual Income:RM180K and above

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate Only , insurance, shopping

4. Existing credit cards if any: rhb gold if not mistaken

5. Looking at CC from: not sure

6. Others: I wan more cash back as I planned to purchase my first house..... Tq....
*
MBB Ikhwan Mastercard - Petrol, Grocery http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
HLB Essential or Alliance You:nique or HLB Fortune - General Usage
https://www.hlb.com.my/main/personal/cards/essential-card
http://www.alliancebank.com.my/younique
https://www.hlb.com.my/main/personal/cards/fortune-card

lifeofkuli
post Jun 4 2016, 12:20 AM

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QUOTE(fly126 @ Jun 4 2016, 12:00 AM)
Tq bro
corinsb
post Jun 4 2016, 04:37 PM

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Beside maybank and standard chattered offering air miles point...which other bank credit card is good to apply for air miles
winteranne
post Jun 5 2016, 03:43 PM

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QUOTE(fruitie @ Jun 2 2016, 02:53 PM)
Maybank Ikhwan MasterCard for petrol and groceries.
UOB VOX - Flight tickets (online), accommodations (online)
CIMB CR - accommodations (online)

All are cash back cards.
*
Thanks fruitie! It helps me to decide smile.gif
ang1222
post Jun 5 2016, 07:58 PM

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1. Annual Income:RM36K and above

2. Free Lifetime Annual Fee: Free or swipe xx times to get waived

3. Card required for: Petrol, Cash Back/Rebate Only , shopping center, online (agoda, airasia sometime)

4. Existing credit cards if any: Nil

5. Looking at CC from: hsbc amanah or cimb or any good suggestion? currently know CIMB will have what charges if the payment made to the server which is not in malaysia

6. Others: I wan more cash back, I pump petrol more, everymonth phone bill around 200. no insurance at this moment. the rest is dining in shopping and thats it.


thanks you in advance
ksrh
post Jun 5 2016, 08:00 PM

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any bank agent can help to apply credit card?
ksrh
post Jun 5 2016, 08:03 PM

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1. Annual Income:RM28K

2. Free Lifetime Annual Fee: Free or swipe xx times to get waived

3. Card required for: Petrol, Cash Back shopping

4. Existing credit cards if any: Nil

5. Looking at CC from: mbb, cimb or any banks

6. Others:

fruitie
post Jun 5 2016, 08:10 PM

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QUOTE(ang1222 @ Jun 5 2016, 07:58 PM)
1. Annual Income:RM36K and above

2. Free Lifetime Annual Fee: Free or swipe xx times to get waived

3. Card required for: Petrol, Cash Back/Rebate Only , shopping center, online (agoda, airasia sometime)

4. Existing credit cards if any: Nil

5. Looking at CC from: hsbc amanah or cimb or any good suggestion? currently know CIMB will have what charges if the payment made to the server which is not in malaysia

6. Others: I wan more cash back, I pump petrol more, everymonth phone bill around 200. no insurance at this moment. the rest is dining in shopping and thats it.
thanks you in advance
*
Maybank Ikhwan MasterCard for petrol and groceries.
UOB VOX - Flight tickets (online), accommodations (online)
CIMB CR - accommodations (online)

QUOTE(ksrh @ Jun 5 2016, 08:03 PM)
1. Annual Income:RM28K

2. Free Lifetime Annual Fee: Free or swipe xx times to get waived

3. Card required for: Petrol, Cash Back shopping

4. Existing credit cards if any: Nil

5. Looking at CC from: mbb, cimb or any banks

6. Others:
*
Probably only UOB One Classic but it has AF.
ksrh
post Jun 5 2016, 08:18 PM

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QUOTE(fruitie @ Jun 5 2016, 08:10 PM)
Maybank Ikhwan MasterCard for petrol and groceries.
UOB VOX - Flight tickets (online), accommodations (online)
CIMB CR - accommodations (online)
Probably only UOB One Classic but it has AF.
*
i dont really mind the annual fee

fruitie
post Jun 5 2016, 08:27 PM

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QUOTE(ksrh @ Jun 5 2016, 08:18 PM)
i dont really mind the annual fee
*
You mentioned up there free or xx swipes to get waived, it's not possible for this card.
So since now you said you don't mind AF, the apply UOB One Classic lo.
mentalkronik
post Jun 6 2016, 01:49 AM

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From: KL Lumpur



1. Annual Income:RM50K

2. Free Lifetime Annual Fee: Free or swipe x times to get waived

3. Card required for:Cash Back for utility( electric, water n streamyx) and insurance.

4. Existing credit cards if any: HL wise. Fully utilise for grocery, petrol n mobile bills.. cimb Cash rebate for online purpose if needed.

5. Looking at CC from: any

6. Others:
fly126
post Jun 6 2016, 10:23 AM

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QUOTE(mentalkronik @ Jun 6 2016, 01:49 AM)
1. Annual Income:RM50K

2. Free Lifetime Annual Fee: Free or swipe x times to get waived

3. Card required for:Cash Back for utility( electric, water n streamyx) and insurance.

4. Existing credit cards if any: HL wise. Fully utilise for grocery, petrol n mobile bills.. cimb Cash rebate for online purpose if needed.

5. Looking at CC from: any

6. Others:
*
UOB Vox- 5%CB, It's Good for Online Spend, pay Utilities bill thru UOB Payonline.
(MUST with a minimum spend of RM50 in a single receipt/transaction).
- Capped at RM1,000 Spend with Max. CB RM50 per month & Monthly Fee (RM6.36) will be Waived with 1x Swipe/month.

This post has been edited by fly126: Jun 7 2016, 09:39 AM
UnknownZai
post Jun 6 2016, 11:27 AM

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1. Annual Income:RM40K and above

2. Free Lifetime Annual Fee: Free or swipe xx times to get waived

3. Card required for: Petrol, Cash Back/Rebate Only , shopping center, online purchasing, dining.

4. Existing credit cards if any: Nil

5. Looking at CC from: any banks

6. Others: I wan more cash back, I pump petrol around 200 per month, everymonth phone bill around 50. Insurance around 300+ at this moment. thanks you in advance
Paca
post Jun 6 2016, 12:19 PM

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Annual Income:RM50K

2. Free Lifetime Annual Fee: Free or Swipe X Got Waived

3. Card required for:Cash Back for Utility/Petrol

4. Existing credit cards if any: -

5. Looking at CC from: Any

6. Others: I will be travelling to the states for the first time so im getting a credit card to spend. or whateva there. any recom? :C
fruitie
post Jun 6 2016, 06:07 PM

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QUOTE(UnknownZai @ Jun 6 2016, 11:27 AM)
1. Annual Income:RM40K and above

2. Free Lifetime Annual Fee: Free or swipe xx times to get waived

3. Card required for: Petrol, Cash Back/Rebate Only , shopping center, online purchasing, dining.

4. Existing credit cards if any: Nil

5. Looking at CC from: any banks

6. Others: I wan more cash back, I pump petrol around 200 per month, everymonth phone bill around 50. Insurance around 300+ at this moment. thanks you in advance
*
Petrol - Maybank Ikhwan MasterCard
Online purchasing - CIMB CR or UOB VOX
Dining - HLB MACH

QUOTE(Paca @ Jun 6 2016, 12:19 PM)
Annual Income:RM50K

2. Free Lifetime Annual Fee: Free or Swipe X Got Waived

3. Card required for:Cash Back for Utility/Petrol

4. Existing credit cards if any: -

5. Looking at CC from: Any

6. Others: I will be travelling to the states for the first time so im getting a credit card to spend. or whateva there. any recom? :C
*
Petrol - Maybank Ikhwan MasterCard
Uitlities - UOB VOX
peigeng
post Jun 6 2016, 08:13 PM

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QUOTE(corinsb @ Jun 4 2016, 04:37 PM)
Beside maybank and standard chattered offering air miles point...which other bank credit card is good to apply for air miles
*
If your majority of spending is local spending. can consider apply mach visa signature by hlb. it give u 1enrich mile every 3 Ringgit spent.
j3ffrey
post Jun 6 2016, 09:36 PM

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just a quick question .. any online 5% cash rebate card beside uob vox ? with free for life annual fees..
fruitie
post Jun 6 2016, 09:44 PM

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QUOTE(j3ffrey @ Jun 6 2016, 09:36 PM)
just a quick question .. any online 5% cash rebate card beside uob vox ? with free for life annual fees..
*
CIMB Cash Rebate.
j3ffrey
post Jun 6 2016, 10:42 PM

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QUOTE(fruitie @ Jun 6 2016, 09:44 PM)
CIMB Cash Rebate.
*
Thanks Ms.Fruitie biggrin.gif biggrin.gif thumbsup.gif
fruitie
post Jun 6 2016, 11:11 PM

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QUOTE(j3ffrey @ Jun 6 2016, 10:42 PM)
Thanks Ms.Fruitie  biggrin.gif  biggrin.gif  thumbsup.gif
*
But take note it doesn't give 5% cash rebate for bills payments if you intend to do that. Just pure online transactions, like online shopping, yes.

This post has been edited by fruitie: Jun 6 2016, 11:11 PM

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