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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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wil-i-am
post Jul 15 2015, 07:12 PM

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QUOTE(cklimm @ Jul 15 2015, 05:00 PM)
Same here
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Still below Public Bank 4.175%
wil-i-am
post Jul 18 2015, 01:10 PM

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QUOTE(Human Nature @ Jul 18 2015, 11:48 AM)
Anything I can do if my FD matures when I am in overseas?
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Inform the Bank to perform auto-renew together with int upon maturity
wil-i-am
post Jul 18 2015, 01:23 PM

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QUOTE(Human Nature @ Jul 18 2015, 01:14 PM)
That would give the board rate  sad.gif Possible to nominate another person (not joint holder) to uplift?
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U mean the nominee will take cash upon uplift?
wil-i-am
post Jul 18 2015, 01:34 PM

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QUOTE(Human Nature @ Jul 18 2015, 01:28 PM)
Yup, in banker's cheque. OCBC by the way.
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Most Banks need yo original I/C during withdrawal
wil-i-am
post Jul 18 2015, 04:46 PM

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FD int income is taxable from biz ntity perspective
wil-i-am
post Jul 18 2015, 10:22 PM

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QUOTE(bbgoat @ Jul 18 2015, 10:11 PM)
It should be much more than 100k before they will ask you. The bank will be the first one to ask for proof of fund.  biggrin.gif
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Aka KYC
wil-i-am
post Jul 18 2015, 10:30 PM

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QUOTE(bbgoat @ Jul 18 2015, 10:28 PM)
laugh.gif catch no ball KYC ??  laugh.gif
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Know Yo Customer, common word used by Ppl within financial institutions
wil-i-am
post Jul 19 2015, 08:42 AM

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QUOTE(cklimm @ Jul 19 2015, 07:28 AM)
Well, the FD got paper trail, shits began when they found out undeclared rental dividend incomes, and etc
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How come they managed to find out 'others'?
wil-i-am
post Jul 19 2015, 12:41 PM

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QUOTE(gsc @ Jul 19 2015, 12:12 PM)
Your term is KYLL....using Excel to track..must have a lot of certs.... notworthy.gif,      ...I little potato, use a small 555 book record da cukup.. notworthy.gif
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Wat is KYLL?
wil-i-am
post Jul 19 2015, 01:20 PM

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QUOTE(bbgoat @ Jul 19 2015, 01:11 PM)
Ha ha, I will share it with others, KYLL, including Ah Boom and others .............. rclxms.gif  thumbup.gif  tongue.gif

KYED for you .................. tongue.gif
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Everyday I'm learning new terms
Btw, wat is KYED?
My initial guess is Know Yo Erectile Dysfunction hmm.gif
wil-i-am
post Jul 21 2015, 09:24 AM

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QUOTE(cklimm @ Jul 20 2015, 11:42 PM)
it doesn't competitive to me, i still prefer banks with better rates
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Did u open with Affin?
wil-i-am
post Jul 21 2015, 09:35 AM

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QUOTE(cklimm @ Jul 21 2015, 09:34 AM)
not yet, i am waiting for Alliance bank AGM, see what they offering
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U @ BU now?
wil-i-am
post Jul 22 2015, 03:24 PM

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QUOTE(Nom-el @ Jul 22 2015, 12:27 PM)
Is it true that CIMB does not allow joint FD account holder (either to sign) to withdraw through banker's cheque using only one of the names on the cheque? I requested the cheque to be issued under my name but was told that it must be two names, cannot be 1 name only. Other banks like UOB allow me to do so. In fact, they even recommended me to do so when I asked.
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It depends on the condition of withdrawal
If u specify either 1, then anyone from joint holder can do whatever is necessary
wil-i-am
post Jul 22 2015, 05:30 PM

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QUOTE(bbgoat @ Jul 22 2015, 05:01 PM)
Young muscle man.  rclxms.gif
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U refer to davinz18?
wil-i-am
post Jul 22 2015, 05:36 PM

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History of BHL
http://www.thestar.com.my/News/Community/2...-Man-of-Penang/
wil-i-am
post Jul 22 2015, 08:00 PM

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QUOTE(Nom-el @ Jul 22 2015, 07:10 PM)
The condition of withdrawal is either 1 to withdraw. Yet, CIMB won't allow me to put only 1 name on the cheque. doh.gif  sad.gif
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Tis is too much ohmy.gif
Must lodge complaint with BM vmad.gif
wil-i-am
post Jul 22 2015, 10:52 PM

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QUOTE(bbgoat @ Jul 22 2015, 10:37 PM)
You mean BNM.  biggrin.gif
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Nope, branch manager
wil-i-am
post Jul 23 2015, 08:22 AM

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QUOTE(MGM @ Jul 23 2015, 07:04 AM)
u mean davinz18=nexona88?
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Yes
wil-i-am
post Jul 23 2015, 10:48 AM

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QUOTE(meganfox88 @ Jul 23 2015, 10:33 AM)
Affin promo until 31 dec15? I asked the customer service they said the opr will change if bnm increase or decrease. If increase then our interest higher?
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U try to time the interest rate?
wil-i-am
post Jul 23 2015, 02:17 PM

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QUOTE(meganfox88 @ Jul 23 2015, 10:51 AM)
What try to time?
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Tat means u try to find the best timing to place FD @ highest interest rate

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