So what is the condition to waive 2nd year

now they dun waive for 2nd year ald...

strictly speaking, this cc cannot waive af. if it does, you are one of the lucky minority.

Next week I will know if I am second time lucky. If you ask me how to get Wise Card AF waiver, it might be due to Priority Banking status, a huge deposit in your account, or a huge loan with HLB. That might trigger the waiver

I want to switch categories and only found out from CS that need to do b4 25th of each month in order for the category to be able to use next month. Now have to wait till Aug only can use that.

they obviously don't want to lose customer like you

hello frens

my wise card on groceries now wanna switch to utilities. besides TNB anyone tried other payments eg Tel, IWK etc, got accepted for CB?

wanna consult those choosing utilities,
for one TNB bill say RM400, do you make multiple part payments, RM100 each time,
all same day or do you pay multiple payment in different days?

Payment via uobpayonline would be most convenient, any other online way to pay that break down bills?

So far you guys managed to get those eg. 4 transactions for single TNB bill counted as 4 transactions?



yeah i think so. my 2nd year Mac 2014 , no AF, 3rd year (me no more PB status) AF charged RM80 on 1.3.2015. No GST for that AF.

Like someone said. Pay the bills into 8xRM50. That way. Left 2 more transaction (2xRM50) to activate CB. Better if the final 2 transaction also inside the CB category. That way, you already earn RM50 (10% x RM500)

if your deposit is so huge in your account, you won't mind to use 0.01% of it to pay the af, will you?

i met ALOT very rich people. many also pandai kira & menabung one.

why???

no condition. HLB specifically said Wise is giving 10% cashback, no AF waiver policy.

in fact, i'm not complaining to get charged RM169.60 AF+GST for year 2. i've gotten slightly over RM1k in cashback for year 1, still a darn good card.

Quite good the cashback deal

Is Tesco & Aeon Big included in the groceries category?

If tak pandai kira. That one must be poor man....

I got 2 yrs free of AF and now going to pay 3rd yr.

yes for both



This post has been edited by cybpsych: Jun 29 2015, 02:34 PM

Just checked with Maybank, also got rejected. Risk grade 4. Maximum already.

anyone used GSC card bonus value before? how to use?

also, when 1st receive the card, bonus value should be rm60 right?

Bonus Value below:

GSC Pla = RM100
GSC Gold = RM60

Depend what card you get.

Bonus value will be deduct when buying ticket, can see from the final price

Owh, TQ
might pay a visit to HLB soon