maybe 5462.

maxis edi blocked my line coz of late payment, not sure i should wait until monday since if i pay today i won't be getting any cashback...

Swap with your friend. Ask them to pay for your mobile n you pay their mobile same amount next week.

this one for magnum or toto or kuda????

Base on my 4 months usage of this card.. i calculate back.. the effective cash back is only 6.2% for me..

i cant really make sure my card swept at exactly 1000 per months.. sometime more, sometime less.. in conclusion, i only get 6.2% after minus off 13 every month for the 160 annual fee..

u paid rm160 edi?

I just got rebates of 99 for this month as spending 989 previous month after listening to the tricks of spending 985. Should go n add 10 on petrol.

I was charged RM160 as Annual Fee... but no 6% GST. And I'm keeping quiet

Life's unfair.......why I was charged gst?

so i assume total spending of RM995 can entitle for RM100 cash back.

not that straightforward actually. in order to achieve that, you must separate your expenses into 3 categories and save rm5 expenses per category. for eg, spend rm325, rm325, rm335 to get rm33, rm33, rm34 cb respectively.

if you only utilising 2 categories, you can only save rm10 expenses = rm990. if only 1 category utilised, rm995 max.

don't actually understand.

for example, why can't i pay utility RM50X10. and balance i pay say mobile RM495X1 to achieve total RM995? which means cashback RM100?

method above is the achieve MAX cashback with LOWEST spending

This post has been edited by cybpsych: May 29 2015, 11:31 AM

My laziness to do the summation of the 3 categories. So I just take it as can get full rebates as I more than 985.

This month over shoot by 120 because my auto debit celcom delayed by 2 weeks n then suddenly yesterday debited me. why not delay till next week.

ic. now it makes sense...

Eh, how come got STUPID card ?
WISE people use WISE card.
Who is using STUPID card in this thread ?

in order to participate for the 30% weekend rebate i have to SMS W2/W3/W4

what is W2/W3/W4 etc?

dont flamebait. eh, enough with this term, ok?

You need to play with the rounding up decimal to get that, so you need to have rm*5 for the 3 categories.

Not really, you need to spend on 3 categories to make this happens.

MaxisPay minimum spending is rm35 while the rest you can swipe as minimum as rm5 as long as merchants never put minimum spending amount.

Received this from HLB Connect.

"Dear Hong Leong Connect users,

Kindly be informed that with effect from 1 June 2015, the fee for Interbank Fund Transfer (IBFT) will be revised to RM0.50 per transaction. A Goods and Services Tax (GST) fee of RM0.03 will be applied on top of each transaction fee.

Thank you.

Hong Leong Connect Team"

Did BNM revise the IBG rate?