Hi guys, i check the web and the min annual income requirement is 100 per year.
currently my income is 80k and i got 35k commission based on EA form this year.

Am i eligible for the card since my monly salary sum up not exceeding the 100k ?
and i dont have any credit card before. only use debit card.

I do have car loan comitment on pbb also.

Note: i have FD 70k in pbb.
thanks

This post has been edited by lexanoir: Jun 16 2015, 11:26 AM

So your total income for 2014 is 115k which already meets the requirement, just send in your application and wait. I was rejected the first time and second time PBB approved it based on same info submitted.

thanks bro, cz last time i apply for mbb platinum and they rejected by giving reason of : no comitment on anything so bank think im risk



and now i just bought car, thus i scare same thing happen again

*my 2014 salary is just 60k , this year only increased to 80k

This post has been edited by lexanoir: Jun 16 2015, 11:54 AM

wow, ur life must be easy-going no commitment but earning 80k per annum j/k

anyways, 'too clean' financial loan/commitment records means banks cannot evaluate ur repayment capability. If u got some loans and been repaying it (or not), then banks will know/evaluate your affordability to repay the credit/loan.

since you've gotten a car (not fully paid by ca$h right?), then u could resubmit ur card application dy.

Not easy neither hard , i dont have comitment because young , single and available
previously just using family car (sis left after migrate) until car crash then i buy own.
funny thing is i even try apply for the 24k p.a hlb card yet rejected on April.

that y my concern is , if i sudden apply for hightier card without even owing a basic one ,would they trust me ?
*currently just sign a loan on housing and the cimb offered me a cimb visa preferred infinite, but i dun like since im only interest to cash back card

This post has been edited by lexanoir: Jun 16 2015, 12:35 PM

I recommend that you take it. Use it for 1 year. Build your credit histories.
2nd year, if they impose annual fee or if you don't want the card any more, cancel it later.

Pro:
- build your credit history for other credit cards later
- free access to airport premium lounge
- you're a Infinite card holder leh!!!

for sure i will use it , that the card that make me to further interested to world of CC in this LYN.
my concern is, is possible i get PBB VS as well ? i think will use at least until the max CB since there arent any benefit on using the cimb cc

This post has been edited by lexanoir: Jun 16 2015, 01:18 PM

got my handphone already..and sold it.haha

how long since your first transaction ? i am still waiting... since end of april...

I submitted my application in RinggitPlus on Monday - Jun 15, 2015 but no one has call me from Public Bank until now. Is that normal or my application is already rejected by Public Bank ???
By the way, anyone has the experience on how long Public Bank will call us after submit the application in RP ? Can share ? TQ.

for Public Bank application through RP, they will email you the form instead of calling.

Got mine and sold it too.. at RM200

Mine is about 4 weeks after 1st swipe.

adui.
y week 2 cb still haven enter. or i had missed it ?

which day and what time you completed your eligible transactions?

monday.

okay same.

lol
try to pray hard to get it.
din even get it during maybank 100% cb although swipe around 10.00am.

this is my 6th week waiting for the phone since my first swipe... i dont understand why it takes so long to reach me but others received the phone earlier. I did called and asked CS if I am receiving the phone, they said yes. Now still waiting...

Swipe on 10:00am? This 10:00am based on your watch?
It might be your watch no same as actual time. Or maybank host no same as actual time.