QUOTE(BaDKiDz @ Aug 14 2015, 01:03 PM)
Assume every mth in a yr have 31 daysYo int is Principal x 3% (assume) x (31*12)/365
Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
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Aug 14 2015, 05:49 PM
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#101
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Aug 14 2015, 05:56 PM
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#102
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Aug 18 2015, 08:47 AM
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#103
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Aug 18 2015, 09:23 AM
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#104
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Aug 18 2015, 09:27 AM
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#105
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Aug 18 2015, 04:43 PM
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#106
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Aug 18 2015, 08:50 PM
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#107
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QUOTE(aeiou228 @ Aug 18 2015, 07:38 PM) Sifu, IncorrectFrom my limited understanding, I don't think deposits in BR and MBSB has any protection or guarantee written in black and white. But there is a "feel good" factor about these two DFIs because both BR and MBSB are government owned. If anything goes wrong, very likely Gomen will bail them out but under no obligation whatsoever. Therefore, if you were to ask me to rate deposit protection like rating agency style, I would rate BSN's simpanan dijamin kerajaan as A+, commercial banks with PIDM as A and government linked DFIs as A-. No right or wrong. In fact, both BR n BSN is DFI whereas MBSB is an exempt finance co I wud assign 'top' protection to BSN (g'tee by Gomen), follow by BR n MBSB |
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Aug 18 2015, 10:14 PM
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#108
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Aug 19 2015, 05:14 PM
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#109
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Difference between nominal/real/effective interest rate
http://www.investopedia.com/articles/inves...d-effective.asp |
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Aug 19 2015, 09:07 PM
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#110
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Aug 20 2015, 06:31 AM
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#111
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QUOTE(BoomChaCha @ Aug 20 2015, 12:28 AM) So, since both BR and BSN are Development Financial Institutions, BSN specifically mentioned 'guaranteed by M'sia' whereas BR nonewhy you rated BSN is number 1 and BR is number 2..? I guess BR and MBSB cannot be the same category in term of "protection"; as what aeiou228 mentioned, BR is under Kementerian Perdagangan Dalam Negeri, Koperasi, dan Kepenggunaa; whereas the only advantage of MBSB is that EPF owns more than 60% of MBSB share. If I am not mistaken, KWSP is only a semi government organization.. In additional, protection shld follow specific order namely banks 1st n so forth When comes to bankruptcy, limited liability rules in which case the parents have no obligation to meet demands |
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Aug 20 2015, 10:43 AM
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#112
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Aug 20 2015, 10:59 AM
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#113
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Aug 20 2015, 09:34 PM
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#114
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QUOTE(alexanderclz @ Aug 20 2015, 09:30 PM) not really actually. BSN is exceptionhttp://www.mybsn.com.my/content.xhtml?contentId=127 Minimum initial deposit of RM1,000 for tenure of one (1) month for Individual Account . Minimum initial deposit of RM500 for tenure of three (3) months and above for Individual Account. but for efd i'm not too sure. |
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Aug 21 2015, 03:55 PM
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#115
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Aug 22 2015, 12:37 PM
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#116
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Aug 23 2015, 07:26 AM
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#117
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Aug 25 2015, 10:28 PM
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#118
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Aug 27 2015, 02:56 PM
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#119
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Maybank Merdeka promotion will end on 28/8
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Aug 27 2015, 09:41 PM
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#120
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