Aiyoo. Just go google up garlic la. Garlic will thin blood and decrease blood pressure. Just side effect is garlic smell.

Everyone knows fish oil and olive oil good heart. Google Mediterranean diet for cardiovascular health. Mediterranean diet is high in olive oil and garlic. Don't ask you to eat eat like them. Just incorporate some of what they eat into your diet.

I rather smell of garlic rather than when I am old, go for heart operation. Pay little for fish oil, olive oil and garlic than pay very high price for heart operation. Even heart operation cannot return your body back to 100% before disease.

This post has been edited by Ramjade: Jun 29 2015, 08:36 AM

You sure Ah Boom married ? Still single ! He would hesitate to give to CD, gf, aunties and maybe uncle.

Quack quack ....................

What you say is common knowledge. Ah Boom anyway supplement it with few medical checkup PER YEAR !!!

I think he is married.

Yup. Couldn't agree more. If you above 50, better check up every year

i almost sent out my application, until i talked to customer service.

the problem (for me) is account closure. need to walk-in to branch to cancel.

it doesnt really work like M2U Savers (purely virtual/e-account) which can be managed fully in M2U. OCBC e-SmartSavers need some walk-in intervention (remove RM25k withdrawal limit, account closure).

not worth the promo rate 4.00% p.a., cuz i'm planning to close it after promo, which gonna waste my time/money later.

IF, only if, e-SmartSavers can be closed via Internet Banking, then i'm interested to sign-up.

Hi.. I new to FD.. just a fresh grad worker.. planning to place 5k to FD..

by looking at the 1st post, i found out that below 2 FD quite suit my need. Is there other FD out there are suitable for me??

HSBC 5% for 3 Months FD has extended to 30 June 2015
Minimum RM 5K, maximum RM 30K
Min RM 5 to open a current account (Advance)
Free Umbrella while stock last

OCBC updated their Start Saving Deals again - Updated by cybpsych on 21 April 2015
valid until 31 July 2015
(2) Fresh Deal: 6-month @ 4.00% p.a., 12-month @ 4.20% p.a., min RM5k fresh fund

Since im new to FD, i would like to ask.. lets say deposit 5k to a FD and the interest is 5%

which mean i will get 5k+ (5k x 5%) after the FD period?

Do I need an account in that bank in order for me to FD? or i just can walk into the bank and say i wan to place a FD? Thanks.

U better walk in since u first timer. I dont think u can do it online FD. By the way, 5% is Annual yah. so If the FD is 1 month, then the interest u have to divide 12month.

If you want to put HSBC, recommend you put rm30k as you can only do it once. Why bother going for rm5k when you can maximise benifits at rm30k

ppl might has housing loan to compensate....

haha well said

better choose OCBC and start small first

then slowly become big FD players throwing in 50K per FD

HI uncle Boom,

Currently i just have basic saving account for HSBC? any requirement to upgrade my saving account to HSBC advance in order
to place the FD account.

I am not uncle Boom, but i can tell you that, 30k is all you need to join HSBC Advance

uncle lim? not uncle kim (in north korea uniform) ?
30k can be in FD?

If I am not mistaken, only valid for new HSBC customer

miss uncle nexona88 (or davinz18??) here? his advisee on fd.

not everyone as rich as uncle quack to have 30k in fd
he fresh gradd?

Hi Guys,

I was walking pass RHB bank earlier, saw their new FD rates 7.80! is this correct or I salah tengok?

this with ut la

what is UT bro? I dont quite understand.

must buy unit trust olso

Owhh, I see... ok ok. thanks for the explanation bro, appreciate it