QUOTE(propusers @ Jul 30 2015, 10:11 AM)
anyone with annual income 90k can get VS successfully?Â

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can share how do u get it?
if my annual income is 90k, i need to pledge 10k FD then only apply?
Will public bank check on DSR (Debt service ratio)? My DSR around 60% (Car loan + house loan)/income.
I have 6 credit cards now. Will pbb reject my application?
https://www.pbebank.com/pdf/Cards/Visa-Sign.../signature.aspx3. Minimum Income Requirement : RM100,000 per annum
Minimum Age Requirement: Principal 21, Supplementary 18
4. For Public Bank Fixed Deposit (FD) customers who opt to apply PB Credit Card secured by FD,
the credit line assigned will be based on the FD pledged amount at a ratio of 1:1. To apply,
please personally submit your application at your FD account holding branch and bring along
your FD certificate for verification and photostat copy of your NRIC (both sides).you can just try, no harm..60% DSR should be ok. Only worries is your income lower 10k..
For FD pledged, not calculated like that. You need to pledge 35k to get this card, it is the value set by bank.
Just try your normal application first, if rejected, only consider this FD pledge, or else change card just like me... then work harder to earn more, or clear your debt more, then only reapply
This post has been edited by red_scorpion: Jul 30 2015, 04:50 PM