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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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wil-i-am
post Jun 22 2015, 11:19 AM

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QUOTE(sandkoh @ Jun 22 2015, 11:13 AM)
silence is golden. tongue.gif
will see no post from him for dayss? laugh.gif
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Maybe weeks or months icon_idea.gif
wil-i-am
post Jun 23 2015, 08:20 AM

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QUOTE(ONGEDWIN @ Jun 23 2015, 06:49 AM)
Sorry to ask a noob question here, anyone knows if I have a Maybank bank draft/banker's cheque and take to CIMB to use as fresh funds for CIMB 3.9% 3 months fixed deposit, will the Maybank bank draft/banker's cheque need 3 working days to clear?
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CIMB will accept the cheq as good faith n issue a FD cert on the spot
Thus, dun worry on clearing
wil-i-am
post Jun 24 2015, 06:05 PM

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Just rec'd a text from CIMB Bank
3.90% pa on 3 mths FD with min RM50k n valid till 30/6
wil-i-am
post Jun 30 2015, 09:39 PM

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QUOTE(sandkoh @ Jun 30 2015, 10:51 AM)
miss uncle nexona88 (or davinz18??) here? his advisee on fd.
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He alredy start posting today
wil-i-am
post Jun 30 2015, 10:29 PM

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QUOTE(bbgoat @ Jun 30 2015, 10:16 PM)
OPR likely will go down later in the year.  cry.gif
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Gud to lock in slightly longer FD tenure
wil-i-am
post Jun 30 2015, 11:43 PM

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QUOTE(sandkoh @ Jun 30 2015, 10:12 PM)
muscle man back inn disguise flex.gif  tongue.gif
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Agreed thumbup.gif
wil-i-am
post Jun 30 2015, 11:49 PM

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QUOTE(BoomChaCha @ Jun 30 2015, 11:32 PM)
What happened to davinz18 & nexona88..?
Both are the same person..?
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Yes
wil-i-am
post Jul 4 2015, 12:53 PM

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QUOTE(nitehawk @ Jul 4 2015, 08:43 AM)
Where can I get Affin FD T&C?
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Read page 1, post #3
wil-i-am
post Jul 5 2015, 11:23 AM

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QUOTE(kevyeoh @ Jul 5 2015, 10:37 AM)
Hi Gen-X...

I think those with cash in hand is king...  but even if you got cash in bank. ... u cant take the money out... that is why those with money in bank... does not feel like cash is king...

I think this is what the question originally mean...
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Greece is deliberating to implement 30% haircut for bank deposits
Thus, the cash value will drop from EUR1 to EUR0.70

wil-i-am
post Jul 5 2015, 12:56 PM

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Alternatively, PPL can leverage on credit card to pay for stuff(s) during crisis
wil-i-am
post Jul 7 2015, 02:52 PM

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QUOTE(aeiou228 @ Jul 7 2015, 02:35 PM)
Any ideal public bank still offering paper gold deposit account ?
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U mean Gold passbook?
wil-i-am
post Jul 7 2015, 03:15 PM

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QUOTE(aeiou228 @ Jul 7 2015, 03:04 PM)
It was introduced few years ago and I have forgotten the name, it was a RM deposit account but the value of the deposit is pegged to the value of the prevailing market price of gold.  One can just bank in and withdraw in RM. No physical gold, no safe keeping headache.
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Tis product still available
https://www.pbebank.com/Personal-Banking/In...t/Features.aspx
wil-i-am
post Jul 7 2015, 03:50 PM

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QUOTE(gsc @ Jul 7 2015, 03:45 PM)
I think Maybank has similar offer....but I prefer the Gold goin which is only available at certain May bank branches...compare to paper or passbook it is riskier but....holding the feel of holding real gold is different..
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U need to keep gold coin (if a LOT) in yo hse or safe deposit box
wil-i-am
post Jul 7 2015, 06:13 PM

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QUOTE(mamamia @ Jul 7 2015, 05:48 PM)
Just place the maybank 6+6, the FD cert didn't show next 6 months rate. Only show 4.04 for 1st 6 months
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Do u need to return FD cert for validation upon expiry?
wil-i-am
post Jul 7 2015, 06:58 PM

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QUOTE(mamamia @ Jul 7 2015, 06:30 PM)
I didn't ask, but normally when u want to withdraw, u need to bring your certificate to withdraw.
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I suppose Maybank need to validate 2nd 6 mths later hmm.gif
wil-i-am
post Jul 9 2015, 08:55 PM

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QUOTE(bbgoat @ Jul 9 2015, 08:35 PM)
Very scaxx loh ..........  cry.gif  sweat.gif
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Will u withdraw tomorrow?
wil-i-am
post Jul 10 2015, 06:38 AM

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QUOTE(skylinelover @ Jul 10 2015, 06:36 AM)
so mean ambank jadi greece banks is it laugh.gif  doh.gif  rclxub.gif  icon_idea.gif
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Tis could b just the tip of the iceberg brows.gif
wil-i-am
post Jul 10 2015, 11:14 PM

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QUOTE(bbgoat @ Jul 10 2015, 10:59 PM)
Have opened Mach acct but no FD placed. Completed their survey and was given RM40 e-voucher.  rclxms.gif
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e-voucher buy wat item?
wil-i-am
post Jul 15 2015, 11:53 AM

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QUOTE(bbgoat @ Jul 15 2015, 10:14 AM)
Luckily did place substantial amt there.  rclxms.gif
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How much?
wil-i-am
post Jul 15 2015, 02:22 PM

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QUOTE(Ramjade @ Jul 15 2015, 02:06 PM)
Then they will keep the FD cert cert. Upon maturity, money will automatically be deposited into your account.
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I dun think Bank will keep FD cert on behalf of client

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