This account has a maximum withdrawal limit of RM25k per calendar year and no limit on deposits. Need to visit any OCBC branch to remove this withdrawal restriction.

Ah ha.... can only withdraw maximum RM 25K per calendar year is another down side...

But the main advantage is that it allows us to deposit a small amount of money (minimum RM 50) every
month while can enjoy 4% interest...

I guess can consider this e-smartsaver la, I do not mind to visit branch 2 times in 6 months period..

If I do not intend to withdraw RM 25K, then I only need to go there 1 time only (to close account on 31 Dec); in addition,
a lot of leng lui in OCBC, nothing to lose to visit the branch la..except OCBC branch is too far, then this is another story..

e-smartsaver is good for people who can deposit minimum RM 500 (of course the more the better) every month to
saving account while can enjoy high interest rate...

Ai.... during this bad economic condition, besides need to work hard for money; but also need to work hard
to "Gorek" money from banks....

When this e-smartsaver promo is no longer available, then switch back to regular smartsavers, or Am Bank True saving..

This post has been edited by BoomChaCha: Jun 30 2015, 09:15 PM

Do you think OPR will drop..? Or naik..?

He alredy start posting today

Can contain your blood pressure, don't let it move up too high !

muscle man back inn disguise

opr will go down

OPR likely will go down later in the year.

Gud to lock in slightly longer FD tenure

I plan to close ocbc smart saver account. Any other bank offer good rate?

Cheh...it won't move up too high la... usually blood pressure very nice (120/80) because of good mood
when seeing leng lui in OCBC ..
But the problem is that I need to find a seat to sit down quickly; otherwise it will make me feel embarrass..

OPR will go down later in this year..??
Okay, I take note... Ah Goat Sir, sandkoh & wil-i-am say OPR will go down...

What happened to davinz18 & nexona88..?
Both are the same person..?

I do not suggest you to close smartsavers account.
Next time when you want to re-open it, it will be very troublesome, I mean a lot of paper work..

Why not just IBG RM 50 to your smartsavers account every month..?

This post has been edited by BoomChaCha: Jun 30 2015, 11:34 PM

Oops..I saw Mach give high fd rate monthly...can get more money on that... Or sifu any suggestions give me?

Agreed

I need to use the money box for Mach FD, and I need to maintain the Mach debit card in order to use
the money box, and Mach Bank charge me RM 8 annual fee for the debit card which I do not like it...

Please check the first page for more FD promo..

Now is the ending of June, can you wait for few more days for more new FD promo..?

This post has been edited by BoomChaCha: Jun 30 2015, 11:55 PM

Yes

Oh... Can share what is muscle man's intention..?
What did he do to you..?
What happened to muscle man..?

Yes..i can wait...haha..

how much monthly deposits needed to get 4% from the OCBC eSmartSavers account?

Promo if you open account with them until Sept. 4% valid until Dec 2015. To get 4%, minimum rm1k must be inside there. Every month deposit min rm50.

After promo period, need to deposit rm1000/month to get interest of 3.05%.

No withdrawal or else it will drop to 0.5%

Stand up man !

No problem with your health.

Do you have HL Bank account ? I opened Mach account without need to get the Mach debit card.

Muscle man is a gentleman. We missed him after Sept 2014, I think.

Reincarnation ??