Could you please describe why you think the country is so bad? May be you can share your experience with us who just start working in singapore.

omg , got borrow u 32" LCD tv, dvd player as product training or not?

room rent = much higher compare to penang.
food cost = dun think it is more expensive than penang
car purchase = no need car at sg unless got family, baby. You can access everywhere with public transport.


All compare above is dollar to dollar. If you convert and compare, for sure every daily expenses in singapore will be much higher than msia.

Not sure why you think need at least 5K sing to have a standard of living.

In general, the living standard in singapore is much lower than malaysia.
For my concern is : after deduct the daily expenses you mention ( basic food and staying). The other left over money will have double value compare RM. This mean when u buy gadjet, travel, electrical item, clothes and etc,your spending power is much higher then in msia.

For me if u earn RM4.5k and can get SGD4.5k. You can have much better life than msia. Even 4k also can have better life than msia.

Just my 2 cents

FYI, I am not a fresh graduate and I have 5 yrs working exp. I previously work in MNC company in KL and just come over here not too long. Even though I din earn that much compare to you, i still can survive with my salary and have some saving for myself. I do have long term plan to settle in singapore as well.

BBmar, i think need your help to explain.

PS: you do not have to go back to malaysia to enjoy the currency exchange effect.

This post has been edited by jimmy79: Nov 29 2007, 09:13 PM

Akira not selling electrical item only ?
no pillow how to sleep? hahaha

Please forgive me if I am wrong
I am not sure where u get the 500k value, may be is for private apartment??
If you are going for HDB, 4 rooms type HDB normally is around 1000sqt( getting smaller for new hdb).
For us non singaporean, we cannot buy from HDB thus we need get second hand from free market. The price is range from 200k-350k base on location. The price might be higher now due to the raises.

EDITED: I think apartment cost more than 500k in singapore. So the answer 4.5k cannot afford 500k apartment.


This post has been edited by jimmy79: Nov 30 2007, 03:04 PM

Not agree with you, if I can afford a private apartment in singapore why would I share my apartment with other ppl?

Beside the advance technology, i think the currency play a role as well because the gadjet take up small percentage of ur salary only. Example a normal PC cost Rm3k but here cost SGD1.5k. you will think to buy it because you "feel" it is much more cheaper.

Everyone has their own preference, we cannot force them.
For the comfortable of living, I think those ppl who has work in both places know the differences very well.

Nothing come with free. For my case I have come to sg for few interview before I accept this offer. I even have cases work in kl till 6pm then take bus to singapore, stay at friend over night, tomorrow morning go interview and go back KL again.

I am applying jobs through those job seeking website.

washa is damn tall. hahahaha.

For the hp package.
If your job is not the type will keep receive the incoming call and you plan to call out a lot. Singtel prepaid is the most worth package to use if u using Hot 100 even compare with postpaid.

You pay SGD28 only for Hot 100( normally I pay SGD24.5 or SGD25) and you get SGD72 dollar for local charges and SGD28 for IDD international call.
The calling rates also cheaper than postpaid if most of your call is after 8pm because it only charges 8cent per minutes compare 16cent per minutes on postpaid line.
If you make call on day time before 8pm, the rate is same with postpaid which is 16cents.

so imagine SGD72 can call for how long? My gf call me using this package and normally the SGD25 can last for 1 month or more with average she call me 30 mins per night.
My postpaid SGd30 with free IDD only come with 80 minutes free call and 500 sms and free incoming call.

Dun forget about the SGD28 IDD international call as well. Just add 019 to any international number you want and u will call it using local rate which is 8cents per minutes after 8pm( b4 8pm is 16cents or more). So u can keep contact with your family in msia quite often. The weekend rate for this package is 8cents for whole days as wel.

However, this Hot 100 value need to be top up every 50 days, if not your value inside will be deleted.Normal prepaid in singapore has life span 6 months compare maxis 30 days with top up of SGD10 dollar.

Another benefit of postpaid is you get free caller id display, postpaid normally give u free callerID on first 3 months but charge u SGD5 after that.

lol, i seems help singtel promote their hot 100.

---

Added on December 10, 2007, 11:52 amcktwai, so we need open maybank account in singapore to let us use the sg maybank2u?Currently I am using remittance services and everytime they charge SGD10, if got other method which can save money I will like to know. Last time I ask singapore maybank on the remittance and service fee they charge is SGD30, so need to know more about the method you use. Thanks.


This post has been edited by jimmy79: Dec 10 2007, 11:52 AM

Hi darren,
you pay SGD28 ( suggest price ) for HOT 100 top up card which contain the value of SGD72 for local call/sms and SGD28 value for IDD, international call/sms. So total is SGD100 worth value, thats y it call HOT 100. Sounds unbelievable right?

http://home.singtel.com/upload_hub/consume...onus_nov07.html

This post has been edited by jimmy79: Dec 10 2007, 01:22 PM

Non PR does not contribute CPF. I think you can ask your employer say you want to contribute even not PR but not sure the employer will contribute their part or not.

I do not have CPF contribution. I have no sosco deduct from salaryas well, so the pay you receive is the net pay.

What variable portion? Not really get what you mean.

Singapore FD does not pay you 2.5% till 4% per annum. FD in singapore only give you from 0.3 till 1% only( FD below 50k)

my employer din pay my CPF part now, the only hope is wait till get my PR only. But that time the salary will drop 20%

Please dun mislead other with your own thinking/assumption

This post has been edited by jimmy79: Jan 23 2008, 02:13 PM

First time I know can get EP without doing med check. What is the condition?

if you plan to get into msia, you will get taxed unless you smuggle it

This post has been edited by jimmy79: Jan 28 2008, 09:07 AM