wow today i walk around midvalley
saw quite lot shop show maybank cc got cashback

1. Annual Income: RM35k+-

2. Free Lifetime Annual Fee: A Must

3. Card required for:
Petrol 300 (I pump on weekdays)
Groceries 50
Dining 100

4. Existing credit cards if any:

5. Looking at CC from: Any

6. Others: Cash Back/Rebate/Points

I'm currently looking at cash backs only. Wonder if some cards with good points system beats cash back cards.

Maybank Ikhwan Mastercard or UOB One CC

today i just uob vox card
i find out uob one cc petrol benefit almost similar as maybank cc
but maybank cc is no need pay annual right?
but got any tnc?

MBB Ikhwan Mastercard (Free for Life)
*5% Cash Rebate for petrol & Groceries on Fri, Sat
- Capped at RM1000 or Max. CB RM50 per month

UOB One Card - Annual Fee: RM72.08 (One Card) RM178.08 (One Platinum Card)
*Cash Rebate for petrol (Weekdays 2% / Weekends 5%)
- Capped at RM500 for UOB ONE Platinum card and RM300 for UOB ONE Classic card per month

*Cash Rebate for all spending on Groceries at AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant, ONLY (Weekdays 1% / Weekends 2%)
- Capped at RM1,500 for UOB ONE Platinum card and RM1,000 for UOB ONE Classic card per month
P.s NEW Signup usually will get up to 2 years Annual Fee Waiver

This post has been edited by fly126: May 26 2016, 12:11 AM

omg
mbb card got say minimum swipe how many times?
but i use for petrol sure every month 1 times above XD
for groceries any shop just got show maybank cc can use then can?

today i apply uox card
they say better than uob one card?

No minimum swipe for Maybank Ikhwan MasterCard.
Any place if they accept credit cards, whatever card can be used la, no specific one.
Just that if you swipe your Ikhwan for groceries on Fridays and Saturdays, you will get 5% cash back credited to you on 1st of every month.

Both UOB VOX and One Card are two different cards with different purposes, study and research first.

Mana Sama, totally Different...

MBB Ikhwan Mastercard is Lifetime Fee Waiver, U ada Swipe or tak Guna ALL Year Long pun tak charge U Annual Fee
UOB One Card got some Similarity with MBB Ikhwan Mastercard

Manakala,
UOB Vox Only Good for Online Spend, 5% Cash Rebate on all online purchases with a minimum spend of RM50 in a single receipt/transaction.
- Capped at RM1,000 per month & Monthly Fee (RM6.36) will be Waived with 1x Swipe/month.

https://forum.lowyat.net/topic/3842474

Pls, Do some Research 1st Before U apply Any CC...

This post has been edited by fly126: May 26 2016, 12:49 AM

haha
my wrong i typo
should say uob one for petrol bit similar too maybank card
but that need pay annual fees

for uob uox i subscribe cause for online purchase and the ppl told me swipe 1 time per month can already
he say just buy some thing at anywhere can use credit card also can

Not UOX but VOX.

Vox and One are 2 totally different cards. Depends on your usage, both can be beneficial.

VOX doesn't require you to physically swipe the card. Even online transaction is considered as a swipe, so as long as you spend once during the statement cycle, then you don't need to pay for the monthly charges.

Friendly reminder, it seems you have no idea how credit cards work, please study well before applying for one.

hahaha
ya
cause i just plan to get for cash back purpose
but not sure is it a good starting or not > <

Hi everyone, I gonna go Japan and Taiwan for holiday, which cc is the best?

Cash back yes but for what purpose, you need to know that too.

Any card can be used, just find the one with lower exchange rate. Well, to me that's not really important. I use those I can get cash back with certain categories.

Aiyo Bukan macam ni
Must follow Format like pls refer to Post #2 , here https://forum.lowyat.net/topic/3644347#

Thanks for the reply, shame the rebates are exclusively for weekends. More inclined towards the ikhwan card but will still be exploring

Yeah, becos it's Lifetime Fee Waiver MBB Ikhwan Mastercard is BEST if Compare with UOB One Card Or Citibank Cash Back as these Two kena Bayar AF...

This post has been edited by fly126: May 26 2016, 12:12 PM

Nice to have that. I'm considering another card actually, the HL Wise card. I should be able to qualify for the 10 swipes.

Yup, NEED Min. 10 times RM50 spending per transaction to "activate" the 10% rebate + NO AF Waiver.

Cancel card after 1 year lol?