Btw, must the amount be in rounded figure or can you cash out even the cents ?
Has anyone done this before ?
How to make a cash cheque ?, above date must have signature right?
How to make a cash cheque ?, above date must have signature right?
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Jul 4 2015, 03:43 PM
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Junior Member
29 posts Joined: Mar 2012 |
Btw, must the amount be in rounded figure or can you cash out even the cents ?
Has anyone done this before ? |
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Jul 4 2015, 03:46 PM
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Junior Member
442 posts Joined: Oct 2012 |
QUOTE(K.I.T.T @ Jul 4 2015, 03:30 PM) kalau kau x cross diorang kena proceed macam biasa (tunggu 1-2 hari) tapi kalau cross 30 minit settle. huh???you sure need to wait 1 - 2 hari kalau kau x cross ??so long..then why need cash cheque?normal cheque nowadays take 2 days proceed only...kalau ko x croseed tetiba stok atau barang ko order tu PROBLEM ( aku consider ko dealer lah . penerima cheque tu supplier) ko boleh call bank suruh stop cheque tu dulu. |
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Jul 4 2015, 03:48 PM
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Junior Member
672 posts Joined: Sep 2008 |
QUOTE(PLOUFFLE @ Jul 4 2015, 03:46 PM) huh???you sure need to wait 1 - 2 hari kalau kau x cross ??so long..then why need cash cheque?normal cheque nowadays take 2 days proceed only... ko beli barang ke apa ni ? kalau ko cash CHEUQUE ..bila orang tu dah dapat CASH ko tak boleh CANCEL apa apa pun tau.kalau ko x cross atau follow normal prosedur need 1 to 2 days. kalau ada masalah ko boleh call bank to stop cheque. |
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Jul 4 2015, 04:29 PM
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Junior Member
240 posts Joined: Aug 2008 From: From JB to KL! |
QUOTE(PLOUFFLE @ Jul 4 2015, 03:31 PM) cash cheque kena cashkan kat branch yang account tu di buka.are you sure??? 1. yes, the problem with cash cheques is that you need to cash in person at the branch issuing the cheque.nombor account kena tulis???kasi cash pun kena tulis penerima punya account nombor? which is a problem if you get a cash cheque from KL branch while u are in JB... 2. no, no need account no. for receiver. cash means cash, you bring the cash cheque to the branch counter, straight away you get cash money. you wanna cheong/buy toto/deposit into another bank using that other bank's cash deposit machine is up to you... |
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Jul 4 2015, 04:31 PM
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Junior Member
240 posts Joined: Aug 2008 From: From JB to KL! |
QUOTE(K.I.T.T @ Jul 4 2015, 03:48 PM) ko beli barang ke apa ni ? kalau ko cash CHEUQUE ..bila orang tu dah dapat CASH ko tak boleh CANCEL apa apa pun tau. if not crossed at a/c payee, that is not cash cheque already la...kalau ko x cross atau follow normal prosedur need 1 to 2 days. kalau ada masalah ko boleh call bank to stop cheque. |
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Jul 4 2015, 04:32 PM
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Junior Member
240 posts Joined: Aug 2008 From: From JB to KL! |
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Jul 4 2015, 04:37 PM
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Junior Member
107 posts Joined: Jan 2009 |
Sain kat atas
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Jul 4 2015, 04:40 PM
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Junior Member
240 posts Joined: Aug 2008 From: From JB to KL! |
QUOTE(PLOUFFLE @ Jul 4 2015, 03:25 PM) what do you mean by this?you want receiver to bring your cheque to the bank and straight away get cash? then write 'cash' (without the ' '), cross out the a/c payee only and countersign on it (like what the HSBC cheque showed). but as mentioned by everyone else, it will mean anyone can get cash money immediately if they cash it, not just your intended receiver. |
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Jul 4 2015, 04:42 PM
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Junior Member
240 posts Joined: Aug 2008 From: From JB to KL! |
QUOTE(narf03 @ Jul 4 2015, 02:35 PM) for once i lose 200 ringgit trying to bank in a cash cheque into my account, i didnt know its a cash cheque until the issuer told me. clearly 1 of the bank staff is 200 ringgit richer. why you didn't go to counter?AFAIK cash cheques cnnot be deposited using cheque deposit machine, must go to counter... |
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Jul 4 2015, 04:46 PM
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Junior Member
240 posts Joined: Aug 2008 From: From JB to KL! |
QUOTE(K.I.T.T @ Jul 4 2015, 03:28 PM) yang aku tau cash cheque kena 2 tandatangan satu yang kat bawah satu lagi kat sebelah macam cheque HSBC tu. untuk keselamatan letak nama penerima dan no account. kalau cheque tu kosong takde nama tapi tandatangan semua complete habislah. ye ke kalau letak nama dan account no. selamat?cash cheque kena cashkan kat branch yang account tu di buka. if cash cheque mana ada letak nama dah. account no. pun isi kat belakang, itupun technically anything written at the back is not the official instruction/arahan, just as a guidleine. of which the processor have no obligation to follow.... i have deposited cheque without putting account no. at the back, still processed and correctly went to my account... |
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Jul 4 2015, 04:49 PM
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Junior Member
240 posts Joined: Aug 2008 From: From JB to KL! |
QUOTE(K.I.T.T @ Jul 4 2015, 03:37 PM) yup. nak cashkan cheque tu kena branch yang dia bukak.. kalau ko bukak kat Kedah...tapi penerima kat Selangor...... nope, if cash cheque the bank doesn't care if name wrong or not.kalau ko nak kasi cash. tulis nama penerima tu AAAA bin ABCDEF . pastu tandatangan apa semua la. no penerima kat belakang cheque tu BIAR TUAN PENERIMA tu isi. ko x payah susah susah. cash cheque 100% ko kena pergi kaunter. kat situ on-the-spot mmg settle. because by countersigning the 'a/c payee only' on the top of cheque means you allow the bank to proceed payment regardless of the person cashing in the cheque in the intended person or not... that is the reason why cash cheques are extremly discouraged... |
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Jul 4 2015, 04:51 PM
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Junior Member
240 posts Joined: Aug 2008 From: From JB to KL! |
QUOTE(K.I.T.T @ Jul 4 2015, 03:40 PM) aku ada cheque book tapi kurang guna. each time nak guna tandatangan mesti silap. bila aku Tanya orang bank tu ... memang la macam tu, bagus budak counter bank tu.saya nak tengok tandatagan saya sendiri boleh ? dia tengok aku lain macam. mana tau kau curik chequebook orang lain pastu memandai buat cash cheque... this shows that you are not a suitable person to use a chequebook, as you can't even remember or use a single signature... |
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Jul 4 2015, 05:07 PM
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Junior Member
672 posts Joined: Sep 2008 |
QUOTE(Faidzal @ Jul 4 2015, 04:51 PM) memang la macam tu, bagus budak counter bank tu. lantak lah. orang semua pakai online banking. sekarang pakai ATM pun boleh transfer ATM ke ATM.mana tau kau curik chequebook orang lain pastu memandai buat cash cheque... this shows that you are not a suitable person to use a chequebook, as you can't even remember or use a single signature... kalau ko niaga juta juta wajib la cheque |
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Jul 4 2015, 06:22 PM
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Senior Member
4,547 posts Joined: Dec 2004 From: Metro Prima, Kuala Lumpur, Malaysia, Earth, Sol |
QUOTE(Faidzal @ Jul 4 2015, 04:42 PM) why you didn't go to counter? as i said, i didnt check its cash cheque or normal ac payee cheque, i called the bank, they said thats my fault, technically they wont admit its their staff swallowed the money.AFAIK cash cheques cnnot be deposited using cheque deposit machine, must go to counter... |
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Jul 4 2015, 06:33 PM
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Junior Member
442 posts Joined: Oct 2012 |
QUOTE(narf03 @ Jul 4 2015, 06:22 PM) as i said, i didnt check its cash cheque or normal ac payee cheque, i called the bank, they said thats my fault, technically they wont admit its their staff swallowed the money. may i know which bank???you should send a compalint e-mail to bank negara.2 day later ,you will receive the bank kl hq call... i try a lousy bank service on credit card issue,after that the staff become super friendly with me... |
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Jul 4 2015, 06:35 PM
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Senior Member
4,547 posts Joined: Dec 2004 From: Metro Prima, Kuala Lumpur, Malaysia, Earth, Sol |
QUOTE(PLOUFFLE @ Jul 4 2015, 06:33 PM) may i know which bank??? maybank, but that case was like 10 years ago, i was still very young, didnt know much about cheque, complains etc, just noob on everything.you should send a compalint e-mail to bank negara.2 day later ,you will receive the bank kl hq call... i try a lousy bank service on credit card issue,after that the staff become super friendly with me... |
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Jul 4 2015, 07:37 PM
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Senior Member
1,715 posts Joined: Sep 2004 From: KL |
QUOTE(Faidzal @ Jul 4 2015, 04:49 PM) nope, if cash cheque the bank doesn't care if name wrong or not. i think u r the real cheque master here because by countersigning the 'a/c payee only' on the top of cheque means you allow the bank to proceed payment regardless of the person cashing in the cheque in the intended person or not... that is the reason why cash cheques are extremly discouraged... personally i use bank transfer only, dunno much and dun bother use cheque book tho |
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Jul 4 2015, 11:37 PM
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Junior Member
240 posts Joined: Aug 2008 From: From JB to KL! |
QUOTE(ReWeR @ Jul 4 2015, 07:37 PM) i think u r the real cheque master here thanks, but i should give credit to lucifah for the 'or bearer/atau pembawa' part.personally i use bank transfer only, dunno much and dun bother use cheque book tho most ppl won't ever use cheque or cheque books, as it requires a specific type of account (current account) and not simply any savings-type account. at most, you'd probably use a banker's cheque or bank draft if the payment requires a cheque instead of cash. every few months or so, there will always be a tered about cheques... and usually most ppl especially KITT will come and give the wrong info or the unsafe method of using cheques... (in short, cash cheques are bad)... |
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Jul 5 2015, 08:35 AM
Show posts by this member only | IPv6 | Post
#39
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Staff
7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
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Jul 5 2015, 08:36 AM
Show posts by this member only | IPv6 | Post
#40
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Staff
7,948 posts Joined: Jan 2005 From: Soviet Sarawak |
QUOTE(Faidzal @ Jul 4 2015, 11:37 PM) thanks, but i should give credit to lucifah for the 'or bearer/atau pembawa' part. cash cheques are as risky as CASH itself. i only use CASH cheque if i need to withdraw cash MYSELFmost ppl won't ever use cheque or cheque books, as it requires a specific type of account (current account) and not simply any savings-type account. at most, you'd probably use a banker's cheque or bank draft if the payment requires a cheque instead of cash. every few months or so, there will always be a tered about cheques... and usually most ppl especially KITT will come and give the wrong info or the unsafe method of using cheques... (in short, cash cheques are bad)... if the other party want CASH, he has to withdraw from his own account or i give him CASH on the spot and the rest is his own risk. |
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