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Credit Cards Public Bank Visa Signature v2, 6% Cashback On Grocery, Dining, Online

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akh2920
post Sep 8 2015, 12:20 PM

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Would it be difficult to get this card if annual income only half of 100k requirement only?
akh2920
post Dec 21 2015, 02:56 PM

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Is there any cases people with annual income less than 50k managed to get this card?? Wish to own this card so badly!!
akh2920
post Dec 21 2015, 04:07 PM

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QUOTE(IceLeo @ Dec 21 2015, 03:35 PM)
very easy.. no annual income also can get.. get 50k FD first
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ahhh so u mean FD can actually be counted besides our annual income?
akh2920
post Dec 21 2015, 04:41 PM

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QUOTE(cybpsych @ Dec 21 2015, 04:21 PM)
adoi, u pledge the money into FD, then can apply lor.

the FD is the collateral for the card. you cannot uplift the FD without terminating the card first.

so, you are basically locking the money for as long as you use the card.

not worth it.
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wahh then really not worth. Is there any other possible ways besides this?
akh2920
post Dec 21 2015, 05:13 PM

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QUOTE(cybpsych @ Dec 21 2015, 04:46 PM)
ppl with annual income 80-90k also cannot get this card. what do u think income <50k can get leh?

no other ways. either income to proof or pledge (lock) your money using FD.
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I've never heard of method of getting card by locking money into the bank's FD before this. Thanks for the knowledge! smile.gif

QUOTE(herc @ Dec 21 2015, 04:54 PM)
there are cases that if you have mortgage loan with them, they will offer u the VS.

My friend got it with a 550k loan with PBB, where his declared income is below 100k.
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ahhhh i see i see... another hope here. Thanks! smile.gif

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