Would it be difficult to get this card if annual income only half of 100k requirement only?
Credit Cards Public Bank Visa Signature v2, 6% Cashback On Grocery, Dining, Online
Credit Cards Public Bank Visa Signature v2, 6% Cashback On Grocery, Dining, Online
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Sep 8 2015, 12:20 PM
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#1
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Junior Member
440 posts Joined: Sep 2013 |
Would it be difficult to get this card if annual income only half of 100k requirement only?
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Dec 21 2015, 02:56 PM
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#2
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440 posts Joined: Sep 2013 |
Is there any cases people with annual income less than 50k managed to get this card?? Wish to own this card so badly!!
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Dec 21 2015, 04:07 PM
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#3
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440 posts Joined: Sep 2013 |
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Dec 21 2015, 04:41 PM
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#4
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440 posts Joined: Sep 2013 |
QUOTE(cybpsych @ Dec 21 2015, 04:21 PM) adoi, u pledge the money into FD, then can apply lor. wahh then really not worth. Is there any other possible ways besides this?the FD is the collateral for the card. you cannot uplift the FD without terminating the card first. so, you are basically locking the money for as long as you use the card. not worth it. |
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Dec 21 2015, 05:13 PM
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#5
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440 posts Joined: Sep 2013 |
QUOTE(cybpsych @ Dec 21 2015, 04:46 PM) ppl with annual income 80-90k also cannot get this card. what do u think income <50k can get leh? I've never heard of method of getting card by locking money into the bank's FD before this. Thanks for the knowledge! no other ways. either income to proof or pledge (lock) your money using FD. QUOTE(herc @ Dec 21 2015, 04:54 PM) there are cases that if you have mortgage loan with them, they will offer u the VS. ahhhh i see i see... another hope here. Thanks! My friend got it with a 550k loan with PBB, where his declared income is below 100k. |
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