I think Affin only pay interest upon completion of 15 months for this 4.33% promo.

Is there anything free gift i can request? Any term and condition i need to fulfill for that kinda interest rate? TQ

Dear Sifus,

Do you think it's wise to invest in FD not covered by PIDN especially when suddenly our economy state goes west?

Seem most of the bank keep having promo for FD.

Seem this is a sign that Banks need cash and likely BNM soon will increase the overall FD rate.

Just hope BR loan rate maintain as current rate. 

Has anyone posted & discussed this RHB FD/ASN UT bundle yet? Remember in prev versions (iirc v7 or v8) there was some interest in investing in Amanah Saham UTs  & it was said that some of them were highly sought after but low in supply. Dunno if that applies to these

FD:UT ratio >> 1:1
FD promo rate 3m 7% // 6 mths 7.8%
Min FD 10K
non-bumi UT's ... ASN3 Imbang, ASG-Pendidikan, ASG-Kesihatan, ASG-Persaraan
UT sales chg >> 5.3% incl gst
Offer ends >> 30 Sept 2015

Anyone tracking these UT's

Link to factsheet

Why MBSB suddenly so generous? They are the worse performing bank in malaysia (based on income if I am not mistaken)

Just came back from UOB. Surprised that they still have the 4.18% 1-year FD rate. On further enquiries, they said it was extended but probably up to end of this week.......

none of them is attractive

its not quite as bad as 17 years ago, the worst has yet to come

SCB best offer among all banks is 15 mth 4.5% 

Ya the best rate now for 4.5% at 18 mth. But some concern there. 

looking at the market for 500k FD now, so many options, hard to choose..
any advice guys

Bank rakyat to ask for higher interest rate, is it still can nego??i seen the 6month rate quite low even 1 year also

wanna ask those interest same rate is flat?
for example last month i get MYR with this month interest is not same by few ten

means june 30d so high more abit, july 31 day hence lesser... this month should be same as july as 31 day?

so more calendar day should get more int? mine is lesser on june compared july