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> How to make a cash cheque ?, above date must have signature right?

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lucifah
post Jul 5 2015, 08:35 AM

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QUOTE(Faidzal @ Jul 4 2015, 03:11 PM)
must summon cheque writer expert lucifah
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the only books i ever finish reading are cheque books tongue.gif
lucifah
post Jul 5 2015, 08:36 AM

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QUOTE(Faidzal @ Jul 4 2015, 11:37 PM)
thanks, but i should give credit to lucifah for the 'or bearer/atau pembawa' part.

most ppl won't ever use cheque or cheque books, as it requires a specific type of account (current account) and not simply any savings-type account.

at most, you'd probably use a banker's cheque or bank draft if the payment requires a cheque instead of cash.

every few months or so, there will always be a tered about cheques...

and usually most ppl especially KITT will come and give the wrong info or the unsafe method of using cheques...

(in short, cash cheques are bad)...
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cash cheques are as risky as CASH itself. i only use CASH cheque if i need to withdraw cash MYSELF

if the other party want CASH, he has to withdraw from his own account or i give him CASH on the spot and the rest is his own risk.


lucifah
post Jul 5 2015, 08:37 AM

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QUOTE(PLOUFFLE @ Jul 4 2015, 02:30 PM)
user posted image

QUOTE
IF I want the person leave a record at bank,I write his/her name BUT NOT WRITE CASH.
"A/C Payee Only" and Cash Cheques


You've probably heard these 2 terms before. If you must issue a cash cheque (that is, without a name such that anyone may go to your bank branch and take money out), you have to
'cross' the part of the cheque, with either one or two straight perpendicular lines, that says
"A/C Payee Only" and sign again beside that part.
Be very careful, though, because once you do this, the cheque is effectively cash and anyone can take it to your bank branch and withdraw the money.
user posted image
user posted image
why no need cross it??
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both your cheque formats example are seriously outdated

get examples from latest BNM approved cheque format

edit:

QUOTE
IF I want the person leave a record at bank,I write his/her name BUT NOT WRITE CASH.
"A/C Payee Only" and Cash Cheques


this part i can tell you it's not true. you write name oso it will only state CASH WITHDRAWAL in your statement

plus 50 sen cheque processing fee and 3 sen GST

This post has been edited by lucifah: Jul 5 2015, 08:39 AM
lucifah
post Jul 5 2015, 08:44 AM

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QUOTE(Binaryteo @ Jul 4 2015, 03:43 PM)
Btw, must the amount be in rounded figure or can you cash out even the cents ?
Has anyone done this before ?
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apa figure oso you can put

as long as it is not half-cent tongue.gif
lucifah
post Jul 5 2015, 08:45 AM

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QUOTE(Faidzal @ Jul 4 2015, 04:42 PM)
why you didn't go to counter?

AFAIK cash cheques cnnot be deposited using cheque deposit machine, must go to counter...
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butul. CASH cheque u masuk use machine, if the clerk is not honest, he will be veli veli hepi withdraw mani for u

if clerk is honest, will call the intended payee (if got phone number written at the back) or payer (based on bank record)
lucifah
post Jul 5 2015, 08:47 AM

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QUOTE(K.I.T.T @ Jul 4 2015, 05:07 PM)
lantak lah. orang semua pakai online banking. sekarang pakai ATM pun boleh transfer ATM ke ATM.

kalau ko niaga juta juta wajib la cheque
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niaga 15 ribu pun dah kena pakai cek bang...

transfer online ni limit kecik sgt. kak zeti tak buat pindaan lagi.
lucifah
post Jul 5 2015, 03:56 PM

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QUOTE(K.I.T.T @ Jul 5 2015, 02:28 PM)
aku baru je Nampak ads maybank RM 50k online transfer boleh buat sekarang ni
*
Maybank2e

Servis rm10 sebulan

Pastuh cuma intra bank transfer






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