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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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wil-i-am
post Jul 23 2015, 05:18 PM

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QUOTE(cklimm @ Jul 23 2015, 04:56 PM)
And check this out guys, BSN 4.5%pa FD, 60 months
BSN
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Is BSN a member of PIDM?
wil-i-am
post Jul 24 2015, 07:25 AM

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QUOTE(aeiou228 @ Jul 24 2015, 12:47 AM)
Saw PIDM logo on BSN website can confirm BSN is member bank ah ? You better investigate further  biggrin.gif
Anyway, can share with the forum why you think PIDM insurance is better than sovereign guarantee ?
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Just found out BSN is non member banks
http://www.pidm.gov.my/For-Public/About-De...ce/Member-Banks
wil-i-am
post Jul 24 2015, 07:33 AM

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QUOTE(Ramjade @ Jul 24 2015, 07:01 AM)
Does this mean that deposit of >RM250k with BSN is protected compare to PIDM limit of only RM250k? hmm.gif
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Yes as GoM didn't specify limit
http://bsnfixeddeposits.com/
wil-i-am
post Jul 24 2015, 12:16 PM

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Just back from Maybank
Their FD Amazing 6+6 will expire today
1st 6 mths - 4.04%
Next 6 mths - 4.30%
Effective - 4.17%
wil-i-am
post Jul 24 2015, 03:56 PM

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Maybank offers bundle FD with UT on 1:1 basis
a. 3 mths FD @ 8.88% (fresh funds)
b. 3 mths FD @ 7.88% (non fresh funds)
c. Min sum is RM20k each
d. Campaign until 29/7/2015
e. Must invest in UT offer by ASNB namely ASN2, ASN3 or ASG
wil-i-am
post Jul 24 2015, 07:02 PM

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Went to Public Bank today
Did anyone sign up PowerInvest FD campaign?
wil-i-am
post Jul 25 2015, 07:12 AM

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QUOTE(cklimm @ Jul 25 2015, 12:05 AM)
The one bundled with UT ah?
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Yes with ratio of UT:FD @ 2:1 or 5:1
wil-i-am
post Jul 25 2015, 02:53 PM

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QUOTE(koo_83 @ Jul 25 2015, 02:01 PM)
with min deposit amount 25k right?
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Yes but just ended ytday
wil-i-am
post Jul 25 2015, 05:59 PM

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QUOTE(aeiou228 @ Jul 25 2015, 05:07 PM)
So buying banker's chq no need CASA ?
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I bot bankers cheq b4 by using physical cash ony
wil-i-am
post Jul 25 2015, 07:44 PM

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QUOTE(yygo @ Jul 25 2015, 06:46 PM)
so mbsb olso fully guaranteed by kwsp dan gomen?put into page 1. tongue.gif
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KWSP won't guarantee MBSB as the later is a 64% subsidiary of the former ony
wil-i-am
post Jul 26 2015, 03:25 PM

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QUOTE(Lord_Penguin @ Jul 26 2015, 03:23 PM)
Dear sifus, need your advise  notworthy.gif  I've gone through the 1st page and several pages of this thread, basically I'm looking for a place to park RM10k for 12months with the highest FD rate and preferably without linking to CASA (unless MBB & PBB)... I'm somehow interested with OCBC "fresh deal promo" that is valid until end of this month (hope still can catch up)... I would like know whether is the opening of CASA required? Or any other recommendations? biggrin.gif
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MBSB @ 4.30% up to 31/7
wil-i-am
post Jul 26 2015, 03:49 PM

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QUOTE(yygo @ Jul 26 2015, 03:38 PM)
thanks. also bsn is a bank but kwsp & sspn not really a bank, right? someone suggest to put the 3 of them in page 1 not correct.
olso heard bsn service not that good.
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BSN falls under DFIA as per BNM
wil-i-am
post Jul 26 2015, 03:53 PM

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QUOTE(yygo @ Jul 26 2015, 03:51 PM)
what is dfia? hmm.gif
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Development Financial Institution Act 2002
wil-i-am
post Jul 26 2015, 10:47 PM

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QUOTE(noobgy @ Jul 26 2015, 10:42 PM)
Hi everyone, which bank is offering the highest interest rate now if i wanna place 10k?
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Read page 1
wil-i-am
post Jul 27 2015, 01:09 PM

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QUOTE(kmarc @ Jul 27 2015, 12:15 PM)
UOB has promotion of 4.18% interest rate for one year. Only until 31st July.
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Any specific T&C?
wil-i-am
post Jul 29 2015, 04:25 PM

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QUOTE(pearl_white @ Jul 29 2015, 02:28 PM)
Unknown to many, Bank rakyat board rates can be negotiated.

1 year can be had for 4.285% just by asking OTC and there is no minimum amount to get that %.  You just have to wait 3 working days, usually lah, for HQ approval.
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U got xtra 0.185% rclxms.gif
wil-i-am
post Aug 2 2015, 06:54 AM

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QUOTE(jonathanchee315 @ Aug 2 2015, 03:19 AM)
Hey guys, I went thru RHB and Affin Bank website today and i cant seems to find the FD rate which 4%++ as recommended by all sifu here. It shows only 3.5%++ maximum. Shall I visit the bank itself to acquire the latest interest rate? Or the website given rate is the official one?
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Print the promotion rate on the 1st page n visit the Bank to finalize the FD placement
wil-i-am
post Aug 3 2015, 04:37 PM

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QUOTE(cklimm @ Aug 3 2015, 04:25 PM)
anyone went BSN to clarify this? I office time cant do so
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In fact, u can call them to enquire
http://www.mybsn.com.my/content.xhtml?contentId=223
wil-i-am
post Aug 3 2015, 08:36 PM

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QUOTE(cklimm @ Aug 3 2015, 06:47 PM)
You mean those "tekan 1 tekan 2" type of phone calls?
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Never use their services b4
wil-i-am
post Aug 3 2015, 08:43 PM

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QUOTE(BoomChaCha @ Aug 3 2015, 07:58 PM)
1Just placed 4.33% FD for 15 months with Affin in this afternoon.
I was requesting to withdraw cash from my Affin saving account, and then top up with RM 5K and 2 checks
to place one FD, but Affin bank did not allow me to withdraw cash from my saving account as fresh fund.
And so more no gift was given even I requested for it..  sad.gif
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Bro, wat type of Gift u get?
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