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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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Wongchoy
post Jun 10 2015, 09:02 PM

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QUOTE(victorywp @ Jun 10 2015, 07:58 PM)
what card is that mastercard?
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Is it a new combo? Wise Visa + I'm MasterCard ?
Wongchoy
post Jun 20 2015, 08:48 AM

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QUOTE(sam240 @ Jun 20 2015, 08:20 AM)
Transaction Date: 31 May
Posting Date: 01 June
Amount: RM150

This RM150 will consider under June or may count?
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June quota
Wongchoy
post Jun 20 2015, 09:02 AM

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QUOTE(kyle_kl @ Jun 18 2015, 10:48 AM)
hi, can i pledge FD and get this card?
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What I know is HLB do accept FD pledge for CC. As for this card, have to ask the bank. Someone did report 20k FD

Wongchoy
post Jun 22 2015, 09:03 PM

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QUOTE(kyle_kl @ Jun 22 2015, 10:59 AM)
Thanks! will go and try
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Good luck to you. If possible pls let us know the outcome because you are the 1st to ask this question and if it is possible to pledge a reasonable amount, say 3-5k , a lot of people will rush to HLB and apply !
Wongchoy
post Jun 25 2015, 09:16 PM

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QUOTE(huatty @ Jun 25 2015, 06:39 PM)
seem like the Annual fee not able to waive...anyone success to waive annual fee ?
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Last year my AF was not charged. For this year, whether or not the AF will be charged, is to be known next week on July 01. Wish me fat hope guys laugh.gif
Wongchoy
post Jun 26 2015, 01:09 PM

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QUOTE(aranel @ Jun 26 2015, 12:52 PM)
Hi all,

It might be a repeat question, please advise is Aeon Supermarket consider Groceries MCC 5411 ?

Please advise.

Thanks in advise.
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Yes it is.
Wongchoy
post Jun 27 2015, 09:08 PM

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QUOTE(Unknown50211 @ Jun 27 2015, 08:12 PM)
Hi,

Is Astro and Insurance (prudential...etc) falls under any of the categories? Or they are not entitle for case back?

Thanks.
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Both are not eligible.
Wongchoy
post Jun 28 2015, 09:53 PM

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QUOTE(victorywp @ Jun 28 2015, 09:39 PM)
strictly speaking, this cc cannot waive af. if it does, you are one of the lucky minority.
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Next week I will know if I am second time lucky. If you ask me how to get Wise Card AF waiver, it might be due to Priority Banking status, a huge deposit in your account, or a huge loan with HLB. That might trigger the waiver icon_rolleyes.gif
Wongchoy
post Jul 2 2015, 01:49 PM

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It's time for me to pay RM 169.60 ! No 3rd time lucky. sad.gif
Wongchoy
post Jul 3 2015, 04:40 PM

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QUOTE(victorywp @ Jul 3 2015, 04:35 PM)
for those who still own hlb wise gold, not affected right? only new application affected right?
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I think so. My card still can use today biggrin.gif
Wongchoy
post Jul 7 2015, 12:52 PM

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QUOTE(peri peri @ Jul 7 2015, 12:21 PM)
CS called me to reinstate my wise card with some irresistible offer to resist

yahoo.
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Peri peri what they offer you? Better than AF waiver ?

This post has been edited by Wongchoy: Jul 7 2015, 12:53 PM
Wongchoy
post Jul 9 2015, 05:03 PM

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QUOTE(DM3 @ Jul 9 2015, 04:36 PM)
Now that Digi bill payment uses Mobile 88, would it recognize as mobile phone category?
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My digi trnx before have gone thru financial link as well as mobile 88. Both are under mobile category. Just be sure the merchant statement name starts with Digi and you shall be fine.

This post has been edited by Wongchoy: Jul 9 2015, 05:05 PM
Wongchoy
post Jul 13 2015, 05:53 PM

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QUOTE(andyting @ Jul 13 2015, 05:34 PM)
Can I know does auto debit of my prudential insurance counted as one of the 10 transaction needed to activate the CB? As well as installment payments from SenQ?
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0% EPP trnx is only counted on the 1st installment only . Subsequent installment is not counted.
Wongchoy
post Jul 25 2015, 01:59 PM

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QUOTE(yorae9 @ Jul 25 2015, 01:41 PM)
The success to get card, subject to debt ratio <65% ?
Anyway to confirm, success rate if debt ratio >65% ?
I also twice rejected previously due to high debt ratio >80%
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What I can say is HLB is very serious about DSR and they won't consider granting a loan if DSR is high.
Wongchoy
post Jul 25 2015, 08:29 PM

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QUOTE(lucas114 @ Jul 25 2015, 07:39 PM)
I understand that some forumers here did receive calls from HLB for reinstating their cancelled HLB credit cards. I received the same offer yesterday. At first, she offered me Essential card but I request for Wise card.

Asked if the annual fee will be charged if I agree to reinstate my cancelled HLB Wise Gold card only (cut combo Wise + GSC in March 2015), she said there is no annual fee for the first year. However, I need to pay it for the second year. In addition, I would get 50% cash rebate (max rebate rm80) for the first swipe with the reinstated card.

My questions,

1. Is it guaranteed that I would receive the card or it is subject to approval again?

2. Will there be any notification from HLB for the reinstated card? SMS?

This is my first time reinstating a cancelled card. Seking advice from forumers with the experience.
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He got the answer peri peri

This post has been edited by Wongchoy: Jul 25 2015, 08:39 PM
Wongchoy
post Aug 6 2015, 10:52 PM

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QUOTE(Khrlzmn @ Aug 6 2015, 10:37 PM)
can anyone confirm this?
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Yes... 6 months .
Wongchoy
post Aug 26 2015, 10:37 PM

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QUOTE(interjason @ Aug 26 2015, 10:07 PM)
one noob quesion, The store is consider category grocery or departmental?
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Can be both ! brows.gif
Wongchoy
post Sep 1 2015, 10:35 PM

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QUOTE(razorboy @ Sep 1 2015, 07:30 PM)
Any alternatives? Tried today still can't
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Me too. Gave up trying so I went to pay at TNB kiosk.
Wongchoy
post Sep 12 2015, 08:55 PM

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This Sam's loophole is really awesome! Is hoping for one to exist in JB soon.
Wongchoy
post Sep 22 2015, 09:15 PM

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QUOTE(janson_kaniaz @ Sep 22 2015, 07:13 PM)
Using Wise to pay Maxis broadband thru Maxis Pay considered under Mobile?
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Yes.

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