don't sad, u are not alone. i was rejected numerous time since 2013 until now lol

Yes... it's under DEPT store the last year I went.

That would be based your own "stupid" luck if that were to happen. 99.999% will get DEPT store

Base on my 4 months usage of this card.. i calculate back.. the effective cash back is only 6.2% for me.. 

i cant really make sure my card swept at exactly 1000 per months.. sometime more, sometime less.. in conclusion, i only get 6.2% after minus off 13 every month for the 160 annual fee..

I just got rebates of 99 for this month as spending 989 previous month after listening to the tricks of spending 985. Should go n add 10 on petrol.

not that straightforward actually. in order to achieve that, you must separate your expenses into 3 categories and save rm5 expenses per category. for eg, spend rm325, rm325, rm335 to get rm33, rm33, rm34 cb respectively.

if you only utilising 2 categories, you can only save rm10 expenses = rm990. if only 1 category utilised, rm995 max.

method above is the achieve MAX cashback with LOWEST spending 

These codes are sort of like a survey did by HLB to categorize the cardholders where they got the info about this 30% cash back campaign. Eg W1 is from sms blasting and you replied W1, meaning you fall into this category, W2 from email flyer/brochures, W3 from website, etc etc.

Btw anyone already completed their 3 weekday swipes? I almost forgot

not yet but soon...

is it true that hong leong bank credit card application need to submit to the branch and cannot be done via email ?

ah. asked via facebook and also their email, both ask me fill up d forms and send to the branch. so inconvenient

i think maybe it does matter. because you can't activate your cc with a phone which is not registered in the form when you apply for the cc. but not sure whether the same applies to this 30% campaign.

you may try but i think you will receive a reply sms saying that it's unsuccessful.

when you sms, you don't have to key in cc number right? so how are they going to link your unregistered phone number with your cc number?

anyway, i still don't think it's so important to swipe 3x on early weekdays. more important is the weekend transaction must be early. unless the cb allocation is finishing and there were many swiped at the same time on that weekend, so they have to use the weekdays 3x transactions to judge. so after you paid and unbar your phone only join is still not too late.

For post paid, you can actually call for getting extended period up to last day of the month. When on the last day of a month, call them again to extend it to another 1-2 days. Maxis allows me to do so.
But before you do this, make sure you are getting average of -rm** average.
This is how I made rm7++ direct to Maxis
You may give a try today and ask for the extension. But make sure you do the payment once you registered for this.

I think now you still can try. Just tell them your story(on getting cash back) and see if they allow you or not?

how long will it takes to unbar your phone line if you pay today?   

If register using another number, then no need already.
But next time when you need to do something(can't pay on time), always call them to extend the period.