i am happy with the HSBC free coffee, i will keep the 30k there after 3 months. Who needs Starbucks when you have HSBC? 

OCBC has 4.4%?      Please share details.

Cheh...it won't move up too high la... usually blood pressure very nice because of good mood
when seeing leng lui in OCBC 120/80.. 
But the problem is that I need to find a seat to sit down quickly; otherwise it will make me feel embarrass.. 
OPR will go down later in this year..??
Okay, I take note... Ah Goat Sir, sandkoh & wil-i-am say OPR will go down... 
What happened to davinz18 & nexona88..?
Both are the same person..?
I do not suggest you to close smartsavers account.
Next time when you want to re-open it, it will be very troublesome, I mean a lot of paper work..

Why not just IBG RM 50 to your smartsavers account every month..?

I need to use the money box for Mach FD, and I need to maintain the Mach debit card in order to use
the money box, and Mach Bank charge me RM 8 annual fee for the debit card which I do not like it...

Please check the first page for more FD promo..

Now is the ending of June, can you wait for few more days for more new FD promo..?

Stand up man ! 

No problem with your health. 
Do you have HL Bank account ? I opened Mach account without need to get the Mach debit card. 
Muscle man is a gentleman. We missed him after Sept 2014, I think. 

Reincarnation ??

You have to go to HL Mach branch to sign up an acct and link it to HL account. 

Still waiting for the right time to place Mach FD.