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Credit Cards Public Bank Visa Signature v2, 6% Cashback On Grocery, Dining, Online

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xuanchew
post Dec 21 2015, 02:29 PM

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QUOTE(Human Nature @ Dec 21 2015, 12:36 PM)
custsvc@publicbank.com.my
you may try, subject to their approval
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will try it later. but don't think it will be approved..sad.gif
chinth
post Dec 21 2015, 02:39 PM

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QUOTE(janson_kaniaz @ Dec 21 2015, 01:11 PM)
do u remember what time u made the payment? still not working for me...
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Should be morning time.
chinth
post Dec 21 2015, 02:43 PM

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QUOTE(chinth @ Dec 21 2015, 02:39 PM)
Should be morning time.
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When you enter the credit card information - Expire Date, the format is YYMM, not MMYY. I remember I make a mistake and causing the CC cannot get through
akh2920
post Dec 21 2015, 02:56 PM

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Is there any cases people with annual income less than 50k managed to get this card?? Wish to own this card so badly!!
IceLeo
post Dec 21 2015, 03:35 PM

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QUOTE(akh2920 @ Dec 21 2015, 02:56 PM)
Is there any cases people with annual income less than 50k managed to get this card?? Wish to own this card so badly!!
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very easy.. no annual income also can get.. get 50k FD first
akh2920
post Dec 21 2015, 04:07 PM

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QUOTE(IceLeo @ Dec 21 2015, 03:35 PM)
very easy.. no annual income also can get.. get 50k FD first
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ahhh so u mean FD can actually be counted besides our annual income?
putra23
post Dec 21 2015, 04:11 PM

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QUOTE(Human Nature @ Dec 21 2015, 01:47 PM)
thanks alot..8 hours  sweat.gif quota gone liao
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Really quota gone by 8am?
If it is true, then mostly online transactions take up the quota coz most retail shops open earliest 8am. Slim chance for most folks...
alex_cyw1985
post Dec 21 2015, 04:14 PM

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QUOTE(akh2920 @ Dec 21 2015, 04:07 PM)
ahhh so u mean FD can actually be counted besides our annual income?
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you can deposit 50k into public bank and apply.
cybpsych
post Dec 21 2015, 04:21 PM

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QUOTE(akh2920 @ Dec 21 2015, 04:07 PM)
ahhh so u mean FD can actually be counted besides our annual income?
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adoi, u pledge the money into FD, then can apply lor.

the FD is the collateral for the card. you cannot uplift the FD without terminating the card first.

so, you are basically locking the money for as long as you use the card.

not worth it.
Human Nature
post Dec 21 2015, 04:40 PM

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QUOTE(putra23 @ Dec 21 2015, 04:11 PM)
Really quota gone by 8am?
If it is true, then mostly online transactions take up the quota coz most retail shops open earliest 8am. Slim chance for most folks...
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haha i guess only because the pool is smaller and many efficient cardholders
akh2920
post Dec 21 2015, 04:41 PM

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QUOTE(cybpsych @ Dec 21 2015, 04:21 PM)
adoi, u pledge the money into FD, then can apply lor.

the FD is the collateral for the card. you cannot uplift the FD without terminating the card first.

so, you are basically locking the money for as long as you use the card.

not worth it.
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wahh then really not worth. Is there any other possible ways besides this?
herc
post Dec 21 2015, 04:44 PM

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QUOTE(Human Nature @ Dec 21 2015, 04:40 PM)
haha i guess only because the pool is smaller and many efficient cardholders
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perhaps mostly from LYN tongue.gif
cybpsych
post Dec 21 2015, 04:46 PM

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QUOTE(akh2920 @ Dec 21 2015, 04:41 PM)
wahh then really not worth. Is there any other possible ways besides this?
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ppl with annual income 80-90k also cannot get this card. what do u think income <50k can get leh?

no other ways. either income to proof or pledge (lock) your money using FD.
Human Nature
post Dec 21 2015, 04:46 PM

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QUOTE(herc @ Dec 21 2015, 04:44 PM)
perhaps mostly from LYN tongue.gif
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and to be more specific, you laugh.gif

the saving grace is, if no more quota, still can get 6% under online..people at wise thread are the card features might be revised, hopefully this card remains the same.
Human Nature
post Dec 21 2015, 04:52 PM

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Now that supp may not enjoy a separate quota, I just conveyed a message to the IT dept so that the supp card statement is linked to the principal account for online portal but the IT dept said that they are facing a certain restriction due to savings account..i didn't really follow the explanation as I have low attention span laugh.gif
herc
post Dec 21 2015, 04:54 PM

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QUOTE(akh2920 @ Dec 21 2015, 04:41 PM)
wahh then really not worth. Is there any other possible ways besides this?
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QUOTE(cybpsych @ Dec 21 2015, 04:46 PM)
ppl with annual income 80-90k also cannot get this card. what do u think income <50k can get leh?

no other ways. either income to proof or pledge (lock) your money using FD.
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there are cases that if you have mortgage loan with them, they will offer u the VS.

My friend got it with a 550k loan with PBB, where his declared income is below 100k.

This post has been edited by herc: Dec 21 2015, 04:55 PM
akh2920
post Dec 21 2015, 05:13 PM

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QUOTE(cybpsych @ Dec 21 2015, 04:46 PM)
ppl with annual income 80-90k also cannot get this card. what do u think income <50k can get leh?

no other ways. either income to proof or pledge (lock) your money using FD.
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I've never heard of method of getting card by locking money into the bank's FD before this. Thanks for the knowledge! smile.gif

QUOTE(herc @ Dec 21 2015, 04:54 PM)
there are cases that if you have mortgage loan with them, they will offer u the VS.

My friend got it with a 550k loan with PBB, where his declared income is below 100k.
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ahhhh i see i see... another hope here. Thanks! smile.gif
MGM
post Dec 21 2015, 05:53 PM

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QUOTE(Human Nature @ Dec 21 2015, 01:47 PM)
thanks alot..8 hours  sweat.gif quota gone liao
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U mean the every swipe quota is gone within 8 hours? How do u know if u are no longer in this promo since u already sign up for the new Tuesday's promo.
Human Nature
post Dec 21 2015, 05:57 PM

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QUOTE(MGM @ Dec 21 2015, 05:53 PM)
U mean the every swipe quota is gone within 8 hours? How do u know if u are no longer in this promo since u already sign up for the new Tuesday's promo.
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i am speculating for the new promo only sweat.gif
titanic_crash
post Dec 21 2015, 10:02 PM

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QUOTE(MGM @ Dec 21 2015, 05:53 PM)
U mean the every swipe quota is gone within 8 hours? How do u know if u are no longer in this promo since u already sign up for the new Tuesday's promo.
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my last swipe for week 8 was on wednesday and yet i still receive max cashback of rm100

nobody knows...

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